{ "brand": "Bankwest", "brand_label": "Bankwest", "brand_slug": "bankwest", "legal_entity_abn": "48123123124", "public_base_uri": "https://open-api.bankwest.com.au/bwpublic", "logo_uri": "https://www.bankwest.com.au/content/dam/bankwest/system/logos/bankwest-logo-padding.png", "status": "ok", "stale": false, "bank_last_updated": "2026-10-09T11:08:30Z", "at_a_glance": { "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.", "rates": [ {"segment":"personal","kind":"low_rate","rank":31,"of":52,"product_label":"Breeze Platinum Mastercard","card_type":"credit","purchase_rate_pct":12.99,"annual_fee":59.0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":1000.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":24,"bt_fee_pct":3.0,"bt_revert_rate_pct":12.99,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"no_annual_fee","rank":7,"of":10,"product_label":"Zero Platinum Mastercard","card_type":"credit","purchase_rate_pct":18.99,"annual_fee":0.0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":1000.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":6,"bt_fee_pct":3.0,"bt_revert_rate_pct":18.99,"rewards_program":null,"conditions":"k2","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"balance_transfer","rank":3,"of":22,"product_label":"Breeze Platinum Mastercard","card_type":"credit","purchase_rate_pct":12.99,"annual_fee":59.0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":1000.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":24,"bt_fee_pct":3.0,"bt_revert_rate_pct":12.99,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"rewards","rank":15,"of":24,"product_label":"Qantas Platinum Mastercard","card_type":"credit","purchase_rate_pct":19.99,"annual_fee":199.0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":44,"min_credit_limit":1000.0,"max_credit_limit":null,"bt_promo_rate_pct":2.99,"bt_promo_months":9,"bt_fee_pct":0.0,"bt_revert_rate_pct":19.99,"rewards_program":"Qantas Rewards","conditions":"k3","restrictions":[],"record_stale":false} ], "condition_sets": { "k1": [ "0.00% on balance transfers for 24 months, 3% transfer fee, then 12.99% (the balance transfer rate); new cards", "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.", "no foreign transaction fees or overseas ATM fees", "cash advance fee 3% or $4, whichever is greater", "minimum balance transfer $500", "temporary residents on some visa types cannot apply", "not for people who already hold a Breeze Mastercard" ], "k2": [ "0.00% on purchases for the first 6 months, then the purchase rate", "0.00% on balance transfers for 6 months, 3% transfer fee, then 18.99% (the balance transfer rate); new cards", "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.", "no foreign transaction fees or overseas ATM fees", "cash advance fee 3% or $4, whichever is greater", "minimum balance transfer $500", "temporary residents on some visa types cannot apply", "not for people who already hold a Zero Mastercard" ], "k3": [ "2.99% on balance transfers for 9 months, 0% transfer fee, then 19.99% (the balance transfer rate); new cards", "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.", "no foreign transaction fees or overseas ATM fees", "cash advance fee 3% or $4, whichever is greater", "minimum balance transfer $500", "temporary residents on some visa types cannot apply", "not for people who already hold a Bankwest Qantas Mastercard", "bonus points only if you have not held a Bankwest Qantas Mastercard in the last 36 months", "0.6 Qantas Points per $1 on the first $2,500 a month, then 0.15 per $1" ] }, "unranked": { "products": 0 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category", "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "9ce7236b194f4294b5cf84452e9025c2", "product_name": "Bankwest Breeze Platinum Mastercard", "product_label": "Breeze Platinum Mastercard", "product_slug": "breeze-platinum-mastercard", "page": "/au/finance/credit-cards/cards/bankwest/breeze-platinum-mastercard/", "product_url": "https://www.bankwest.com.au/credit-cards/low-rate", "terms_url": null, "fees_url": "https://www.bankwest.com.au/credit-cards/low-rate", "eligibility_url": "https://www.bankwest.com.au/content/dam/bankwest/documents/tmd/Credit-Cards/01-10-2026/bankwestbreezeplatinummastercard-tmd-280920261414.pdf", "card_type": "credit", "scheme": "mastercard", "tier": "platinum", "segments": [ "personal" ], "segment": "personal", "description": "A credit card with our lowest ongoing rate.", "purchase_rate_pct": 12.99, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": "The rate you'll pay on purchases if you're not eligible for an interest free period.", "cash_advance_rate_pct": 21.99, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 55, "annual_fee": 59.0, "fee_period": "annual", "fee_as_stated": 59.0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": "Annual Fee", "fee_offers": [ "No credit card annual fee applies when the card is taken out as an eligible card with the Complete Home Loan Package." ], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": 0.0, "foreign_transaction_fee": null, "cash_advance_fee_pct": 3.0, "cash_advance_fee": null, "late_payment_fee": 25.0, "additional_cardholder_fee": null, "balance_transfer": { "promo_rate_pct": 0.0, "promo_months": 24, "fee_pct": 3.0, "revert_rate_pct": 12.99, "revert_to": "balance_transfer", "for_new_cards": true, "for_existing_customers": null, "ongoing_rate_pct": 12.99, "offers": [ { "rate_pct": 0.0, "months": 24, "fee_pct": null, "for_new_cards": true, "for_existing_customers": null, "text": "0% p.a. for 24 months on balance transfers after your Card is approved. After the intro period, the ongoing balance transfer rate applies. Limited time for new Breeze Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95% o…" } ] }, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "insurances": [ "Complimentary Overseas Travel Insurance" ], "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "instalment_plan": true, "additional_cards": 3, "additional_cards_offered": true, "min_credit_limit": 1000.0, "max_credit_limit": null, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "0.00% on balance transfers for 24 months, 3% transfer fee, then 12.99% (the balance transfer rate); new cards", "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.", "no foreign transaction fees or overseas ATM fees", "cash advance fee 3% or $4, whichever is greater", "minimum balance transfer $500", "temporary residents on some visa types cannot apply", "not for people who already hold a Breeze Mastercard" ], "eligibility": [ "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility." ], "ranked": true, "unranked_reason": null, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 31, "of": 52, "hidden_by_default": null }, { "segment": "personal", "kind": "balance_transfer", "rank": 3, "of": 22, "hidden_by_default": null } ], "source_kind": "feed", "record_stale": false, "source_url": "https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/9ce7236b194f4294b5cf84452e9025c2", "source_snapshot": "/au/finance/credit-cards/v1/source/bankwest/9ce7236b194f4294b5cf84452e9025c2.json", "snapshot_at": "2026-10-24T09:57:51Z", "bank_last_updated": "2026-10-09T11:08:30.000Z", "key_facts_sheet_url": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20220227-113508.pdf", "document_links_source": { "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "from_issuer_page": null }, { "product_id": "2c63479dd51441b1b4d388d8bc186840", "product_name": "Bankwest More World Mastercard", "product_label": "More World Mastercard", "product_slug": "more-world-mastercard", "page": "/au/finance/credit-cards/cards/bankwest/more-world-mastercard/", "product_url": "https://www.bankwest.com.au/credit-cards/rewards", "terms_url": null, "fees_url": "https://www.bankwest.com.au/credit-cards/rewards", "eligibility_url": "https://www.bankwest.com.au/content/dam/bankwest/documents/tmd/Credit-Cards/01-10-2026/bankwestmoreworldmastercard-tmd-280920261422.pdf", "card_type": "credit", "scheme": "mastercard", "tier": "world", "segments": [ "personal" ], "segment": "personal", "description": "A credit card for earning points to redeem for digital vouchers or cashback.", "purchase_rate_pct": 14.99, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": "The rate you'll pay on purchases if you're not eligible for an interest free period.", "cash_advance_rate_pct": 21.99, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 44, "annual_fee": 270.0, "fee_period": "annual", "fee_as_stated": 270.0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": "Annual Fee", "fee_offers": [ "No credit card annual fee applies when the card is taken out as an eligible card with the Complete Home Loan Package." ], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": 0.0, "foreign_transaction_fee": null, "cash_advance_fee_pct": 3.0, "cash_advance_fee": null, "late_payment_fee": 25.0, "additional_cardholder_fee": null, "balance_transfer": { "promo_rate_pct": 0.0, "promo_months": 6, "fee_pct": 1.0, "revert_rate_pct": 14.99, "revert_to": "balance_transfer", "for_new_cards": true, "for_existing_customers": null, "ongoing_rate_pct": 14.99, "offers": [ { "rate_pct": 0.0, "months": 6, "fee_pct": null, "for_new_cards": true, "for_existing_customers": null, "text": "0% p.a. for 6 months on balance transfers after your Card is approved. After the intro period, the ongoing balance transfer rate applies. Limited time for new More Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95% of y…" } ] }, "rewards_program": "More Rewards", "rewards_programs": [ "More Rewards" ], "rewards_program_fee": null, "bonus_offer": "50000 Earn up to 50,000 Bonus More Rewards Points when you spend $10,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Offer is only available for a limited time to eligible new More World Mastercard customers. Customers must apply for and open (that is, act…", "cashback_offer": null, "insurances": [ "Complimentary Overseas Travel Insurance" ], "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "instalment_plan": true, "additional_cards": 3, "additional_cards_offered": true, "min_credit_limit": 6000.0, "max_credit_limit": null, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "0.00% on balance transfers for 6 months, 1% transfer fee, then 14.99% (the balance transfer rate); new cards", "credit limit from $6,000", "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.", "no foreign transaction fees or overseas ATM fees", "cash advance fee 3% or $4, whichever is greater", "minimum balance transfer $500", "temporary residents on some visa types cannot apply", "not for people who already hold a More Mastercard", "bonus points only if you have not held a More Mastercard in the last 24 months", "2.5 points per $1 on the first $2,000 a month, then 0.5 points per $1", "points credited only after $1,500 of eligible purchases and 60 days open" ], "eligibility": [ "Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility." ], "ranked": true, "unranked_reason": null, "rankings": [], "source_kind": "feed", "record_stale": false, "source_url": "https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/2c63479dd51441b1b4d388d8bc186840", "source_snapshot": "/au/finance/credit-cards/v1/source/bankwest/2c63479dd51441b1b4d388d8bc186840.json", "snapshot_at": "2026-10-24T09:57:51Z", "bank_last_updated": "2026-10-09T11:08:30.000Z", "key_facts_sheet_url": "https://www.bankwest.com.au/content/dam/bankwest/documents/legal-library/PDS_20220227-113508.pdf", "document_links_source": { "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "from_issuer_page": null }, { "product_id": "ff24e3061b6a4de3b91c101607c3f15f", "product_name": "Bankwest Qantas Platinum Mastercard", "product_label": "Qantas Platinum Mastercard", "product_slug": "qantas-platinum-mastercard", "page": "/au/finance/credit-cards/cards/bankwest/qantas-platinum-mastercard/", "product_url": "https://www.bankwest.com.au/credit-cards/qantas-frequent-flyer", "terms_url": null, "fees_url": "https://www.bankwest.com.au/credit-cards/qantas-frequent-flyer", "eligibility_url": "https://www.bankwest.com.au/content/dam/bankwest/documents/tmd/Credit-Cards/01-10-2026/bankwestqantasplatinummastercard-tmd-280920261424.pdf", "card_type": "credit", "scheme": "mastercard", "tier": "platinum", "segments": [ "personal" ], "segment": "personal", "description": "A credit card for earning unlimited Qantas Points.", "purchase_rate_pct": 19.99, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": "The rate you'll pay on purchases if you're not eligible for an interest free period.", "cash_advance_rate_pct": 21.99, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 44, "annual_fee": 199.0, "fee_period": "annual", "fee_as_stated": 199.0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": "Annual Fee", "fee_offers": [ "No credit card annual fee applies when the card is taken out as an eligible card with the Complete Home Loan Package." ], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": 0.0, "foreign_transaction_fee": null, "cash_advance_fee_pct": 3.0, "cash_advance_fee": null, "late_payment_fee": 25.0, "additional_cardholder_fee": null, "balance_transfer": { "promo_rate_pct": 2.99, "promo_months": 9, "fee_pct": 0.0, "revert_rate_pct": 19.99, "revert_to": "balance_transfer", "for_new_cards": true, "for_existing_customers": null, "ongoing_rate_pct": 19.99, "offers": [ { "rate_pct": 2.99, "months": 9, "fee_pct": null, "for_new_cards": true, "for_existing_customers": null, "text": "2.99% p.a. for 9 months on balance transfers after your Card is approved. After the intro period, the ongoing balance transfer rate applies. Limited time for new Qantas Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95%…" } ] }, "rewards_program": "Qantas Rewards", "rewards_programs": [ "Qantas Rewards" ], "rewards_program_fee": null, "bonus_offer": "40000 Earn up to 40,000 Bonus Qantas Points when you spend $4,000 on eligible purchases in the first 4 months and keep your card open for over 15 months. Offer is only available for a limited time to eligible new Bankwest Qantas Mastercard customers. 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After the intro period, the ongoing balance transfer rate applies. Limited time for new Qantas Mastercard customers only. Minimum balance transfer amount is $500 and a balance transfer request will only be processed up to 95%…" } ] }, "rewards_program": "Qantas Rewards", "rewards_programs": [ "Qantas Rewards" ], "rewards_program_fee": null, "bonus_offer": "40000 Earn up to 40,000 Bonus Qantas Points when you spend $4,000 on eligible purchases in the first 4 months and keep your card open for over 15 months. Offer is only available for a limited time to eligible new Bankwest Qantas Mastercard customers. 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