{
  "snapshot_at": "2026-10-17T15:39:05Z",
  "brand": "Auswide Bank Ltd",
  "brand_slug": "auswide-bank-ltd",
  "product_id": "508e1380-5d7f-4dfe-b49d-f6a7588e72d1",
  "cdr_url": "https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/508e1380-5d7f-4dfe-b49d-f6a7588e72d1",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/508e1380-5d7f-4dfe-b49d-f6a7588e72d1'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "REDRAW"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "150000.00"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "75"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "fees": [
      {
        "name": "ESTABLISHMENT_FEE_-_PERSONAL_LOAN",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "250.00"
        },
        "currency": "AUD",
        "additionalInfo": "To cover our costs associated with establishing your loan",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "ACCOUNT_SERVICE_FEE_-_PERSONAL_LOAN",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "Payable for managing your account",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "DEFAULT_ADMINISTRATION_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged per month, if you fail to make a payment by the due date",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "RTGS_OUTWARD_PAYMENT_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "EARLY_PAYOUT_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "rate": "0.0648",
        "comparisonRate": "0.0719",
        "calculationFrequency": "P1D",
        "applicationType": "UPFRONT",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "Car Loan",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "150000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P5Y",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/interest-rates/"
      }
    ],
    "productCategory": "PERS_LOANS",
    "productId": "508e1380-5d7f-4dfe-b49d-f6a7588e72d1",
    "lastUpdated": "2026-07-28T09:50:58.000+10:00",
    "name": "CAR LOAN",
    "description": "A secured personal loan with a competitive variable interest rate for new or used cars purchased from a dealer",
    "brand": "A-Auswide Bank",
    "brandName": "A-Auswide Bank",
    "applicationUri": "https://apply.auswidebank.com.au/apply/#/apply/new/personalLoans/loanDetails/loanPurpose",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/buying-a-car/",
      "termsUri": "https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/buying-a-car/",
      "eligibilityUri": "https://auswidebank.com.au/personal-loans/find-the-loan-that-suits-you/buying-a-car/",
      "feesAndPricingUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
    }
  }
}