{
  "brand": "Revolut",
  "brand_label": "Revolut",
  "brand_slug": "revolut",
  "legal_entity_abn": "21634823180",
  "public_base_uri": "https://au-cdr-public.revolut.com/public",
  "logo_uri": "https://assets.revolut.com/website/images/revolut-logo.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-07-08T14:04:01Z",
  "at_a_glance": {
    "note": "This bank's entry per customer segment (personal, business) and ranking kind (low_rate, no_annual_fee, balance_transfer, rewards), one line each: its card in the best/{segment}/{kind}.json slice (student cards, companion cards and occupation-limited lenders left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. conditions is a key into condition_sets. unranked counts the cards no slice ranks, by reason. Every card follows in products and rows.",
    "rates": [
      {"segment":"personal","kind":"low_rate","rank":51,"of":52,"product_label":"Credit Card","card_type":"credit","purchase_rate_pct":20.99,"annual_fee":null,"fee_period":null,"annual_fee_stated":false,"interest_free_days":44,"min_credit_limit":1000.0,"max_credit_limit":35000.0,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":"RevPoints","conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"personal","kind":"rewards","rank":24,"of":24,"product_label":"Credit Card","card_type":"credit","purchase_rate_pct":20.99,"annual_fee":null,"fee_period":null,"annual_fee_stated":false,"interest_free_days":44,"min_credit_limit":1000.0,"max_credit_limit":35000.0,"bt_promo_rate_pct":null,"bt_promo_months":null,"bt_fee_pct":null,"bt_revert_rate_pct":null,"rewards_program":"RevPoints","conditions":"k1","restrictions":[],"record_stale":false}
    ],
    "condition_sets": {
      "k1": [
        "credit limit $1,000 to $35,000",
        "minimum income $2,000 a year"
      ]
    },
    "unranked": {
      "products": 0
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), credit and charge cards category",
  "licence_note": "Rates and fees are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates, fees and offers change without notice; promotional balance transfer and purchase rates end after their months; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "550e8400-e29b-41d4-a716-446655440005",
      "product_name": "Revolut Credit Card",
      "product_label": "Credit Card",
      "product_slug": "credit-card",
      "page": "/au/finance/credit-cards/cards/revolut/credit-card/",
      "product_url": "https://www.revolut.com/en-AU/credit-card/",
      "terms_url": "https://www.revolut.com/en-AU/legal/cctermsandconditions/",
      "fees_url": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/",
      "eligibility_url": "https://www.revolut.com/en-AU/legal/cctermsandconditions/",
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details.",
      "purchase_rate_pct": 20.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "purchase_rate_note": "Variable rate on purchases. Interest is charged after the interest-free period if the full balance is not paid by the due date.",
      "cash_advance_rate_pct": 23.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 44,
      "annual_fee": null,
      "fee_period": null,
      "fee_as_stated": null,
      "annual_fee_stated": false,
      "annual_fee_note": "the feed lists no annual or monthly card fee, so none is claimed",
      "fee_name": null,
      "fee_offers": [],
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": 1.5,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": 3.0,
      "cash_advance_fee": null,
      "late_payment_fee": 30.0,
      "additional_cardholder_fee": null,
      "balance_transfer": null,
      "rewards_program": "RevPoints",
      "rewards_programs": [
        "RevPoints"
      ],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "insurances": [
        "Everyday Protection and/or Travel Insurance"
      ],
      "digital_wallets": [
        "Apple Pay",
        "Google Pay"
      ],
      "instalment_plan": false,
      "additional_cards": 5,
      "additional_cards_offered": true,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 35000.0,
      "min_income": 2000.0,
      "min_age": 18,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $35,000",
        "minimum income $2,000 a year"
      ],
      "eligibility": [],
      "ranked": true,
      "unranked_reason": null,
      "rankings": [
        {
          "segment": "personal",
          "kind": "low_rate",
          "rank": 51,
          "of": 52,
          "hidden_by_default": null
        },
        {
          "segment": "personal",
          "kind": "rewards",
          "rank": 24,
          "of": 24,
          "hidden_by_default": null
        }
      ],
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440005",
      "source_snapshot": "/au/finance/credit-cards/v1/source/revolut/550e8400-e29b-41d4-a716-446655440005.json",
      "snapshot_at": "2026-10-24T09:58:09Z",
      "bank_last_updated": "2026-07-08T14:04:01.589894Z",
      "from_issuer_page": null
    }
  ],
  "rows": [
    {
      "brand": "Revolut",
      "brand_label": "Revolut",
      "brand_slug": "revolut",
      "legal_entity_abn": "21634823180",
      "product_id": "550e8400-e29b-41d4-a716-446655440005",
      "product_name": "Revolut Credit Card",
      "product_label": "Credit Card",
      "product_slug": "credit-card",
      "page": "/au/finance/credit-cards/cards/revolut/credit-card/",
      "product_url": "https://www.revolut.com/en-AU/credit-card/",
      "terms_url": "https://www.revolut.com/en-AU/legal/cctermsandconditions/",
      "fees_url": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/",
      "eligibility_url": "https://www.revolut.com/en-AU/legal/cctermsandconditions/",
      "card_type": "credit",
      "scheme": "visa",
      "tier": null,
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "purchase_rate_pct": 20.99,
      "purchase_rate_is_base": null,
      "no_interest_card": null,
      "purchase_rate_range_pct": null,
      "cash_advance_rate_pct": 23.99,
      "intro_purchase_rate_pct": null,
      "intro_purchase_months": null,
      "interest_free_days": 44,
      "annual_fee": null,
      "fee_period": null,
      "fee_as_stated": null,
      "annual_fee_stated": false,
      "annual_fee_note": "the feed lists no annual or monthly card fee, so none is claimed",
      "fee_name": null,
      "first_year_fee_waived": false,
      "fee_waived_for_group": null,
      "foreign_transaction_fee_pct": 1.5,
      "foreign_transaction_fee": null,
      "cash_advance_fee_pct": 3.0,
      "cash_advance_fee": null,
      "late_payment_fee": 30.0,
      "additional_cardholder_fee": null,
      "bt_promo_rate_pct": null,
      "bt_promo_months": null,
      "bt_fee_pct": null,
      "bt_revert_rate_pct": null,
      "bt_revert_to": null,
      "rewards_program": "RevPoints",
      "rewards_programs": [
        "RevPoints"
      ],
      "rewards_program_fee": null,
      "bonus_offer": null,
      "cashback_offer": null,
      "digital_wallets": [
        "Apple Pay",
        "Google Pay"
      ],
      "instalment_plan": false,
      "additional_cards": 5,
      "additional_cards_offered": true,
      "min_credit_limit": 1000.0,
      "max_credit_limit": 35000.0,
      "min_income": 2000.0,
      "min_age": 18,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "credit limit $1,000 to $35,000",
        "minimum income $2,000 a year"
      ],
      "ranked": true,
      "unranked_reason": null,
      "source_kind": "feed",
      "record_stale": false,
      "source_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440005",
      "source_snapshot": "/au/finance/credit-cards/v1/source/revolut/550e8400-e29b-41d4-a716-446655440005.json",
      "snapshot_at": "2026-11-12T02:36:03Z",
      "bank_last_updated": "2026-07-08T14:04:01.589894Z",
      "from_issuer_page": null,
      "rate_pct": 20.99,
      "rankings": [
        {
          "segment": "personal",
          "kind": "low_rate",
          "rank": 51,
          "of": 52,
          "hidden_by_default": null
        },
        {
          "segment": "personal",
          "kind": "rewards",
          "rank": 24,
          "of": 24,
          "hidden_by_default": null
        }
      ]
    }
  ],
  "licence_shared_with": []
}