{
  "brand": "Coastline Bank",
  "brand_label": "Coastline Bank",
  "brand_slug": "coastline-bank",
  "legal_entity_abn": "88087649910",
  "public_base_uri": "https://public.cdr-api.coastline.com.au",
  "logo_uri": "https://cdn.sanity.io/images/djf521sf/production/619a4d8c4e9da4c964d2366eeb8ffd143ff37fc1-400x43.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-10-14T14:00:14Z",
  "at_a_glance": {
    "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.",
    "rates": [
      {"segment":"personal","kind":"low_rate","rank":9,"of":52,"product_label":"Visa Credit Card","card_type":"credit","purchase_rate_pct":10.24,"annual_fee":0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":500.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":6,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"personal","kind":"no_annual_fee","rank":1,"of":10,"product_label":"Visa Credit Card","card_type":"credit","purchase_rate_pct":10.24,"annual_fee":0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":500.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":6,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"personal","kind":"balance_transfer","rank":19,"of":22,"product_label":"Visa Credit Card","card_type":"credit","purchase_rate_pct":10.24,"annual_fee":0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":500.0,"max_credit_limit":null,"bt_promo_rate_pct":0.0,"bt_promo_months":6,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"business","kind":"low_rate","rank":11,"of":14,"product_label":"Business Access Plus","card_type":"credit","purchase_rate_pct":14.05,"annual_fee":120,"fee_period":"monthly","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":500.0,"max_credit_limit":null,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k2","restrictions":["limited_eligibility"],"record_stale":false}
    ],
    "condition_sets": {
      "k1": [
        "corrected from the bank's own page: no annual fee, per the bank's card page (\"No annual fees\") and Key Facts Sheet; the feed states no card fee",
        "0.00% on balance transfers for 6 months",
        "no annual fee; cash advance fee $3.50; Visa international transaction fee 3.65%",
        "no balance transfer fee on the 6-month 0% offer"
      ],
      "k2": [
        "corrected from the bank's own page: a $10 monthly fee, waived with a combined balance of $10,000 or more, per the bank's business card page (\"$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans\"); the feed states no card fee",
        "$10 monthly service fee, waived with a combined balance of $10,000 or more across savings, investments and loans",
        "for existing Coastline Bank business customers only",
        "purchase rate depends on security: 8.05% mortgage secured, 10.05% commercial secured, 14.05% unsecured"
      ]
    },
    "unranked": {
      "products": 1,
      "debit_card": 1
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category",
  "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "66",
      "product_name": "Business Access Plus",
      "product_label": "Business Access Plus",
      "product_slug": "business-access-plus",
      "page": "/au/finance/credit-cards/cards/coastline-bank/business-access-plus/",
      "product_url": "https://www.coastline.com.au/business/visa-business-credit-card",
      "terms_url": "https://cdn.sanity.io/files/djf521sf/production/7b2f7389cbdab671e3e98f77ef7a70058406b8ce.pdf",
      "fees_url": "https://cdn.sanity.io/files/djf521sf/production/2e18ade147b251ed111ac7e5042689968459e6b4.pdf",
      "eligibility_url": "https://www.coastline.com.au/conditions-of-use/",
      "card_type": "credit",
      "scheme": null,
      "tier": null,
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "Business Access Plus",
      "purchase_rate_pct": 14.05,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": null,
      "cash_advance_rate_pct": 14.05,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 55,
      "annual_fee": 120,
      "fee_period": "monthly",
      "fee_as_stated": 10,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": null,
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": null,
      "additional_cardholder_fee": null,
      "balance_transfer": null,
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [],
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 500.0,
      "max_credit_limit": null,
      "min_income": null,
      "min_age": null,
      "restrictions": [
        "limited_eligibility"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "corrected from the bank's own page: a $10 monthly fee, waived with a combined balance of $10,000 or more, per the bank's business card page (\"$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans\"); the feed states no card fee",
        "$10 monthly service fee, waived with a combined balance of $10,000 or more across savings, investments and loans",
        "for existing Coastline Bank business customers only",
        "purchase rate depends on security: 8.05% mortgage secured, 10.05% commercial secured, 14.05% unsecured"
      ],
      "eligibility": [],
      "ranked": true,
      "unranked_reason": null,
      "rankings": [
        {
          "segment": "business",
          "kind": "low_rate",
          "rank": 11,
          "of": 14,
          "hidden_by_default": true
        }
      ],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/66",
      "source_snapshot": "/au/finance/credit-cards/v1/source/coastline-bank/66.json",
      "snapshot_at": "2026-10-24T09:57:54Z",
      "bank_last_updated": "2026-03-24T04:00:14.5359085Z",
      "document_links_source": {
        "terms_url": "found by hand 2026-11-01: terms and conditions",
        "fees_url": "found by hand 2026-11-01: fees and charges"
      },
      "correction": {
        "checked": "2026-11-01",
        "note": "a $10 monthly fee, waived with a combined balance of $10,000 or more, per the bank's business card page (\"$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans\"); the feed states no card fee",
        "fields": [
          "annual_fee",
          "annual_fee_stated",
          "fee_as_stated",
          "fee_period"
        ],
        "quotes": {
          "annual_fee": {
            "text": "$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans",
            "url": "https://www.coastline.com.au/business/visa-business-credit-card",
            "citation": {
              "quote": "$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans",
              "url": "https://www.coastline.com.au/business/visa-business-credit-card#:~:text=%2410%20monthly%20fee%20is%20waived,across%20savings%2C%20investments%2C%20and%20loans",
              "document_sha256": "054830b59c5aa27ba11f8ed7d2e594d60ae7df47d133b7b7b13d8870dab1bc03",
              "confirmed": "2026-11-12"
            }
          }
        },
        "verified": {
          "annual_fee": "found"
        }
      },
      "from_issuer_page": [
        {
          "source": "correction",
          "fields": [
            "annual_fee"
          ],
          "confirmed": "2026-11-12",
          "url": "https://www.coastline.com.au/business/visa-business-credit-card#:~:text=%2410%20monthly%20fee%20is%20waived,across%20savings%2C%20investments%2C%20and%20loans",
          "quote": "$10 monthly fee is waived if you maintain a combined balance of $10,000 or more across savings, investments, and loans"
        },
        {
          "source": "watched_term",
          "fields": [
            "restrictions"
          ],
          "confirmed": "2026-11-12",
          "url": "https://www.coastline.com.au/business/visa-business-credit-card#:~:text=Applicant%20must%20be%20a%20business%20customer%20of%20Coastline%20Bank",
          "quote": "Applicant must be a business customer of Coastline Bank"
        }
      ]
    },
    {
      "product_id": "21",
      "product_name": "Visa Credit Card",
      "product_label": "Visa Credit Card",
      "product_slug": "visa-credit-card",
      "page": "/au/finance/credit-cards/cards/coastline-bank/visa-credit-card/",
      "product_url": "https://www.coastline.com.au/personal/visa-credit-card",
      "terms_url": "https://cdn.sanity.io/files/djf521sf/production/7b2f7389cbdab671e3e98f77ef7a70058406b8ce.pdf",
      "fees_url": "https://cdn.sanity.io/files/djf521sf/production/2e18ade147b251ed111ac7e5042689968459e6b4.pdf",
      "eligibility_url": "https://www.coastline.com.au/conditions-of-use/",
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Visa Credit Card",
      "purchase_rate_pct": 10.24,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": null,
      "cash_advance_rate_pct": 10.24,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 55,
      "annual_fee": 0,
      "fee_period": "annual",
      "fee_as_stated": 0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": null,
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": null,
      "additional_cardholder_fee": null,
      "balance_transfer": {
        "promo_rate_pct": 0.0,
        "promo_months": 6,
        "fee_pct": null,
        "revert_rate_pct": null,
        "revert_to": null,
        "for_new_cards": null,
        "for_existing_customers": null,
        "ongoing_rate_pct": null,
        "offers": [
          {
            "rate_pct": 0.0,
            "months": 6,
            "fee_pct": null,
            "for_new_cards": null,
            "for_existing_customers": null,
            "text": "interest-free balance transfers (feature)"
          }
        ]
      },
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [],
      "digital_wallets": [
        "Apple Pay",
        "Google Pay"
      ],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": true,
      "min_credit_limit": 500.0,
      "max_credit_limit": null,
      "min_income": null,
      "min_age": 18,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "corrected from the bank's own page: no annual fee, per the bank's card page (\"No annual fees\") and Key Facts Sheet; the feed states no card fee",
        "0.00% on balance transfers for 6 months",
        "no annual fee; cash advance fee $3.50; Visa international transaction fee 3.65%",
        "no balance transfer fee on the 6-month 0% offer"
      ],
      "eligibility": [],
      "ranked": true,
      "unranked_reason": null,
      "rankings": [
        {
          "segment": "personal",
          "kind": "low_rate",
          "rank": 9,
          "of": 52,
          "hidden_by_default": null
        },
        {
          "segment": "personal",
          "kind": "no_annual_fee",
          "rank": 1,
          "of": 10,
          "hidden_by_default": null
        },
        {
          "segment": "personal",
          "kind": "balance_transfer",
          "rank": 19,
          "of": 22,
          "hidden_by_default": null
        }
      ],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/21",
      "source_snapshot": "/au/finance/credit-cards/v1/source/coastline-bank/21.json",
      "snapshot_at": "2026-10-24T09:57:54Z",
      "bank_last_updated": "2026-10-14T14:00:14.4205168Z",
      "document_links_source": {
        "terms_url": "found by hand 2026-11-01: terms and conditions",
        "fees_url": "found by hand 2026-11-01: fees and charges",
        "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet"
      },
      "key_facts_sheet_url": "https://cdn.sanity.io/files/djf521sf/production/933d4d57eb4310f6c08643a39c37305dd01035b0.pdf",
      "correction": {
        "checked": "2026-11-01",
        "note": "no annual fee, per the bank's card page (\"No annual fees\") and Key Facts Sheet; the feed states no card fee",
        "fields": [
          "annual_fee",
          "annual_fee_stated",
          "fee_as_stated",
          "fee_period"
        ],
        "quotes": {
          "annual_fee": {
            "text": "No annual fees",
            "url": "https://www.coastline.com.au/personal/visa-credit-card",
            "citation": {
              "quote": "No annual fees",
              "url": "https://www.coastline.com.au/personal/visa-credit-card#:~:text=No%20annual%20fees",
              "document_sha256": "58f701179fe49258f5e143a58fae5da35601bfe4b4dc830e3dc10bea1ae635a4",
              "confirmed": "2026-11-12"
            }
          }
        },
        "verified": {
          "annual_fee": "found"
        }
      },
      "from_issuer_page": [
        {
          "source": "correction",
          "fields": [
            "annual_fee"
          ],
          "confirmed": "2026-11-12",
          "url": "https://www.coastline.com.au/personal/visa-credit-card#:~:text=No%20annual%20fees",
          "quote": "No annual fees"
        }
      ]
    },
    {
      "product_id": "25",
      "product_name": "Visa Credit Card",
      "product_label": "Visa Credit Card (2)",
      "product_slug": "visa-credit-card-2",
      "page": "/au/finance/credit-cards/cards/coastline-bank/visa-credit-card-2/",
      "product_url": "https://www.coastline.com.au/personal/visa-credit-card",
      "terms_url": "https://cdn.sanity.io/files/djf521sf/production/7b2f7389cbdab671e3e98f77ef7a70058406b8ce.pdf",
      "fees_url": "https://cdn.sanity.io/files/djf521sf/production/2e18ade147b251ed111ac7e5042689968459e6b4.pdf",
      "eligibility_url": "https://www.coastline.com.au/conditions-of-use/",
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Visa Credit Card",
      "purchase_rate_pct": 10.24,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": null,
      "cash_advance_rate_pct": 10.24,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 55,
      "annual_fee": 0,
      "fee_period": "annual",
      "fee_as_stated": 0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": null,
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": null,
      "additional_cardholder_fee": null,
      "balance_transfer": {
        "promo_rate_pct": 0.0,
        "promo_months": 6,
        "fee_pct": null,
        "revert_rate_pct": null,
        "revert_to": null,
        "for_new_cards": null,
        "for_existing_customers": null,
        "ongoing_rate_pct": null,
        "offers": [
          {
            "rate_pct": 0.0,
            "months": 6,
            "fee_pct": null,
            "for_new_cards": null,
            "for_existing_customers": null,
            "text": "interest-free balance transfers (feature)"
          }
        ]
      },
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [],
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 500.0,
      "max_credit_limit": null,
      "min_income": null,
      "min_age": 18,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "corrected from the bank's own page: no annual fee, per the bank's card page (\"No annual fees\") and Key Facts Sheet; the feed states no card fee",
        "0.00% on balance transfers for 6 months",
        "no annual fee; cash advance fee $3.50; Visa international transaction fee 3.65%",
        "no balance transfer fee on the 6-month 0% offer"
      ],
      "eligibility": [],
      "ranked": true,
      "unranked_reason": null,
      "rankings": [],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/25",
      "source_snapshot": "/au/finance/credit-cards/v1/source/coastline-bank/25.json",
      "snapshot_at": "2026-10-24T09:57:54Z",
      "bank_last_updated": "2026-10-14T14:00:14.4205168Z",
      "document_links_source": {
        "terms_url": "found by hand 2026-11-01: terms and conditions",
        "fees_url": "found by hand 2026-11-01: fees and charges",
        "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet"
      },
      "key_facts_sheet_url": "https://cdn.sanity.io/files/djf521sf/production/933d4d57eb4310f6c08643a39c37305dd01035b0.pdf",
      "correction": {
        "checked": "2026-11-01",
        "note": "no annual fee, per the bank's card page (\"No annual fees\") and Key Facts Sheet; the feed states no card fee",
        "fields": [
          "annual_fee",
          "annual_fee_stated",
          "fee_as_stated",
          "fee_period"
        ],
        "quotes": {
          "annual_fee": {
            "text": "No annual fees",
            "url": "https://www.coastline.com.au/personal/visa-credit-card",
            "citation": {
              "quote": "No annual fees",
              "url": "https://www.coastline.com.au/personal/visa-credit-card#:~:text=No%20annual%20fees",
              "document_sha256": "58f701179fe49258f5e143a58fae5da35601bfe4b4dc830e3dc10bea1ae635a4",
              "confirmed": "2026-11-12"
            }
          }
        },
        "verified": {
          "annual_fee": "found"
        }
      },
      "from_issuer_page": [
        {
          "source": "correction",
          "fields": [
            "annual_fee"
          ],
          "confirmed": "2026-11-12",
          "url": "https://www.coastline.com.au/personal/visa-credit-card#:~:text=No%20annual%20fees",
          "quote": "No annual fees"
        }
      ]
    },
    {
      "product_id": "49",
      "product_name": "Visa Debit Card",
      "product_label": "Visa Debit Card",
      "product_slug": "visa-debit-card",
      "page": null,
      "product_url": "https://www.coastline.com.au/personal/personal-and-car-loans",
      "terms_url": "https://www.coastline.com.au/conditions-of-use/",
      "fees_url": "https://www.coastline.com.au/conditions-of-use/",
      "eligibility_url": "https://www.coastline.com.au/conditions-of-use/",
      "card_type": "debit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Visa Debit Card",
      "purchase_rate_pct": 18.75,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": null,
      "cash_advance_rate_pct": null,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": null,
      "annual_fee": null,
      "fee_period": null,
      "fee_as_stated": null,
      "annual_fee_stated": false,
      "annual_fee_note": "the feed lists no annual or monthly card fee, so none is claimed",
      "fee_name": null,
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
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      "conditions": [
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        "the feed labels the card's rate as a variable rate rather than a purchase rate"
      ],
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      "ranked": false,
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    }
  ],
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        "$10 monthly service fee, waived with a combined balance of $10,000 or more across savings, investments and loans",
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      },
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            "citation": {
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        },
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        "Google Pay"
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      ],
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      ],
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}