{ "brand": "Police Credit Union Ltd", "brand_label": "Police Credit Union", "brand_slug": "police-credit-union-ltd", "legal_entity_abn": "30087651205", "public_base_uri": "https://api.policecu.com.au/OpenBanking", "logo_uri": "https://www.pcunet1.com.au/internet-banking/App_Themes/PCU-Responsive/images/logo-login.png", "status": "ok", "stale": false, "bank_last_updated": "2026-04-27T02:03:53Z", "at_a_glance": { "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.", "rates": [ {"segment":"personal","kind":"low_rate","rank":45,"of":52,"product_label":"Extralite Credit Card","card_type":"credit","purchase_rate_pct":14.24,"annual_fee":0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":44,"min_credit_limit":1000.0,"max_credit_limit":10000,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"no_annual_fee","rank":6,"of":10,"product_label":"Extralite Credit Card","card_type":"credit","purchase_rate_pct":14.24,"annual_fee":0,"fee_period":"annual","annual_fee_stated":true,"interest_free_days":44,"min_credit_limit":1000.0,"max_credit_limit":10000,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":null,"conditions":"k1","restrictions":[],"record_stale":false} ], "condition_sets": { "k1": [ "corrected from the bank's own page: no annual fee, up to 44 interest-free days and limits of $1,000 to $10,000, per the credit union's card page (\"No monthly, annual, account keeping fees\") and Key Facts Sheet (\"Up to 44 days on purchases only\"; \"Min $1,000.00 - Max $10,000\"); the feed states none of them", "late payment fee $15 at 21 days in arrears and $25 at 35 days", "no annual or monthly card fee", "up to 44 interest-free days on purchases only", "credit limit $1,000 to $10,000" ] }, "unranked": { "products": 0 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category", "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "extralite_Credit_Card", "product_name": "extralite Credit Card", "product_label": "Extralite Credit Card", "product_slug": "extralite-credit-card", "page": "/au/finance/credit-cards/cards/police-credit-union-ltd/extralite-credit-card/", "product_url": "https://www.policecu.com.au/products/extralite-credit-card", "terms_url": "https://www.policecu.com.au/PCUDocuments/Terms_and_Conditions_Credit_Card.pdf", "fees_url": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Personal_Credit_and_Overdraft.pdf", "eligibility_url": "https://www.policecu.com.au/rates/", "card_type": "credit", "scheme": null, "tier": null, "segments": [ "personal" ], "segment": "personal", "description": "Interest free day Credit Card", "purchase_rate_pct": 14.24, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": null, "cash_advance_rate_pct": 14.24, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 44, "annual_fee": 0, "fee_period": "annual", "fee_as_stated": 0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": null, "fee_offers": [], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": null, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "balance_transfer": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "insurances": [], "digital_wallets": [ "Apple Pay", "Samsung Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": null, "additional_cards_offered": null, "min_credit_limit": 1000.0, "max_credit_limit": 10000, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "corrected from the bank's own page: no annual fee, up to 44 interest-free days and limits of $1,000 to $10,000, per the credit union's card page (\"No monthly, annual, account keeping fees\") and Key Facts Sheet (\"Up to 44 days on purchases only\"; \"Min $1,000.00 - Max $10,000\"); the feed states none of them", "late payment fee $15 at 21 days in arrears and $25 at 35 days", "no annual or monthly card fee", "up to 44 interest-free days on purchases only", "credit limit $1,000 to $10,000" ], "eligibility": [], "ranked": true, "unranked_reason": null, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 45, "of": 52, "hidden_by_default": null }, { "segment": "personal", "kind": "no_annual_fee", "rank": 6, "of": 10, "hidden_by_default": null } ], "source_kind": "feed", "record_stale": false, "source_url": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/extralite_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/police-credit-union-ltd/extralite_Credit_Card.json", "snapshot_at": "2026-10-24T09:58:05Z", "bank_last_updated": "2026-04-27T11:31:49.000+09:30", "document_links_source": { "terms_url": "found by hand 2026-11-01: terms and conditions", "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "key_facts_sheet_url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "correction": { "checked": "2026-11-01", "note": "no annual fee, up to 44 interest-free days and limits of $1,000 to $10,000, per the credit union's card page (\"No monthly, annual, account keeping fees\") and Key Facts Sheet (\"Up to 44 days on purchases only\"; \"Min $1,000.00 - Max $10,000\"); the feed states none of them", "fields": [ "annual_fee", "annual_fee_stated", "fee_as_stated", "fee_period", "interest_free_days", "max_credit_limit" ], "quotes": { "annual_fee": { "text": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases.", "url": "https://www.policecu.com.au/products/extralite-credit-card", "citation": { "quote": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases.", "url": "https://www.policecu.com.au/products/extralite-credit-card#:~:text=No%20monthly%2C%20annual%2C%20account%20keeping,fees%20on%20Visa%20credit%20purchases.", "document_sha256": "96ec16834811f6b4feee214030506a887edcfdfe62688d44089a04caf7b68f7c", "confirmed": "2026-11-12" } }, "interest_free": { "text": "Up to 44 days on purchases only", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "citation": { "quote": "Up to 44 days on purchases only", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf#page=1", "page": 1, "document_sha256": "8f6152f13a67c244e476e0c32b38b4671cd97db29dd67d60e355e5eabe823d65", "confirmed": "2026-11-12" } }, "credit_limit": { "text": "Min $1,000.00 - Max $10,000", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "citation": { "quote": "Min $1,000.00 - Max $10,000", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf#page=1", "page": 1, "document_sha256": "8f6152f13a67c244e476e0c32b38b4671cd97db29dd67d60e355e5eabe823d65", "confirmed": "2026-11-12" } } }, "verified": { "annual_fee": "found", "interest_free": "found", "credit_limit": "found" } }, "from_issuer_page": [ { "source": "correction", "fields": [ "annual_fee", "interest_free_days", "max_credit_limit" ], "confirmed": "2026-11-12", "url": "https://www.policecu.com.au/products/extralite-credit-card#:~:text=No%20monthly%2C%20annual%2C%20account%20keeping,fees%20on%20Visa%20credit%20purchases.", "quote": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases." } ] }, { "product_id": "SoLo_Credit_Card", "product_name": "SoLo Credit Card", "product_label": "SoLo Credit Card", "product_slug": "solo-credit-card", "page": "/au/finance/credit-cards/cards/police-credit-union-ltd/solo-credit-card/", "product_url": "https://www.policecu.com.au/product-type/credit-cards/", "terms_url": "https://www.policecu.com.au/PCUDocuments/Terms_and_Conditions_Credit_Card.pdf", "fees_url": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Personal_Credit_and_Overdraft.pdf", "eligibility_url": "https://www.policecu.com.au/rates/", "card_type": "credit", "scheme": null, "tier": null, "segments": [ "personal" ], "segment": "personal", "description": "Low Rate Credit Card", "purchase_rate_pct": 8.74, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "purchase_rate_note": null, "cash_advance_rate_pct": 8.74, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 0, "annual_fee": 0, "fee_period": "annual", "fee_as_stated": 0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": null, "fee_offers": [], "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": null, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "balance_transfer": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "insurances": [], "digital_wallets": [ "Apple Pay", "Samsung Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": null, "additional_cards_offered": null, "min_credit_limit": 1000.0, "max_credit_limit": 10000, "min_income": null, "min_age": 18, "restrictions": [ "limited_eligibility" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "corrected from the bank's own page: only current and former Police Credit Union personal loan and home loan borrowers may apply; no annual fee, no interest-free period and limits of $1,000 to $10,000, per the credit union's rate schedule on 2026-10-24; 8.74% on purchases, unchanged in the rate schedule as at 1 November 2026 (checked 2026-10-30)", "late payment fee $15 at 21 days in arrears and $25 at 35 days" ], "eligibility": [], "ranked": true, "unranked_reason": null, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 4, "of": 62, "hidden_by_default": true }, { "segment": "personal", "kind": "no_annual_fee", "rank": 1, "of": 11, "hidden_by_default": true } ], "source_kind": "feed", "record_stale": false, "source_url": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/SoLo_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/police-credit-union-ltd/SoLo_Credit_Card.json", "snapshot_at": "2026-10-24T09:58:05Z", "bank_last_updated": "2026-04-27T11:33:53.000+09:30", "document_links_source": { "terms_url": "found by hand 2026-11-01: terms and conditions", "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "key_facts_sheet_url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "correction": { "checked": "2026-10-30", "note": "only current and former Police Credit Union personal loan and home loan borrowers may apply; no annual fee, no interest-free period and limits of $1,000 to $10,000, per the credit union's rate schedule on 2026-10-24; 8.74% on purchases, unchanged in the rate schedule as at 1 November 2026 (checked 2026-10-30)", "fields": [ "annual_fee", "annual_fee_stated", "fee_as_stated", "fee_period", "interest_free_days", "max_credit_limit", "restrictions" ], "quotes": { "eligibility": { "text": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf", "citation": { "quote": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "page": 1, "document_sha256": "30fb1f23eecf7ecbb5f2e5637e09baddf2dd49c0923f349fab924309e68abbd3", "confirmed": "2026-11-12" } }, "interest_free_days": { "text": "No interest free period on SoLo Credit Card", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf", "citation": { "quote": "No interest free period on SoLo Credit Card", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "page": 1, "document_sha256": "30fb1f23eecf7ecbb5f2e5637e09baddf2dd49c0923f349fab924309e68abbd3", "confirmed": "2026-11-12" } } }, "verified": { "eligibility": "found", "interest_free_days": "found" } }, "from_issuer_page": [ { "source": "correction", "fields": [ "annual_fee", "interest_free_days", "max_credit_limit", "restrictions" ], "confirmed": "2026-11-12", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "quote": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo" } ] } ], "rows": [ { "brand": "Police Credit Union Ltd", "brand_label": "Police Credit Union", "brand_slug": "police-credit-union-ltd", "legal_entity_abn": "30087651205", "product_id": "extralite_Credit_Card", "product_name": "extralite Credit Card", "product_label": "Extralite Credit Card", "product_slug": "extralite-credit-card", "page": "/au/finance/credit-cards/cards/police-credit-union-ltd/extralite-credit-card/", "product_url": "https://www.policecu.com.au/products/extralite-credit-card", "terms_url": "https://www.policecu.com.au/PCUDocuments/Terms_and_Conditions_Credit_Card.pdf", "fees_url": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Personal_Credit_and_Overdraft.pdf", "eligibility_url": "https://www.policecu.com.au/rates/", "card_type": "credit", "scheme": null, "tier": null, "segments": [ "personal" ], "segment": "personal", "purchase_rate_pct": 14.24, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "cash_advance_rate_pct": 14.24, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 44, "annual_fee": 0, "fee_period": "annual", "fee_as_stated": 0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": null, "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": null, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "bt_promo_rate_pct": null, "bt_promo_months": null, "bt_fee_pct": null, "bt_revert_rate_pct": null, "bt_revert_to": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "digital_wallets": [ "Apple Pay", "Samsung Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": null, "additional_cards_offered": null, "min_credit_limit": 1000.0, "max_credit_limit": 10000, "min_income": null, "min_age": 18, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "corrected from the bank's own page: no annual fee, up to 44 interest-free days and limits of $1,000 to $10,000, per the credit union's card page (\"No monthly, annual, account keeping fees\") and Key Facts Sheet (\"Up to 44 days on purchases only\"; \"Min $1,000.00 - Max $10,000\"); the feed states none of them", "late payment fee $15 at 21 days in arrears and $25 at 35 days", "no annual or monthly card fee", "up to 44 interest-free days on purchases only", "credit limit $1,000 to $10,000" ], "ranked": true, "unranked_reason": null, "source_kind": "feed", "record_stale": false, "source_url": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/extralite_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/police-credit-union-ltd/extralite_Credit_Card.json", "snapshot_at": "2026-11-12T02:36:00Z", "bank_last_updated": "2026-04-27T11:31:49.000+09:30", "document_links_source": { "terms_url": "found by hand 2026-11-01: terms and conditions", "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "key_facts_sheet_url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "correction": { "checked": "2026-11-01", "note": "no annual fee, up to 44 interest-free days and limits of $1,000 to $10,000, per the credit union's card page (\"No monthly, annual, account keeping fees\") and Key Facts Sheet (\"Up to 44 days on purchases only\"; \"Min $1,000.00 - Max $10,000\"); the feed states none of them", "fields": [ "annual_fee", "annual_fee_stated", "fee_as_stated", "fee_period", "interest_free_days", "max_credit_limit" ], "quotes": { "annual_fee": { "text": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases.", "url": "https://www.policecu.com.au/products/extralite-credit-card", "citation": { "quote": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases.", "url": "https://www.policecu.com.au/products/extralite-credit-card#:~:text=No%20monthly%2C%20annual%2C%20account%20keeping,fees%20on%20Visa%20credit%20purchases.", "document_sha256": "96ec16834811f6b4feee214030506a887edcfdfe62688d44089a04caf7b68f7c", "confirmed": "2026-11-12" } }, "interest_free": { "text": "Up to 44 days on purchases only", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "citation": { "quote": "Up to 44 days on purchases only", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf#page=1", "page": 1, "document_sha256": "8f6152f13a67c244e476e0c32b38b4671cd97db29dd67d60e355e5eabe823d65", "confirmed": "2026-11-12" } }, "credit_limit": { "text": "Min $1,000.00 - Max $10,000", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "citation": { "quote": "Min $1,000.00 - Max $10,000", "url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf#page=1", "page": 1, "document_sha256": "8f6152f13a67c244e476e0c32b38b4671cd97db29dd67d60e355e5eabe823d65", "confirmed": "2026-11-12" } } }, "verified": { "annual_fee": "found", "interest_free": "found", "credit_limit": "found" } }, "from_issuer_page": [ { "source": "correction", "fields": [ "annual_fee", "interest_free_days", "max_credit_limit" ], "confirmed": "2026-11-12", "url": "https://www.policecu.com.au/products/extralite-credit-card#:~:text=No%20monthly%2C%20annual%2C%20account%20keeping,fees%20on%20Visa%20credit%20purchases.", "quote": "No monthly, annual, account keeping fees, or transaction fees on Visa credit purchases." } ], "rate_pct": 14.24, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 45, "of": 52, "hidden_by_default": null }, { "segment": "personal", "kind": "no_annual_fee", "rank": 6, "of": 10, "hidden_by_default": null } ] }, { "brand": "Police Credit Union Ltd", "brand_label": "Police Credit Union", "brand_slug": "police-credit-union-ltd", "legal_entity_abn": "30087651205", "product_id": "SoLo_Credit_Card", "product_name": "SoLo Credit Card", "product_label": "SoLo Credit Card", "product_slug": "solo-credit-card", "page": "/au/finance/credit-cards/cards/police-credit-union-ltd/solo-credit-card/", "product_url": "https://www.policecu.com.au/product-type/credit-cards/", "terms_url": "https://www.policecu.com.au/PCUDocuments/Terms_and_Conditions_Credit_Card.pdf", "fees_url": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Personal_Credit_and_Overdraft.pdf", "eligibility_url": "https://www.policecu.com.au/rates/", "card_type": "credit", "scheme": null, "tier": null, "segments": [ "personal" ], "segment": "personal", "purchase_rate_pct": 8.74, "purchase_rate_is_base": null, "no_interest_card": null, "purchase_rate_range_pct": null, "cash_advance_rate_pct": 8.74, "intro_purchase_rate_pct": null, "intro_purchase_months": null, "interest_free_days": 0, "annual_fee": 0, "fee_period": "annual", "fee_as_stated": 0, "annual_fee_stated": true, "annual_fee_note": null, "fee_name": null, "first_year_fee_waived": false, "fee_waived_for_group": null, "foreign_transaction_fee_pct": null, "foreign_transaction_fee": null, "cash_advance_fee_pct": null, "cash_advance_fee": null, "late_payment_fee": null, "additional_cardholder_fee": null, "bt_promo_rate_pct": null, "bt_promo_months": null, "bt_fee_pct": null, "bt_revert_rate_pct": null, "bt_revert_to": null, "rewards_program": null, "rewards_programs": [], "rewards_program_fee": null, "bonus_offer": null, "cashback_offer": null, "digital_wallets": [ "Apple Pay", "Samsung Pay", "Google Pay" ], "instalment_plan": false, "additional_cards": null, "additional_cards_offered": null, "min_credit_limit": 1000.0, "max_credit_limit": 10000, "min_income": null, "min_age": 18, "restrictions": [ "limited_eligibility" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "corrected from the bank's own page: only current and former Police Credit Union personal loan and home loan borrowers may apply; no annual fee, no interest-free period and limits of $1,000 to $10,000, per the credit union's rate schedule on 2026-10-24; 8.74% on purchases, unchanged in the rate schedule as at 1 November 2026 (checked 2026-10-30)", "late payment fee $15 at 21 days in arrears and $25 at 35 days" ], "ranked": true, "unranked_reason": null, "source_kind": "feed", "record_stale": false, "source_url": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/SoLo_Credit_Card", "source_snapshot": "/au/finance/credit-cards/v1/source/police-credit-union-ltd/SoLo_Credit_Card.json", "snapshot_at": "2026-11-12T02:36:00Z", "bank_last_updated": "2026-04-27T11:33:53.000+09:30", "document_links_source": { "terms_url": "found by hand 2026-11-01: terms and conditions", "key_facts_sheet_url": "found by hand 2026-11-01: Key Facts Sheet" }, "key_facts_sheet_url": "https://www.policecu.com.au/PCUDocuments/Credit_Card_Key_Fact_Sheet.pdf", "correction": { "checked": "2026-10-30", "note": "only current and former Police Credit Union personal loan and home loan borrowers may apply; no annual fee, no interest-free period and limits of $1,000 to $10,000, per the credit union's rate schedule on 2026-10-24; 8.74% on purchases, unchanged in the rate schedule as at 1 November 2026 (checked 2026-10-30)", "fields": [ "annual_fee", "annual_fee_stated", "fee_as_stated", "fee_period", "interest_free_days", "max_credit_limit", "restrictions" ], "quotes": { "eligibility": { "text": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf", "citation": { "quote": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "page": 1, "document_sha256": "30fb1f23eecf7ecbb5f2e5637e09baddf2dd49c0923f349fab924309e68abbd3", "confirmed": "2026-11-12" } }, "interest_free_days": { "text": "No interest free period on SoLo Credit Card", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf", "citation": { "quote": "No interest free period on SoLo Credit Card", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "page": 1, "document_sha256": "30fb1f23eecf7ecbb5f2e5637e09baddf2dd49c0923f349fab924309e68abbd3", "confirmed": "2026-11-12" } } }, "verified": { "eligibility": "found", "interest_free_days": "found" } }, "from_issuer_page": [ { "source": "correction", "fields": [ "annual_fee", "interest_free_days", "max_credit_limit", "restrictions" ], "confirmed": "2026-11-12", "url": "https://www.policecu.com.au/PCUDocuments/LOC_Credit_Cards_Interest_Rates.pdf#page=1", "quote": "Only current and former PCU personal loan / home loan borrowers are eligible for SoLo" } ], "rate_pct": 8.74, "rankings": [ { "segment": "personal", "kind": "low_rate", "rank": 4, "of": 62, "hidden_by_default": true }, { "segment": "personal", "kind": "no_annual_fee", "rank": 1, "of": 11, "hidden_by_default": true } ] } ], "licence_shared_with": [] }