{
  "snapshot_at": "2026-11-13T01:35:55Z",
  "brand": "Queensland Country Bank",
  "brand_slug": "queensland-country-bank",
  "product_id": "47",
  "cdr_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/47",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/47'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "47",
    "effectiveFrom": "2022-03-07T13:30:00.0000000Z",
    "lastUpdated": "2026-11-13T00:00:23.8091263Z",
    "productCategory": "BUSINESS_LOANS",
    "name": "Business Green Car Loan",
    "description": "Our Business Green Car Loan allows you to purchase any new or demonstrator green vehicle. A 'green' vehicle is defined as one with emissions intensity that does not exceed 120 grams of C02 emissions per km (g/km).",
    "brand": "Queensland Country Bank",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.queenslandcountry.bank/business-green-car",
      "termsUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf",
      "eligibilityUri": "https://www.energy.gov.au/households/transport",
      "feesAndPricingUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "EXTRA_REPAYMENTS",
        "additionalInfo": "No penalties for extra repayments on variable rate loans"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Ability to borrow up to an additional 10% of the initial loan value to fund charging technology to support your green choice"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No deposit required"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Loan Terms up to 7 years"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Conditional pre-approval available"
      },
      {
        "featureType": "REDRAW"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia"
      }
    ],
    "fees": [
      {
        "name": "Commercial Establishment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "150.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Company Search Fee",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Pricing on Application"
      },
      {
        "name": "Document Fee",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Price on Application"
      },
      {
        "name": "Other Credit Fees",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Please refer to our Fees and Charges brochure for information on other fees and charges which may apply.",
        "additionalInfoUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf"
      },
      {
        "name": "Monthly Loan Maintenance Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "No Loan Maintenance fee"
      },
      {
        "name": "Arrears Letter - Second Arrears Letter",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Arrears Letter Fee - Default Notice prior to Enforcement",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "70.00"
        },
        "currency": "AUD"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0674",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "Variable",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      }
    ]
  }
}