{
  "snapshot_at": "2026-11-12T02:35:51Z",
  "brand": "CommBank",
  "brand_slug": "commbank",
  "product_id": "e15ed5da59354af78c9e8aa0f4f841cf",
  "cdr_url": "https://api.commbank.com.au/public/cds-au/v1/banking/products/e15ed5da59354af78c9e8aa0f4f841cf",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.commbank.com.au/public/cds-au/v1/banking/products/e15ed5da59354af78c9e8aa0f4f841cf'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalInfo": "Issue additional cards to your employees, each with custom spending limits and controls"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.",
        "additionalInfoUri": "https://www.commbank.com.au/business/accounting-software-integration.html"
      },
      {
        "featureType": "BALANCE_TRANSFERS",
        "additionalInfo": "From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards."
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY View",
        "additionalInfo": "See, track and easily pay your bills online in NetBank or on the go in the CommBank app.",
        "additionalInfoUri": "https://www.commbank.com.au/digital-banking/bpay-view.html"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "170000",
        "additionalInfo": "170,000 Qantas Business Rewards bonus points when you spend $6,000 on eligible purchases within 90 days of your card account being opened. The offer applies to new card accounts opened between 01/11/2026- 31/03/2027.",
        "additionalInfoUri": "https://www.commbank.com.au/business/business-credit-cards/commbank-qantas-business-rewards-credit-card.html"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Insurance provided by Cover Genius",
        "additionalInfo": "Transit Accident Insurance up to $250,000, Unauthorised Transactions Insurance up to $150,000 a year, International travel insurance and Interstate Flight Inconvenience, Price Guarantee and Purchase Security, Extended Warranty",
        "additionalInfoUri": "https://www.commbank.com.au/business/business-credit-cards/commbank-qantas-business-rewards-credit-card.html"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.",
        "additionalInfoUri": "https://www.commbank.com.au/personal/credit-cards/lock-block-limit.html"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Qantas Business Rewards",
        "additionalInfo": "Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts, whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "VISA Commercial Offers and Discounts",
        "additionalInfo": "Get access to exclusive benefits and offers with Visa Concierge and Visa Commercial Offers.",
        "additionalInfoUri": "https://www.visa.com.au/en_au/visa-commercial-offers/"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Yello for Business",
        "additionalInfo": "Yello for Business Offers and partner discounts",
        "additionalInfoUri": "https://www.commbank.com.au/commbank-yello.html"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P44D",
        "additionalInfo": "Up to 44 days. We won't charge any interest on purchases if you pay at least the closing balance shown on your statement by the due date each and every month.",
        "additionalInfoUri": "https://www.commbank.com.au/credit-cards/credit-card-interest.html"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Payment reminders",
        "additionalInfo": "Reminders before payments are due to avoid late fees."
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "100000.00",
        "additionalInfo": "Maximum facility limit"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "100000.00",
        "additionalInfo": "Maximum Card Limit"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfo": "Minimum facility limit"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "100.00",
        "additionalInfo": "Minimum Card Limit"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Yes"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Need to be a member of the Qantas Business Rewards Program"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Applications for credit cards are subject to credit approval."
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "AU",
        "additionalInfo": "Available to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia."
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "NZ",
        "additionalInfo": "Available to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia."
      }
    ],
    "fees": [
      {
        "name": "Emergency Card Replacement",
        "feeType": "REPLACEMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD"
      },
      {
        "name": "International transaction fee (Transactions in Australian dollars but with an overseas connection)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas."
      },
      {
        "name": "Cash equivalent items or cash substitutes cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "Greater of $3 or 3%"
      },
      {
        "name": "Cash equivalent items or cash substitutes cash advance charge",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Greater of $3 or 3%"
      },
      {
        "name": "Annual Fee per card",
        "feeType": "PERIODIC",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "Annual Fee per card"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "LATE_PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalValue": "1",
        "additionalInfo": "When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date."
      },
      {
        "name": "Overlimit Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "When we first allow you to go over your credit limit in a statement period."
      },
      {
        "name": "Annual Facility Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "Annual fee per facility"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.2199",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER"
      },
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.1999",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER"
      }
    ],
    "productId": "e15ed5da59354af78c9e8aa0f4f841cf",
    "lastUpdated": "2026-11-12T02:15:46.000Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "CommBank Qantas Business Rewards Credit Card",
    "description": "Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands",
    "brand": "CBA",
    "brandName": "CommBank",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.commbank.com.au/business/business-credit-cards.html"
    }
  }
}