{
  "snapshot_at": "2026-10-17T15:39:41Z",
  "brand": "SWSbank",
  "brand_slug": "swsbank",
  "product_id": "L17_Disc_NVL",
  "cdr_url": "https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L17_Disc_NVL",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L17_Disc_NVL'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "REDRAW"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Monthly or 6 monthly statements available"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Maximum loan term is 5 years"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No penalty for extra payments"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No application or account keeping fees"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "100% Lend"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "0-3 Year old cars only"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly fees"
      },
      {
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "200000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian citizen or permanent resident"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0579",
        "comparisonRate": "0.0579",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalInfoUri": "https://www.swsbank.com.au/loans/vehicle-loans/all-vehicle-loans/"
      }
    ],
    "productCategory": "PERS_LOANS",
    "productId": "L17_Disc_NVL",
    "lastUpdated": "2025-09-11T14:14:04.000+10:00",
    "name": "5 Year Variable Interest Vehicle Loan",
    "description": "5 Year Variable Interest Vehicle Loan. It might be a car, caravan or float.",
    "brand": "South West Slopes Credit Union",
    "brandName": "South West Slopes Credit Union Ltd trading as SWSbank",
    "applicationUri": "https://swscu.apply-online.com.au/#/c7200fb5-2654-4a9d-a3bb-529b48df3c1c",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.swsbank.com.au/loans/vehicle-loans/all-vehicle-loans/",
      "termsUri": "https://www.swsbank.com.au/help-support/important-information/disclosure-documents/",
      "feesAndPricingUri": "https://www.swsbank.com.au/help-support/rates-fees/fees-and-charges/"
    }
  }
}