{ "snapshot_at": "2026-10-24T09:57:43Z", "brand": "Australian Military Bank", "brand_slug": "australian-military-bank", "product_id": "e1f63c50-20bb-457a-8fee-da684c281a0a", "cdr_url": "https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/e1f63c50-20bb-457a-8fee-da684c281a0a", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/e1f63c50-20bb-457a-8fee-da684c281a0a'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "brand": "AMB", "description": "With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need.\nPlus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to Australian Military Bank for 0.00% p.a (introductory rate).", "isTailored": false, "lastUpdated": "2026-09-30T14:00:00.323756Z", "name": "Low Rate Visa Credit Card", "productCategory": "CRED_AND_CHRG_CARDS", "productId": "e1f63c50-20bb-457a-8fee-da684c281a0a", "additionalInformation": { "overviewUri": "https://www.australianmilitarybank.com.au/credit-card/low-rate-visa-card", "termsUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "eligibilityUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "feesAndPricingUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "bundleUri": null, "additionalOverviewUris": null, "additionalTermsUris": null, "additionalEligibilityUris": null, "additionalFeesAndPricingUris": null, "additionalBundleUris": null }, "applicationUri": "https://ib.australianmilitarybank.com.au/AMBInternetBanking/?pd=AMBCC", "brandName": "AMB Bank Product ", "brandGroup": null, "cardArt": [ { "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBCredit.png", "title": "Tri-Forces", "cardScheme": "MASTERCARD", "cardType": "CREDIT" } ], "effectiveFrom": "2021-12-31T13:00:00Z", "effectiveTo": null, "bundles": [], "constraints": [ { "constraintType": "MIN_LIMIT", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "2000.00" }, { "constraintType": "MAX_LIMIT", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "50000.00" } ], "depositRates": [], "eligibility": [ { "eligibilityType": "MIN_AGE", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "18" }, { "eligibilityType": "RESIDENCY_STATUS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Individuals must be permanently residing in Australia" }, { "eligibilityType": "NATURAL_PERSON", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null }, { "eligibilityType": "EMPLOYMENT_STATUS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying" } ], "features": [ { "featureType": "ADDITIONAL_CARDS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null }, { "featureType": "DIGITAL_BANKING", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null }, { "featureType": "BILL_PAYMENT", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "BPAY" }, { "featureType": "INTEREST_FREE", "additionalInfo": "You may receive up to 55 days interest free period for purchases provided you continue to pay your closing balance in full on or before every statement due date.", "additionalInfoUri": null, "additionalValue": "P55D" }, { "featureType": "BALANCE_TRANSFERS", "additionalInfo": "0.00% p.a.12 months introductory balance transfer rate.", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "CARD_ACCESS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Visa Credit" }, { "featureType": "DIGITAL_WALLET", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Apple Pay, Google Pay, Samsung Pay. Garmin Pay, Fitbit Pay" }, { "featureType": "NOTIFICATIONS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Members can set up a variety of notifications in Internet Banking" }, { "featureType": "INTEREST_FREE_TRANSFERS", "additionalInfo": "0.00% p.a.12 months introductory balance transfer rate. Reverts to purchase rate after that period. Balance transfer offer (including interest rate and term) applies to approved requests made at the time of application.", "additionalInfoUri": null, "additionalValue": "P12M" } ], "fees": [ { "feeType": "TRANSACTION", "name": "Foreign Currency Conversion fee", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "rateBased", "fixedAmount": null, "rateBased": { "rateType": "TRANSACTION", "rate": "0.0295", "accrualFrequency": null, "amountRange": null }, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "WITHDRAWAL", "name": "Overseas ATM withdrawals", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "4.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Foreign Cheque encashment (>AU$5000)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "50.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Emergency replacement Visa card (within Australia)\nBank processing fee", "additionalInfo": "At cost plus $20 bank processing fee", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "1.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Foreign Cash", "additionalInfo": "1% of AUD value of amount purchased. Minimum order of AU$100 applies", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "rateBased", "fixedAmount": null, "rateBased": { "rateType": "TRANSACTION", "rate": "0.01", "accrualFrequency": null, "amountRange": null }, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Copies of statements (over 12 months) at branch or posted", "additionalInfo": "per page", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "WITHDRAWAL", "name": "Cash advance at other financial institution", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "4.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Default notice fee", "additionalInfo": "Payable when a notice is issued regarding a default under the credit card contract", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Overseas Visa card replacement\nBank processing fee", "additionalInfo": "At cost plus $20 bank processing fee", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "1.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Stopped bank cheque", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "15.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "EFT trace/recall of funds", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "25.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Annual fee - credit card", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1Y", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "49.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Bank Cheque", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Copies of statements (up to 12 months) at branch", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "2.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Paper statement fee (per statement)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1M", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "2.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Periodical payment - insufficient funds rejection fee", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Archive retrieval fee", "additionalInfo": "A hourly fee applies plus any expenses incurred", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "50.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Foreign drafts", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "20.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (AUD)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "35.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Arrears notice fee", "additionalInfo": "2nd and subsequent reminders by letter or phone", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "20.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Encashment of Foreign Cash", "additionalInfo": "Minimum encashment of AU$50 applies", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "10.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (online)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "20.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Amendment/ cancellation of\ntelegraphic transfer/swift transfers", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "35.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Declined Visa dispute", "additionalInfo": "If a Visa dispute lodged by you is declined and found that the claim was invalid", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (foreign currency)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Foreign Cheque encashment (