{
  "snapshot_at": "2026-11-12T02:35:57Z",
  "brand": "MoveBank",
  "brand_slug": "movebank",
  "product_id": "14ec1ebc-5bca-448d-86ab-e0f541db0b64",
  "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/14ec1ebc-5bca-448d-86ab-e0f541db0b64'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "MoveBank",
    "constraints": [
      {
        "additionalInfo": "Maximum credit limit is $25,000",
        "additionalValue": "25000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Minimum credit limit is $1,000.",
        "additionalValue": "1000.00",
        "constraintType": "MIN_LIMIT"
      }
    ],
    "description": "Low Rate Credit Card. Not available to new customers.",
    "effectiveFrom": "2026-11-10T06:00:00Z",
    "eligibility": [
      {
        "additionalInfo": "Must be an individual applying in their own name (not a company, trust or other entity).",
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      }
    ],
    "features": [
      {
        "additionalInfo": "Interest-free period on purchases (up to 45 days)",
        "additionalValue": "P45D",
        "featureType": "INTEREST_FREE"
      },
      {
        "additionalValue": "Visa Credit Card",
        "featureType": "CARD_ACCESS"
      }
    ],
    "fees": [
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "5.00"
        },
        "name": "Overseas ATM withdrawal"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "rateBased",
        "feeType": "EVENT",
        "name": "Foreign currency conversion fee",
        "rateBased": {
          "rate": "0.02",
          "rateType": "TRANSACTION"
        }
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "15.00"
        },
        "name": "Quick debit Dishonour fee"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "10.00"
        },
        "name": "Overlimit fee"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "5.00"
        },
        "name": "Visa Cash Advance Fee"
      },
      {
        "additionalValue": "Applicable where payment is late",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "LATE_PAYMENT",
        "fixedAmount": {
          "amount": "15.00"
        },
        "name": "Late payment fee"
      },
      {
        "additionalValue": "P1Y",
        "currency": "AUD",
        "feeCapPeriod": "P1Y",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "59.00"
        },
        "name": "Annual Card Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-11-09T00:37:35.591058Z",
    "lendingRates": [
      {
        "additionalInfo": "Applies to purchases not paid in full by the statement due date.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "PURCHASE",
        "loanPurpose": "UNCONSTRAINED",
        "rate": "0.0899",
        "repaymentType": "UNCONSTRAINED"
      },
      {
        "additionalInfo": "Applies to cash advances (cash withdrawals, cash-like transactions and payments from the card) from the transaction date.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "CASH_ADVANCE",
        "loanPurpose": "UNCONSTRAINED",
        "rate": "0.1299",
        "repaymentType": "UNCONSTRAINED"
      }
    ],
    "name": "Low Rate Credit Card",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "productId": "14ec1ebc-5bca-448d-86ab-e0f541db0b64"
  }
}