{
  "snapshot_at": "2026-10-17T15:39:34Z",
  "brand": "QBANK",
  "brand_slug": "qbank",
  "product_id": "VehicleLoan",
  "cdr_url": "https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/VehicleLoan",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/VehicleLoan'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "No penalty for extra repayments"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "150000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      }
    ],
    "fees": [
      {
        "name": "PERSONAL_LOAN_MONTHLY_ACCOUNT_FEE",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee will be charged at the end of each month."
      },
      {
        "name": "PERSONAL_LOAN_FUNDING_FEE",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "195.00"
        },
        "currency": "AUD"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0674",
        "comparisonRate": "0.0737",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Green Car Loan"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0724",
        "comparisonRate": "0.0787",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "New Car Loan"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0924",
        "comparisonRate": "0.0986",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Car Loan"
      }
    ],
    "productCategory": "PERS_LOANS",
    "productId": "VehicleLoan",
    "lastUpdated": "2026-10-14T23:36:32.000+10:00",
    "name": "Personal Loan",
    "description": "Vehicle Loan",
    "brand": "QBANK",
    "brandName": "QBANK",
    "applicationUri": "https://www.qbank.com.au/apply-online",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://qbank.com.au/loans-credit-cards/personal-loans/",
      "termsUri": "https://www.qbank.com.au/other-content/general-information-terms-conditions/",
      "eligibilityUri": "https://www.qbank.com.au/membership/who-can-join/",
      "feesAndPricingUri": "https://www.qbank.com.au/rates-fees"
    }
  }
}