{
  "brand": "MoveBank",
  "brand_label": "MoveBank",
  "brand_slug": "movebank",
  "legal_entity_abn": "91087651090",
  "public_base_uri": "https://od1.cdr.digital.move.bank/api",
  "logo_uri": "https://move.bank/images/logo-black.svg",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-11-09T00:37:35Z",
  "at_a_glance": {
    "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.",
    "rates": [],
    "condition_sets": {},
    "unranked": {
      "products": 2,
      "closed_to_new": 2
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category",
  "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "product_name": "Low Rate Credit Card",
      "product_label": "Low Rate Credit Card",
      "product_slug": "low-rate-credit-card",
      "page": "/au/finance/credit-cards/cards/movebank/low-rate-credit-card/",
      "product_url": null,
      "terms_url": null,
      "fees_url": null,
      "eligibility_url": null,
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Low Rate Credit Card. Not available to new customers.",
      "purchase_rate_pct": 8.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": "Applies to purchases not paid in full by the statement due date.",
      "cash_advance_rate_pct": 12.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 45,
      "annual_fee": 59.0,
      "fee_period": "annual",
      "fee_as_stated": 59.0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": "Annual Card Fee",
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": 15.0,
      "additional_cardholder_fee": null,
      "balance_transfer": null,
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [],
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 25000.0,
      "min_income": null,
      "min_age": 18,
      "restrictions": [
        "closed_to_new"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $25,000"
      ],
      "eligibility": [],
      "ranked": false,
      "unranked_reason": "closed_to_new",
      "rankings": [],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "source_snapshot": "/au/finance/credit-cards/v1/source/movebank/14ec1ebc-5bca-448d-86ab-e0f541db0b64.json",
      "snapshot_at": "2026-11-12T02:35:57Z",
      "bank_last_updated": "2026-11-09T00:37:35.591058Z",
      "from_issuer_page": null
    },
    {
      "product_id": "14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "product_name": "Low Rate Credit Card",
      "product_label": "Low Rate Credit Card (2)",
      "product_slug": "low-rate-credit-card-2",
      "page": "/au/finance/credit-cards/cards/movebank/low-rate-credit-card-2/",
      "product_url": null,
      "terms_url": null,
      "fees_url": null,
      "eligibility_url": null,
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Low Rate Credit Card. Not available to new customers.",
      "purchase_rate_pct": 8.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": "Applies to purchases not paid in full by the statement due date.",
      "cash_advance_rate_pct": 12.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 45,
      "annual_fee": 59.0,
      "fee_period": "annual",
      "fee_as_stated": 59.0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": "Annual Card Fee",
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": 15.0,
      "additional_cardholder_fee": null,
      "balance_transfer": null,
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [],
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 25000.0,
      "min_income": null,
      "min_age": 18,
      "restrictions": [
        "closed_to_new"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $25,000"
      ],
      "eligibility": [],
      "ranked": false,
      "unranked_reason": "closed_to_new",
      "rankings": [],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "source_snapshot": "/au/finance/credit-cards/v1/source/movebank/14ec1ebc-5bca-448d-86ab-e0f541db0b64.json",
      "snapshot_at": "2026-11-12T02:35:57Z",
      "bank_last_updated": "2026-11-09T00:37:35.591058Z",
      "from_issuer_page": null
    }
  ],
  "rows": [
    {
      "brand": "MoveBank",
      "brand_label": "MoveBank",
      "brand_slug": "movebank",
      "legal_entity_abn": "91087651090",
      "product_id": "14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "product_name": "Low Rate Credit Card",
      "product_label": "Low Rate Credit Card",
      "product_slug": "low-rate-credit-card",
      "page": "/au/finance/credit-cards/cards/movebank/low-rate-credit-card/",
      "product_url": null,
      "terms_url": null,
      "fees_url": null,
      "eligibility_url": null,
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "purchase_rate_pct": 8.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "cash_advance_rate_pct": 12.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 45,
      "annual_fee": 59.0,
      "fee_period": "annual",
      "fee_as_stated": 59.0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": "Annual Card Fee",
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": 15.0,
      "additional_cardholder_fee": null,
      "bt_promo_rate_pct": null,
      "bt_promo_months": null,
      "bt_fee_pct": null,
      "bt_revert_rate_pct": null,
      "bt_revert_to": null,
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 25000.0,
      "min_income": null,
      "min_age": 18,
      "restrictions": [
        "closed_to_new"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $25,000"
      ],
      "ranked": false,
      "unranked_reason": "closed_to_new",
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "source_snapshot": "/au/finance/credit-cards/v1/source/movebank/14ec1ebc-5bca-448d-86ab-e0f541db0b64.json",
      "snapshot_at": "2026-11-12T02:35:57Z",
      "bank_last_updated": "2026-11-09T00:37:35.591058Z",
      "from_issuer_page": null,
      "rate_pct": 8.99,
      "rankings": []
    },
    {
      "brand": "MoveBank",
      "brand_label": "MoveBank",
      "brand_slug": "movebank",
      "legal_entity_abn": "91087651090",
      "product_id": "14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "product_name": "Low Rate Credit Card",
      "product_label": "Low Rate Credit Card (2)",
      "product_slug": "low-rate-credit-card-2",
      "page": "/au/finance/credit-cards/cards/movebank/low-rate-credit-card-2/",
      "product_url": null,
      "terms_url": null,
      "fees_url": null,
      "eligibility_url": null,
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "purchase_rate_pct": 8.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "cash_advance_rate_pct": 12.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 45,
      "annual_fee": 59.0,
      "fee_period": "annual",
      "fee_as_stated": 59.0,
      "annual_fee_stated": true,
      "annual_fee_note": null,
      "fee_name": "Annual Card Fee",
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": null,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": null,
      "cash_advance_fee": null,
      "late_payment_fee": 15.0,
      "additional_cardholder_fee": null,
      "bt_promo_rate_pct": null,
      "bt_promo_months": null,
      "bt_fee_pct": null,
      "bt_revert_rate_pct": null,
      "bt_revert_to": null,
      "rewards_program": null,
      "rewards_programs": [],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "digital_wallets": [],
      "instalment_plan": false,
      "additional_cards": null,
      "additional_cards_offered": null,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 25000.0,
      "min_income": null,
      "min_age": 18,
      "restrictions": [
        "closed_to_new"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $25,000"
      ],
      "ranked": false,
      "unranked_reason": "closed_to_new",
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64",
      "source_snapshot": "/au/finance/credit-cards/v1/source/movebank/14ec1ebc-5bca-448d-86ab-e0f541db0b64.json",
      "snapshot_at": "2026-11-12T02:35:57Z",
      "bank_last_updated": "2026-11-09T00:37:35.591058Z",
      "from_issuer_page": null,
      "rate_pct": 8.99,
      "rankings": []
    }
  ],
  "licence_shared_with": []
}