{ "snapshot_at": "2026-11-10T03:02:30Z", "brand": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "product_id": "0ce5a6c9-83c3-48ae-9574-e7a6247ab0d9", "cdr_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0ce5a6c9-83c3-48ae-9574-e7a6247ab0d9", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0ce5a6c9-83c3-48ae-9574-e7a6247ab0d9'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "brand": "Regional Australia Bank", "description": "Get into your new wheels faster and easier - with a great interest rate and no hidden costs!", "isTailored": false, "lastUpdated": "2026-10-22T23:07:26.5987Z", "name": "Accelerator Car Loan", "productCategory": "PERS_LOANS", "productId": "0ce5a6c9-83c3-48ae-9574-e7a6247ab0d9", "additionalInformation": { "overviewUri": "https://www.regionalaustraliabank.com.au/personal/products/personal-loans/accelerator-car-loan", "termsUri": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "eligibilityUri": "https://www.regionalaustraliabank.com.au/personal/products/personal-loans/accelerator-car-loan", "feesAndPricingUri": "https://www.regionalaustraliabank.com.au/personal/products/personal-loans/accelerator-car-loan", "bundleUri": null, "additionalOverviewUris": null, "additionalTermsUris": null, "additionalEligibilityUris": null, "additionalFeesAndPricingUris": null, "additionalBundleUris": null }, "applicationUri": "https://apply.regionalaustraliabank.com.au/cip/rab/p/community/personalcredit/application.html?OfficeUseApplicationType=Personal%20loan&OfficeUsePersonalLoanProduct=Accelerator%20Car%20Loan&LoanPurpose=Buy%20a%20vehicle", "brandName": "Regional Australia Bank", "brandGroup": null, "cardArt": [], "effectiveFrom": null, "effectiveTo": null, "bundles": [], "constraints": [ { "constraintType": "MIN_LIMIT", "additionalInfo": "A minimum loan amount of $5,000 applies to this product.", "additionalInfoUri": null, "additionalValue": "10000.00" } ], "depositRates": [], "eligibility": [ { "eligibilityType": "OTHER", "additionalInfo": "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "additionalInfoUri": null, "additionalValue": null }, { "eligibilityType": "OTHER", "additionalInfo": "Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.", "additionalInfoUri": null, "additionalValue": null }, { "eligibilityType": "EMPLOYMENT_STATUS", "additionalInfo": "Borrowers must demonstrate at least 6 months continuing employment history at the time of application.", "additionalInfoUri": null, "additionalValue": "Ongoing Employment" }, { "eligibilityType": "RESIDENCY_STATUS", "additionalInfo": "Individuals must be citizens or permanent residents of Australia.", "additionalInfoUri": null, "additionalValue": "Australian Residents" }, { "eligibilityType": "OTHER", "additionalInfo": "Available for cars, motorbikes, caravans, boats and trailers up to 10 years old.", "additionalInfoUri": null, "additionalValue": null }, { "eligibilityType": "MIN_AGE", "additionalInfo": "Borrowers must be aged 18 years, however, 16 or older can apply with 18 years over adult as co-applicant or guarantor.", "additionalInfoUri": null, "additionalValue": "18" } ], "features": [ { "featureType": "OTHER", "additionalInfo": "Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "OTHER", "additionalInfo": "Ability to make extra payments or repay the loan in full early at no cost.", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "DIGITAL_BANKING", "additionalInfo": "Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "REDRAW", "additionalInfo": "Redraw is available at no cost enabling you to save for future registration and insurance costs by paying extra to your loan. A minimum redraw amount of $200 applies.", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "OTHER", "additionalInfo": "No Monthly Service Fees", "additionalInfoUri": null, "additionalValue": null } ], "fees": [ { "feeType": "UPFRONT", "name": "Approval Fee ", "additionalInfo": "Applied on approval of your Personal or Car loan, prior to the initial drawdown. ", "additionalInfoUri": null, "additionalValue": null, "currency": null, "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "195.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "PPSR check fee", "additionalInfo": "Applies when a PPSR check is required.", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "26.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Monthly Service Fee ", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1M", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null } ], "lendingRates": [ { "lendingRateType": "VARIABLE", "rate": "0.1199", "additionalInfo": "Interest is per annum (p.a.). Available for vehicles aged 5-10 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.", "additionalInfoUri": "https://www.regionalaustraliabank.com.au/personal-loans/accelerator-car-loan", "additionalValue": null, "applicationFrequency": "P1M", "calculationFrequency": "P1D", "comparisonRate": "0.1232", "interestPaymentDue": "IN_ARREARS", "loanPurpose": "OTHER", "repaymentType": "PRINCIPAL_AND_INTEREST", "tiers": [], "applicabilityConditions": [], "applicationType": "PERIODIC" }, { "lendingRateType": "VARIABLE", "rate": "0.0699", "additionalInfo": "Interest is per annum (p.a.). Available for vehicles aged under 5 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.", "additionalInfoUri": "https://www.regionalaustraliabank.com.au/personal-loans/accelerator-car-loan", "additionalValue": null, "applicationFrequency": "P1M", "calculationFrequency": "P1D", "comparisonRate": "0.073", "interestPaymentDue": "IN_ARREARS", "loanPurpose": "OTHER", "repaymentType": "PRINCIPAL_AND_INTEREST", "tiers": [], "applicabilityConditions": [], "applicationType": "PERIODIC" } ], "instalments": null } }