{ "brand": "Maitland Mutual Limited", "brand_label": "The Mutual Bank", "brand_slug": "maitland-mutual-limited", "legal_entity_abn": "94087651983", "public_base_uri": "https://openbanking.themutual.com.au/OpenBanking", "logo_uri": "https://openbanking.themutual.com.au/OpenBanking/logo.png", "status": "ok", "stale": false, "bank_last_updated": "2026-07-14T21:46:22Z", "at_a_glance": { "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.", "rates": [ {"segment":"personal","kind":"low_rate","rank":26,"of":52,"product_label":"Mutual Visa Credit Card","card_type":"credit","purchase_rate_pct":12.49,"annual_fee":49.0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":55,"min_credit_limit":500.0,"max_credit_limit":20000.0,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false} ], "condition_sets": { "k1": [ "credit limit $500 to $20,000" ] }, "unranked": { "products": 0 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category", "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "Mutual_Visa_Credit_Card", "product_name": "Mutual Visa Credit Card", "product_label": "Mutual Visa Credit Card", "product_slug": "mutual-visa-credit-card", "page": "/au/finance/credit-cards/cards/maitland-mutual-limited/mutual-visa-credit-card/", "product_url": "https://www.themutual.com.au/everyday-banking/personal-finance/mutual-visa-credit-card/", "terms_url": "https://www.themutual.com.au/help-support/important-documents/", "fees_url": "https://www.themutual.com.au/help-support/important-documents/", "eligibility_url": "https://www.themutual.com.au/everyday-banking/personal-finance/mutual-visa-credit-card/", "card_type": "credit", "scheme": "visa", "tier": null, "segments": [ "personal" ], "segment": "personal", "description": "A low interest rate credit card.", "purchase_rate_pct": 12.49, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": null, "cash_advance_rate_pct": 12.49, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 55, "annual_fee": 49.0, "fee_period": "annual", "fee_as_stated": 49.0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": "ANNUAL_FEE", "fee_offers": [], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": 3.0, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "balance_transfer": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "insurances": [], "digital_wallets": [ "Apple Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": 1, "additional_cards_offered": true, "min_credit_limit": 500.0, "max_credit_limit": 20000.0, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "credit limit $500 to $20,000" ], "eligibility": [], "ranked": true, "unranked_reason": null, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 26, "of": 52, "hidden_by_default": null } ], "source_kind": "feed", "record_stale": false, "source_url": "https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Mutual_Visa_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/maitland-mutual-limited/Mutual_Visa_Credit_Card.json", "snapshot_at": "2026-10-24T09:58:02Z", "bank_last_updated": "2026-07-15T07:46:22.000+10:00", "from_issuer_page": null } ], "rows": [ { "brand": "Maitland Mutual Limited", "brand_label": "The Mutual Bank", "brand_slug": "maitland-mutual-limited", "legal_entity_abn": "94087651983", "product_id": "Mutual_Visa_Credit_Card", "product_name": "Mutual Visa Credit Card", "product_label": "Mutual Visa Credit Card", "product_slug": "mutual-visa-credit-card", "page": "/au/finance/credit-cards/cards/maitland-mutual-limited/mutual-visa-credit-card/", "product_url": "https://www.themutual.com.au/everyday-banking/personal-finance/mutual-visa-credit-card/", "terms_url": "https://www.themutual.com.au/help-support/important-documents/", "fees_url": "https://www.themutual.com.au/help-support/important-documents/", "eligibility_url": "https://www.themutual.com.au/everyday-banking/personal-finance/mutual-visa-credit-card/", "card_type": "credit", "scheme": "visa", "tier": null, "segments": [ "personal" ], "segment": "personal", "purchase_rate_pct": 12.49, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "cash_advance_rate_pct": 12.49, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 55, "annual_fee": 49.0, "fee_period": "annual", "fee_as_stated": 49.0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": "ANNUAL_FEE", "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": 3.0, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "bt_promo_rate_pct": null, "bt_promo_months": null, "bt_fee_pct": null, "bt_revert_rate_pct": null, "bt_revert_to": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "digital_wallets": [ "Apple Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": 1, "additional_cards_offered": true, "min_credit_limit": 500.0, "max_credit_limit": 20000.0, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "credit limit $500 to $20,000" ], "ranked": true, "unranked_reason": null, "source_kind": "feed", "record_stale": false, "source_url": "https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Mutual_Visa_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/maitland-mutual-limited/Mutual_Visa_Credit_Card.json", "snapshot_at": "2026-11-12T02:35:57Z", "bank_last_updated": "2026-07-15T07:46:22.000+10:00", "from_issuer_page": null, "rate_pct": 12.49, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 26, "of": 52, "hidden_by_default": null } ] } ], "licence_shared_with": [] }