{ "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category", "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.", "coverage_note": "Covers the banks, credit unions and other card issuers on the Consumer Data Right register that publish credit cards, every rate and fee as the issuer's own feed states it, plus issuers that are not on the register (American Express, Zip's Zip Plus line of credit and Wizit's Wizitcard): their cards are read by hand from their own pages and Key Facts Sheets, each figure quoted from the sentence it came from and re-read daily (source_kind document). Latitude and other non-bank issuers are not here. Not every offer an issuer advertises is in its feed, and rewards points are not valued: the feeds name the programme, not what a point is worth.", "licence_note_shared": "licence_shared_with lists the other brands on the CDR register with the same ABN: one issuer trading under several names.", "generated_at": "2026-11-12T02:36:21Z", "brand_count": 64, "brands": [ { "brand_slug": "american-express", "brand": "American Express Australia Limited", "brand_label": "American Express", "legal_entity_abn": "92108952085", "licence_shared_with": [], "status": "documents", "stale": false, "source_kind": "document", "product_count": 15, "credit_card_count": 10, "ranked_product_count": 10, "bank_last_updated": "2026-11-12T02:35:39Z" }, { "brand_slug": "anz", "brand": "ANZ", "brand_label": "ANZ", "legal_entity_abn": "11005357522", "licence_shared_with": [ "ANZ Plus" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 11, "credit_card_count": 11, "ranked_product_count": 11, "bank_last_updated": "2026-11-02T13:00:00Z" }, { "brand_slug": "australian-military-bank", "brand": "Australian Military Bank", "brand_label": "Australian Military Bank", "legal_entity_abn": "48087649741", "licence_shared_with": [ "RSL Money" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-09-30T14:00:00Z" }, { "brand_slug": "australian-mutual-bank-ltd", "brand": "Australian Mutual Bank LTD", "brand_label": "Australian Mutual Bank", "legal_entity_abn": "30087650459", "licence_shared_with": [ "Firefighters Mutual Bank", "Health Professionals Bank", "Teachers Mutual Bank", "UniBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-09-09T05:14:27Z" }, { "brand_slug": "auswide-bank-ltd", "brand": "Auswide Bank Ltd", "brand_label": "Auswide Bank", "legal_entity_abn": "89067729195", "licence_shared_with": [ "MyState Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-06-24T06:11:08Z" }, { "brand_slug": "bank-australia", "brand": "Bank Australia", "brand_label": "Bank Australia", "legal_entity_abn": "21087651607", "licence_shared_with": [ "Qudos Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-11-04T05:54:46Z" }, { "brand_slug": "bank-first", "brand": "Bank First", "brand_label": "Bank First", "legal_entity_abn": "44087651769", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-06-15T23:24:20Z" }, { "brand_slug": "bank-of-china", "brand": "Bank of China", "brand_label": "Bank of China", "legal_entity_abn": "28110077622", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 5, "credit_card_count": 5, "ranked_product_count": 5, "bank_last_updated": "2024-09-24T18:00:00Z" }, { "brand_slug": "bank-of-melbourne", "brand": "Bank of Melbourne", "brand_label": "Bank of Melbourne", "legal_entity_abn": "33007457141", "licence_shared_with": [ "BankSA", "St.George Bank", "Westpac" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 7, "credit_card_count": 7, "ranked_product_count": 7, "bank_last_updated": "2026-11-05T02:44:44Z" }, { "brand_slug": "bank-of-us", "brand": "Bank of us", "brand_label": "Bank of us", "legal_entity_abn": "32087652088", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-04-13T12:42:12Z" }, { "brand_slug": "banksa", "brand": "BankSA", "brand_label": "BankSA", "legal_entity_abn": "33007457141", "licence_shared_with": [ "Bank of Melbourne", "St.George Bank", "Westpac" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 7, "credit_card_count": 7, "ranked_product_count": 7, "bank_last_updated": "2026-11-05T02:44:45Z" }, { "brand_slug": "bankvic", "brand": "BankVic", "brand_label": "BankVic", "legal_entity_abn": "33087651661", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-08-13T05:52:02Z" }, { "brand_slug": "bankwest", "brand": "Bankwest", "brand_label": "Bankwest", "legal_entity_abn": "48123123124", "licence_shared_with": [ "CBA - CommBiz", "CommBank", "Unloan" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 5, "credit_card_count": 5, "ranked_product_count": 5, "bank_last_updated": "2026-10-09T11:08:30Z" }, { "brand_slug": "bcu-bank", "brand": "BCU Bank", "brand_label": "BCU Bank", "legal_entity_abn": "69087651876", "licence_shared_with": [ "P&N Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-07-10T14:00:53Z" }, { "brand_slug": "bendigo-bank", "brand": "Bendigo Bank", "brand_label": "Bendigo Bank", "legal_entity_abn": "11068049178", "licence_shared_with": [ "AFG Home Loans Alpha", "Aussie Elevate", "Connective Select", "NRMA Home Loans", "Qantas Money Basic/Offset Home Loans", "Tiimely Home", "Up" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 6, "credit_card_count": 6, "ranked_product_count": 6, "bank_last_updated": "2026-10-28T05:19:01Z" }, { "brand_slug": "beyond-bank-australia", "brand": "Beyond Bank Australia", "brand_label": "Beyond Bank Australia", "legal_entity_abn": "15087651143", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-10-14T02:00:31Z" }, { "brand_slug": "bank-of-queensland-limited", "brand": "Bank of Queensland Limited", "brand_label": "BOQ", "legal_entity_abn": "32009656740", "licence_shared_with": [ "BOQ Specialist", "DDH Graham", "ME Bank", "Virgin Money" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-10-21T04:44:46Z" }, { "brand_slug": "boq-specialist", "brand": "BOQ Specialist", "brand_label": "BOQ Specialist", "legal_entity_abn": "32009656740", "licence_shared_with": [ "BOQ", "DDH Graham", "ME Bank", "Virgin Money" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-10-26T02:59:52Z" }, { "brand_slug": "border-bank", "brand": "Border Bank", "brand_label": "Border Bank", "legal_entity_abn": "95087650799", "licence_shared_with": [ "Police Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-07-29T00:55:44Z" }, { "brand_slug": "coastline-bank", "brand": "Coastline Bank", "brand_label": "Coastline Bank", "legal_entity_abn": "88087649910", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 4, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-10-14T14:00:14Z" }, { "brand_slug": "coles-credit-cards", "brand": "Coles Credit Cards", "brand_label": "Coles Credit Cards", "legal_entity_abn": "12004044937", "licence_shared_with": [ "Kogan Money Credit Cards", "MyCard", "NAB", "Qantas Money Credit Cards", "UBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-11-02T00:12:00Z" }, { "brand_slug": "commbank", "brand": "CommBank", "brand_label": "CommBank", "legal_entity_abn": "48123123124", "licence_shared_with": [ "Bankwest", "CBA - CommBiz", "Unloan" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 15, "credit_card_count": 10, "ranked_product_count": 10, "bank_last_updated": "2026-11-12T02:15:46Z" }, { "brand_slug": "commfcu", "brand": "CommFCU", "brand_label": "Community First Bank", "legal_entity_abn": "80087649938", "licence_shared_with": [ "Easy Street" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-10-06T04:31:28Z" }, { "brand_slug": "credit-union-sa", "brand": "Credit Union SA", "brand_label": "Credit Union SA", "legal_entity_abn": "36087651232", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-06-28T14:00:00Z" }, { "brand_slug": "defence-bank", "brand": "Defence Bank", "brand_label": "Defence Bank", "legal_entity_abn": "57087651385", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-03-15T13:00:00Z" }, { "brand_slug": "firefighters-mutual-bank", "brand": "Firefighters Mutual Bank", "brand_label": "Firefighters Mutual Bank", "legal_entity_abn": "30087650459", "licence_shared_with": [ "Australian Mutual Bank", "Health Professionals Bank", "Teachers Mutual Bank", "UniBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-09-09T05:09:04Z" }, { "brand_slug": "first-option-bank", "brand": "First Option Bank", "brand_label": "First Option Bank", "legal_entity_abn": "95087650735", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-06-02T02:56:29Z" }, { "brand_slug": "great-southern-bank", "brand": "Great Southern Bank", "brand_label": "Great Southern Bank", "legal_entity_abn": "44087650959", "licence_shared_with": [ "Great Southern Bank Business+", "Solo by MYOB" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-10-30T21:01:00Z" }, { "brand_slug": "greater-bank", "brand": "Greater Bank", "brand_label": "Greater Bank", "legal_entity_abn": "96087651992", "licence_shared_with": [ "Newcastle Permanent" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 1, "bank_last_updated": "2026-11-04T13:00:00Z" }, { "brand_slug": "health-professionals-bank", "brand": "Health Professionals Bank", "brand_label": "Health Professionals Bank", "legal_entity_abn": "30087650459", "licence_shared_with": [ "Australian Mutual Bank", "Firefighters Mutual Bank", "Teachers Mutual Bank", "UniBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-09-09T05:07:02Z" }, { "brand_slug": "horizon-bank", "brand": "Horizon Bank", "brand_label": "Horizon Bank", "legal_entity_abn": "66087650173", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-11-03T23:53:38Z" }, { "brand_slug": "hsbc-bank-australia-limited-wholesale-banking", "brand": "HSBC Bank Australia Limited – Wholesale Banking", "brand_label": "HSBC (wholesale)", "legal_entity_abn": "48006434162", "licence_shared_with": [ "HSBC" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 0, "ranked_product_count": 0, "bank_last_updated": "2025-12-02T07:09:54Z" }, { "brand_slug": "hume-bank", "brand": "Hume Bank", "brand_label": "Hume Bank", "legal_entity_abn": "85051868556", "licence_shared_with": [ "Geelong Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-05-01T01:51:28Z" }, { "brand_slug": "ing-bank-australia-ltd", "brand": "ING BANK (Australia) Ltd", "brand_label": "ING", "legal_entity_abn": "24000893292", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-08-11T06:21:03Z" }, { "brand_slug": "kogan-money-credit-cards", "brand": "Kogan Money Credit Cards", "brand_label": "Kogan Money Credit Cards", "legal_entity_abn": "12004044937", "licence_shared_with": [ "Coles Credit Cards", "MyCard", "NAB", "Qantas Money Credit Cards", "UBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-11-02T00:12:00Z" }, { "brand_slug": "macquarie-bank-limited", "brand": "Macquarie Bank Limited", "brand_label": "Macquarie Bank", "legal_entity_abn": "46008583542", "licence_shared_with": [ "Aussie Home Loans" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-03-13T00:01:00Z" }, { "brand_slug": "movebank", "brand": "MoveBank", "brand_label": "MoveBank", "legal_entity_abn": "91087651090", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 0, "bank_last_updated": "2026-11-09T00:37:35Z" }, { "brand_slug": "mycard", "brand": "MyCard", "brand_label": "MyCard", "legal_entity_abn": "12004044937", "licence_shared_with": [ "Coles Credit Cards", "Kogan Money Credit Cards", "NAB", "Qantas Money Credit Cards", "UBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 5, "credit_card_count": 5, "ranked_product_count": 5, "bank_last_updated": "2026-11-02T00:00:00Z" }, { "brand_slug": "national-australia-bank", "brand": "NATIONAL AUSTRALIA BANK", "brand_label": "NAB", "legal_entity_abn": "12004044937", "licence_shared_with": [ "Coles Credit Cards", "Kogan Money Credit Cards", "MyCard", "Qantas Money Credit Cards", "UBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 10, "credit_card_count": 9, "ranked_product_count": 9, "bank_last_updated": "2026-10-01T13:59:59Z" }, { "brand_slug": "newcastle-permanent", "brand": "Newcastle Permanent", "brand_label": "Newcastle Permanent", "legal_entity_abn": "96087651992", "licence_shared_with": [ "Greater Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-11-04T13:00:00Z" }, { "brand_slug": "northern-inland-credit-union-limited", "brand": "Northern Inland Credit Union Limited", "brand_label": "Northern Inland Credit Union", "legal_entity_abn": "36087650422", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-01-21T00:16:44Z" }, { "brand_slug": "p-n-bank", "brand": "P&N Bank", "brand_label": "P&N Bank", "legal_entity_abn": "69087651876", "licence_shared_with": [ "BCU Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-11-03T20:00:29Z" }, { "brand_slug": "people-first-and-heritage-bank", "brand": "People First and Heritage Bank", "brand_label": "People First Bank / Heritage Bank", "legal_entity_abn": "11087651125", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 1, "bank_last_updated": "2026-06-04T00:02:49Z" }, { "brand_slug": "police-bank", "brand": "Police Bank", "brand_label": "Police Bank", "legal_entity_abn": "95087650799", "licence_shared_with": [ "Border Bank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-07-28T22:48:34Z" }, { "brand_slug": "police-credit-union-ltd", "brand": "Police Credit Union Ltd", "brand_label": "Police Credit Union", "legal_entity_abn": "30087651205", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 2, "credit_card_count": 2, "ranked_product_count": 2, "bank_last_updated": "2026-04-27T02:03:53Z" }, { "brand_slug": "qantas-money-credit-cards", "brand": "Qantas Money Credit Cards", "brand_label": "Qantas Money Credit Cards", "legal_entity_abn": "12004044937", "licence_shared_with": [ "Coles Credit Cards", "Kogan Money Credit Cards", "MyCard", "NAB", "UBank" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-11-02T00:12:00Z" }, { "brand_slug": "qbank", "brand": "QBANK", "brand_label": "QBank", "legal_entity_abn": "79087651036", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-10-18T20:10:22Z" }, { "brand_slug": "qudos-bank", "brand": "Qudos Bank", "brand_label": "Qudos Bank", "legal_entity_abn": "21087651607", "licence_shared_with": [ "Bank Australia" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-10-31T21:58:08Z" }, { "brand_slug": "queensland-country-bank", "brand": "Queensland Country Bank", "brand_label": "Queensland Country Bank", "legal_entity_abn": "77087651027", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 3, "credit_card_count": 3, "ranked_product_count": 3, "bank_last_updated": "2026-11-12T02:00:23Z" }, { "brand_slug": "regional-australia-bank", "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "legal_entity_abn": "21087650360", "licence_shared_with": [ "Summerland Bank", "Thriday" ], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-06-29T04:05:39Z" }, { "brand_slug": "revolut", "brand": "Revolut", "brand_label": "Revolut", "legal_entity_abn": "21634823180", "licence_shared_with": [], "status": "ok", "stale": false, "source_kind": "feed", "product_count": 1, "credit_card_count": 1, "ranked_product_count": 1, "bank_last_updated": "2026-07-08T14:04:01Z" }, { "brand_slug": "rsl-money", 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