{
  "snapshot_at": "2026-11-13T01:28:50Z",
  "brand": "MoveBank",
  "brand_slug": "movebank",
  "product_id": "c60b0aac-2a2d-4eaf-a240-7aae4acc7f0c",
  "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/c60b0aac-2a2d-4eaf-a240-7aae4acc7f0c",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/c60b0aac-2a2d-4eaf-a240-7aae4acc7f0c'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "additionalTermsUris": [
        {
          "additionalInfoUri": "https://move.bank/tools-resources/target-market-determination",
          "description": "Target Market Determination"
        }
      ],
      "feesAndPricingUri": "https://move.bank/tools-resources/interest-rates-fees/fees-charges",
      "overviewUri": "https://move.bank/loans/car-loans/car-loan-fixed-rate",
      "termsUri": "https://move.bank/about-us/conditions-of-use"
    },
    "applicationUri": "https://move.bank/loans/car-loans/car-loan-fixed-rate",
    "brand": "MoveBank",
    "brandName": "MoveBank",
    "constraints": [
      {
        "additionalInfo": "Minimum loan amount is $10,000.",
        "additionalValue": "10000.00",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "Maximum loan amount is $150,000 for vehicles aged 3 years or under, or $75,000 for vehicles aged over 3 up to 20 years.",
        "additionalValue": "150000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum loan term is 7 years.",
        "additionalValue": "P7Y",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Minimum loan term is 1 year.",
        "additionalValue": "P1Y",
        "constraintType": "OTHER"
      }
    ],
    "description": "Move Car Loan",
    "effectiveFrom": "2026-08-01T00:00:00.001Z",
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalInfo": "Must be a MoveBank member to apply.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      }
    ],
    "features": [
      {
        "featureType": "REDRAW"
      },
      {
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "fees": [
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "50.00"
        },
        "name": "Default Notice Fee"
      },
      {
        "additionalInfo": "Payable when MoveBank incurs reasonable costs as a result of loan default, recovery action or enforcement proceedings. This may include legal, court, collection and other recovery-related expenses.",
        "additionalInfoUri": "https://move.bank/tools-resources/interest-rates-fees/fees-charges",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Enforcement expenses",
        "variable": {}
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "195.00"
        },
        "name": "Establishment Fee"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "150.00"
        },
        "name": "Substitution of security"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-11-12T14:27:44.470497Z",
    "lendingRates": [
      {
        "additionalInfo": "Fixed for the full loan term (1 to 7 years).",
        "additionalValue": "P7Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0636",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OTHER",
        "rate": "0.0609",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      }
    ],
    "name": "Move Car Loan",
    "productCategory": "PERS_LOANS",
    "productId": "c60b0aac-2a2d-4eaf-a240-7aae4acc7f0c"
  }
}