{
  "snapshot_at": "2026-10-24T09:58:03Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "8a47c774-0065-4850-992c-42d73253f3eb",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/8a47c774-0065-4850-992c-42d73253f3eb",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/8a47c774-0065-4850-992c-42d73253f3eb'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "8a47c774-0065-4850-992c-42d73253f3eb",
    "lastUpdated": "2026-10-01T13:59:59Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "NAB Qantas Rewards Signature Card",
    "description": "The Qantas Rewards Signature card gives customers the opportunity to be rewarded for the purchases they make by earning Qantas Frequent Flyer points at the fastest rate.\r\nIncludes Signature benefits, including complimentary insurances.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card",
      "termsUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card",
      "eligibilityUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card",
      "feesAndPricingUri": "https://www.nab.com.au/personal/credit-cards/fees-charges"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "CREDIT",
        "imageUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      }
    ],
    "bundles": [
      {
        "name": "NAB Private Tailored Package",
        "description": "The NAB private tailored package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.",
        "additionalInfoUri": "https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/banking/nab-private-tailored-package-terms-and-conditions.pdf",
        "productIds": [
          "fbce13b1-77db-4226-9f55-9028ee31884f",
          "0c2ca397-dc24-4eb0-8fb9-e098c582ebd5",
          "263a9294-f2d8-4f5e-885c-363e1c2010b9",
          "c43ad795-9db1-4e1f-a7f5-845714ecedfd",
          "8a47c774-0065-4850-992c-42d73253f3eb",
          "e10279eb-1172-48dd-b6d2-08bed9605c5d"
        ]
      },
      {
        "name": "NAB Portfolio Package",
        "description": "The NAB Portfolio Package is designed to provide a wide range of discounts and extra benefits .",
        "productIds": [
          "fbce13b1-77db-4226-9f55-9028ee31884f",
          "0c2ca397-dc24-4eb0-8fb9-e098c582ebd5",
          "263a9294-f2d8-4f5e-885c-363e1c2010b9",
          "c43ad795-9db1-4e1f-a7f5-845714ecedfd",
          "8a47c774-0065-4850-992c-42d73253f3eb",
          "e10279eb-1172-48dd-b6d2-08bed9605c5d"
        ]
      },
      {
        "name": "NAB Private Portfolio Package",
        "description": "The NAB private portfolio package is an exclusive package specifically designed for nab private clients of national australia bank (NAB). we offer through the package a wide range of concessions and benefits on many of nab’s most competitive products.",
        "additionalInfoUri": "https://www.nab.com.au/personal/private-banking/tailored-banking-solutions/private-portfolio-package",
        "productIds": [
          "fbce13b1-77db-4226-9f55-9028ee31884f",
          "0c2ca397-dc24-4eb0-8fb9-e098c582ebd5",
          "263a9294-f2d8-4f5e-885c-363e1c2010b9",
          "c43ad795-9db1-4e1f-a7f5-845714ecedfd",
          "8a47c774-0065-4850-992c-42d73253f3eb",
          "e10279eb-1172-48dd-b6d2-08bed9605c5d"
        ]
      }
    ],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "NAB Visa Credit Card"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "1",
        "additionalInfo": "Up to one additional cardholder"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Qantas",
        "additionalInfo": "1 Qantas Point per $1 up to $5,000\r\non everyday purchases using your Visa Card\r\n0.5 Qantas Points per $1 from $5,001 to $20,000 on everyday purchases using your Visa Card\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary International Travel Insurance",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Domestic Travel Insurance",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Purchase Protection Insurance",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Extended Warranty Insurance",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Rental Vehicle Excess Insurance in Australia",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "BALANCE_TRANSFERS",
        "additionalInfo": "3% fee\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P44D",
        "additionalInfo": "Up to 44 interest free days on purchases",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "INTEREST_FREE_TRANSFERS",
        "additionalValue": "P12M",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "90000",
        "additionalInfo": "90,000 BONUS POINTS when you spend $5,000 on everyday purchases within the first 90 days of account opening.\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "30000",
        "additionalInfo": "30,000 BONUS POINTS when you keep your card for over 12 months. NAB may vary or end this offer at any time.\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Access to 24 hour, 7 day assistance for travel and lifestyle services with NAB Concierge.",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Visa Premium Access",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "Fraud protection\r\nNAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "15000.00",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian resident"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Lending criteria apply"
      }
    ],
    "fees": [
      {
        "name": "Annual Card Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "449.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "NAB may waive or discount fees at its discretion, as part of a package or promotional offer.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card",
        "discounts": [
          {
            "description": "NAB Portfolio Facility - no annual fee",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "420.00"
            },
            "rateBased": {
              "rateType": "TRANSACTION",
              "rate": "1.0"
            },
            "additionalInfo": "No annual credit card fees on up to 2 eligible NAB credit card accounts that you include in your package.",
            "additionalInfoUri": "https://www.nab.com.au/personal/home-loans/nab-portfolio-facility",
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Part of NAB Portfolio Facility",
                "additionalInfoUri": "https://www.nab.com.au/personal/home-loans/nab-portfolio-facility"
              }
            ]
          },
          {
            "description": "NAB Private Portfolio Package - no annual fee",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "420.00"
            },
            "rateBased": {
              "rateType": "TRANSACTION",
              "rate": "1.0"
            },
            "additionalInfo": "No annual credit card fees on up to 2 eligible NAB credit card accounts that you include in your package.",
            "additionalInfoUri": "https://www.nab.com.au/personal/private-banking/tailored-banking-solutions/private-portfolio-package",
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Part of NAB Private Portfolio Package",
                "additionalInfoUri": "https://www.nab.com.au/personal/private-banking/tailored-banking-solutions/private-portfolio-package"
              }
            ]
          },
          {
            "description": "NAB Private Tailored Package - no annual fee",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "420.00"
            },
            "rateBased": {
              "rateType": "TRANSACTION",
              "rate": "1.0"
            },
            "additionalInfo": "No annual credit card fees on up to 2 eligible NAB credit card accounts that you include in your package.",
            "additionalInfoUri": "https://www.nab.com.au/personal/private-banking/tailored-banking-solutions/nab-private-tailored-package",
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Part of NAB Private Tailored Package",
                "additionalInfoUri": "https://www.nab.com.au/personal/private-banking/tailored-banking-solutions/nab-private-tailored-package"
              }
            ]
          }
        ]
      },
      {
        "name": "International Transaction Fee Single-currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD"
      },
      {
        "name": "International Transaction Fee Multi-currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD"
      },
      {
        "name": "Cash Advance Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035",
          "amountRange": {
            "feeMinimum": "3.50"
          }
        },
        "currency": "AUD",
        "additionalInfo": "Minimum fee is $3.50"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Debited after day on which payment due if balance of account is $50 or more"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.2249",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfo": "NAB may discount the purchase rate at its discretion, including for promotional purposes.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.2299",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "UPFRONT",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfo": "0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies.\r\nNAB may offer different introductory rates at its discretion, including for promotional purposes.",
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      },
      {
        "lendingRateType": "BALANCE_TRANSFER",
        "rate": "0.2299",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
      }
    ]
  }
}