{
  "snapshot_at": "2026-11-07T23:42:58Z",
  "brand": "Qantas Money Credit Cards",
  "brand_slug": "qantas-money-credit-cards",
  "product_id": "9db7d421-cc03-4dca-af57-05cbe5f183e2",
  "cdr_url": "https://api.openbanking.qantasmoney.com/cds-au/v1/banking/products/9db7d421-cc03-4dca-af57-05cbe5f183e2",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.openbanking.qantasmoney.com/cds-au/v1/banking/products/9db7d421-cc03-4dca-af57-05cbe5f183e2'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "9db7d421-cc03-4dca-af57-05cbe5f183e2",
    "effectiveFrom": "2020-09-01T00:00:00Z",
    "lastUpdated": "2026-11-02T00:12:00Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "Qantas Money Titanium Credit Card",
    "description": "The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to ancillary Qantas benefits and complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.",
    "brand": "Qantas Money",
    "brandName": "Qantas Money Credit Cards",
    "applicationUri": "https://www.qantasmoney.com/credit-cards",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.qantasmoney.com/credit-cards/titanium",
      "termsUri": "https://qantasmoney.com/terms-and-forms",
      "eligibilityUri": "https://www.qantasmoney.com/credit-cards/titanium",
      "feesAndPricingUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
    },
    "cardArt": [
      {
        "cardScheme": "MASTERCARD",
        "cardType": "CREDIT",
        "imageUri": "https://www.qantasmoney.com/credit-cards/titanium"
      }
    ],
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "4",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "BALANCE_TRANSFERS",
        "additionalValue": "Eligibility criteria and terms and conditions apply",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P44D",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Qantas Money Credit Cards Online",
        "additionalInfoUri": "https://www.qantasmoney.com/app"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Qantas Money Credit Cards App",
        "additionalInfoUri": "https://www.qantasmoney.com/app"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Travel Insurance",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Lounge Invitations",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Flight Discounts",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Qantas Wine Premium Membership",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Qantas Frequent Flyer",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "20% bonus Status Credits when you book and pay for eligible Qantas flights using your card",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "OTHER",
        "additionalValue": " ",
        "additionalInfo": "Dedicated Concierge",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "OTHER",
        "additionalValue": " ",
        "additionalInfo": "Earn up to 20,000 points through the Qantas Wellbeing App",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
      },
      {
        "featureType": "INSTALMENT_PLAN",
        "additionalValue": "Eligibility criteria and terms and conditions apply",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/instalment-plans"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Contactless payments using Apple Pay & Google Pay",
        "additionalInfoUri": "https://www.qantasmoney.com/digital-wallet"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "100000.00"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "15000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      },
      {
        "eligibilityType": "MIN_INCOME",
        "additionalValue": "200000.00",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be a permanent Australian resident",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalValue": "Must be a Qantas Frequent Flyer member",
        "additionalInfo": "You must be a Qantas Frequent Flyer member.",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      },
      {
        "eligibilityType": "OTHER",
        "additionalValue": "Austrlaian residential address",
        "additionalInfo": "Austrlaian residential address",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      },
      {
        "eligibilityType": "OTHER",
        "additionalValue": "Austrlaian mobile",
        "additionalInfo": "Austrlaian mobile",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards"
      }
    ],
    "fees": [
      {
        "name": "Annual Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1200.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "Additional Cardholder Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "100.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "LATE_PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalValue": "2",
        "additionalInfo": "Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "Domestic Cash Advance Fee",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03",
          "amountRange": {
            "feeMinimum": "3.00"
          }
        },
        "currency": "AUD",
        "additionalInfo": "Under $100 – $3 and $100 or more – 3% of the transaction amount",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "International Cash Advance Fee",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfo": "When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "International Transaction Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "3% of the transaction amount when you make any purchase or cash advance",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "Over-the-Counter Transaction Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "currency": "AUD",
        "additionalInfo": "When you make a cash payment at Australia Post",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "name": "Paper Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.2099",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfo": "Retail Purchase Rate",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      },
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.2199",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfo": "Cash Advance Rate",
        "additionalInfoUri": "https://www.qantasmoney.com/credit-cards/titanium/fees-and-rates"
      }
    ],
    "instalments": {
      "minimumPlanValue": "50.00",
      "minimumSplit": 3,
      "maximumSplit": 60
    }
  }
}