{
  "snapshot_at": "2026-10-24T09:58:03Z",
  "brand": "NATIONAL AUSTRALIA BANK",
  "brand_slug": "national-australia-bank",
  "product_id": "ff87d1af-392d-421a-903e-20b9517ea13e",
  "cdr_url": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/ff87d1af-392d-421a-903e-20b9517ea13e",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.nab.com.au/cds-au/v1/banking/products/ff87d1af-392d-421a-903e-20b9517ea13e'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "ff87d1af-392d-421a-903e-20b9517ea13e",
    "lastUpdated": "2026-08-03T13:59:59Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "NAB Rewards Business Signature Card",
    "description": "With a business credit card, earn and redeem NAB Rewards Points.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
      "termsUri": "https://www.nab.com.au/business/business-credit-cards/terms-conditions",
      "eligibilityUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "CREDIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      }
    ],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "NAB Business Visa Credit Card"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "1000"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "NAB Rewards",
        "additionalInfo": "Earn points on everyday business purchases.\r\nEarn triple points with Webjet, when travelling overseas or on overseas purchases made here in Australia.\r\nEarn 1.25 NAB Rewards points for every $1.00 AUD you spend on everyday business purchases.\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Unauthorised Transaction Insurance",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Transit Accident Insurance",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Visa Business Offers and Visa Premium Benefits",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Take advantage of Visa’s tailored 24/7 concierge service for travel and lifestyle services.\r\nReceive pre-trip information for major destinations worldwide.\r\nGet restaurant reservations, event bookings, cultural, sporting, shopping and tourist information on request.",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "200000",
        "additionalInfo": "Earn 200,000 NAB Rewards Bonus Points when you spend $8,000 on everyday business purchases within 90 days of your new NAB Rewards Business Signature Card account opening and a further 50,000 bonus NAB Rewards Bonus Points if you keep your account open for 15 months.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P44D",
        "additionalInfo": "Up to 44 interest free days on business purchases.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Fraud protection\r\nProvided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfo": "Facility limit"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00",
        "additionalInfo": "Card limit"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "18000000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "MIN_TURNOVER",
        "additionalValue": "75000.00",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian citizen or permanent resident",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Have 12 months of business financial data.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Registered for GST",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Have a valid
ABN/ACN",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ],
    "fees": [
      {
        "name": "Annual card Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "175.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "NAB may waive or discount fees at its discretion, as part of a package or promotional offer.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "International Transaction Fee Single Currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "International Transaction Fee Multi-Currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "Cash Advance Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "INTEREST_ACCRUED",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Minimum fee is $3.00",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.195",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.2174",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ]
  }
}