{
  "snapshot_at": "2026-11-12T02:35:51Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "7e2c7d0942774f04935428ca31e5512b",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/7e2c7d0942774f04935428ca31e5512b",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/7e2c7d0942774f04935428ca31e5512b'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalInfo": "You can choose anyone 18 years or older to receive a Corporate Card."
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "AutoPay",
        "additionalInfo": "Through AutoPay you can choose to have the full closing balance directly debited from a nominated transaction account."
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Transit Accident Insurance",
        "additionalInfo": "Complimentary transit accident insurance up to $250,000 for cardholders. Insurance certificates are available on the CommBank website. Search for 'Business credit cards' and refer to the 'Things you should know' section to view the relevant certificates."
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Unauthorised Transaction Insurance",
        "additionalInfo": "Complimentary unauthorised transaction insurance up to $150,000 a year. Insurance certificates are available on the CommBank website. Search for 'Business credit cards' and refer to the 'Things you should know' section to view the relevant certificates."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Regardless of your business structure and needs, we have an online banking solution that will suit you.",
        "additionalInfoUri": "https://www.commbank.com.au/business/online-banking/compare-our-online-business-banking-platforms.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfo": "Pay with your Apple(TM) device using Apple Pay.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/mobile-payments-wearables/apple-pay.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "CommBank Tap and Pay",
        "additionalInfo": "Pay with your Android(TM) phone using the CommBank app.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/tap-and-pay.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Fitbit Pay",
        "additionalInfo": "Pay with your Fitbit(TM) smartwatch using Google SE.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/mobile-payments-wearables/fitbit-pay.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay",
        "additionalInfo": "Pay with your Garmin(TM) smartwatch using Garmin Pay.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/mobile-payments-wearables/garmin-pay.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfo": "Pay with your Android(TM) device using Google Pay(TM).",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/mobile-payments-wearables/google-pay.html"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfo": "Pay with your Samsung(TM) device using Samsung Pay.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/mobile-payments-wearables/samsung-pay.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/qr-cardless.html"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Businesses, government entities and not-for-profit organisations that can repay the balance in full each month and must be registered in Australia with an ABN, ACN or ARBN"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application."
      }
    ],
    "fees": [
      {
        "name": "Non-Commonwealth Bank ATM balance enquiry fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.25"
        },
        "currency": "AUD",
        "additionalInfo": "Charged on our processing of each request. Fee applies to balance enquiries at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam."
      },
      {
        "name": "Emergency issue/ lost/ replacement card fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "When you need an emergency replacement card delivered to you and may be charged on card replacement."
      },
      {
        "name": "International Transaction Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.025"
        },
        "currency": "AUD",
        "additionalInfo": "Applies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian Dollar equivalents. The fee includes the fee MasterCard impose on us (1.00%). For cash advances, the relevant cash advance will also apply. Applies where a transaction is in Australian dollars but the party accepting the card is overseas. Please note additional fees may be charged by the overseas merchant.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Commonwealth Bank ATM cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.25"
        },
        "currency": "AUD",
        "additionalInfo": "Charge applies to cash advances at Commonwealth Bank ATMs."
      },
      {
        "name": "Commonwealth Bank over-the-counter cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0125",
          "amountRange": {
            "feeMinimum": "2.50"
          }
        },
        "currency": "AUD",
        "additionalInfo": "Charge applies to cash advances at Commonwealth Bank Branches. $2.50 or 1.25% whichever is greater.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Non-Commonwealth Bank ATM cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0125",
          "amountRange": {
            "feeMinimum": "1.50"
          }
        },
        "currency": "AUD",
        "additionalInfo": "Charge applies to cash advances through a terminal of other financial institutions in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. $1.50 or 1.25% whichever is greater.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Non-Commonwealth Bank over-the-counter cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0125",
          "amountRange": {
            "feeMinimum": "3.00"
          }
        },
        "currency": "AUD",
        "additionalInfo": "Fee applies to cash advance transactions made at other financial institutions within Australia. $3.00 or 1.25% whichever is greater.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Any other Commonwealth Bank Network cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.25"
        },
        "currency": "AUD",
        "additionalInfo": "Charge applies to cash advances by way of funds transfer through NetBank, Phone bank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 132221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Overseas terminal or bank cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0125",
          "amountRange": {
            "feeMinimum": "4.00"
          }
        },
        "currency": "AUD",
        "additionalInfo": "$4.00 or 1.25% whichever is greater.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Cash equivalent items or cash substitutes cash advance charge",
        "feeType": "PURCHASE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.25"
        },
        "currency": "AUD",
        "additionalInfo": "Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions and traveller's cheques.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Establishment fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "300.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable on: 1. Account holder accepting the Bank's offer 2. Bank approving the account holder's request for credit limit increase.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      },
      {
        "name": "Annual Fee per card",
        "feeType": "PERIODIC",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "24.00",
          "feeMaximum": "40.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "Standard fees are 1-49 cards = $40.00 per card; 50-499 cards = $32.00 per card; 500+ cards = $24.00 per card.",
        "additionalInfoUri": "https://www.commbank.com.au/business/pds/001-033-corporate-card-fees.pdf"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.1799",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER"
      },
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.1799",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER"
      }
    ],
    "productId": "7e2c7d0942774f04935428ca31e5512b",
    "lastUpdated": "2026-11-12T02:15:46.000Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "Corporate charge card",
    "description": "Ideal for large organisations with significant expenses. You can set spending limits and access expense reports to monitor spending and forecast costs.",
    "brand": "CBA",
    "brandName": "CommBank",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-charge-card.html",
      "termsUri": "https://www.commbank.com.au/content/dam/commbank-assets/business/banking/2019-06/ctc-for-business-finance.pdf",
      "eligibilityUri": "https://www.commbank.com.au/business/business-credit-cards/cards-for-larger-business/corporate-charge-card.html",
      "feesAndPricingUri": "https://www.commbank.com.au/content/dam/commbank/business/pds/001-033-corporate-card-fees.pdf"
    },
    "cardArt": [
      {
        "cardScheme": "MASTERCARD",
        "cardType": "CHARGE",
        "title": "Corporate Charge Card",
        "imageUri": "https://www.commbank.com.au/business/business-credit-cards.html"
      }
    ]
  }
}