{ "snapshot_at": "2026-10-24T09:58:09Z", "brand": "Revolut", "brand_slug": "revolut", "product_id": "550e8400-e29b-41d4-a716-446655440005", "cdr_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440005", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440005'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "productId": "550e8400-e29b-41d4-a716-446655440005", "lastUpdated": "2026-07-08T14:04:01.589894Z", "productCategory": "CRED_AND_CHRG_CARDS", "name": "Revolut Credit Card", "description": "A Revolut credit card with interest-free periods on purchases and variable interest rates. Features and fees vary depending on your plan. See our website for details.", "brand": "Revolut", "isTailored": false, "additionalInformation": { "termsUri": "https://www.revolut.com/en-AU/legal/cctermsandconditions/", "overviewUri": "https://www.revolut.com/en-AU/credit-card/", "eligibilityUri": "https://www.revolut.com/en-AU/legal/cctermsandconditions/", "feesAndPricingUri": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/" }, "cardArt": [], "features": [ { "additionalValue": "5", "additionalInfo": "Up to 5 secondary credit card holders.", "featureType": "ADDITIONAL_CARDS" }, { "additionalValue": "Visa or Mastercard credit card (physical and virtual)", "additionalInfo": "Virtual card available instantly in-app. Physical card delivery and other card fees may also apply depending on your plan - see our website for more info.", "featureType": "CARD_ACCESS" }, { "additionalInfo": "Manage your everyday spending with powerful budgeting and analytics, transfer money abroad, spend easily in the local currency, and so much more.", "featureType": "DIGITAL_BANKING" }, { "additionalValue": "Apple Pay, Google Pay", "additionalInfo": "Available for both physical and virtual Revolut cards.", "featureType": "DIGITAL_WALLET" }, { "additionalInfo": "Real-time transaction monitoring, instant card freeze via app and disposable virtual card numbers.", "featureType": "FRAUD_PROTECTION" }, { "additionalValue": "Everyday Protection and/or Travel Insurance", "additionalInfo": "If you are subscribed to a Paid Plan, you may be eligible for complimentary insurance cover.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "INSURANCE" }, { "additionalValue": "P44D", "additionalInfo": "Up to 44 days interest-free on purchases when the full balance is paid by the due date.", "additionalInfoUri": "https://www.revolut.com/en-AU/credit-card/", "featureType": "INTEREST_FREE" }, { "additionalValue": "RevPoints", "additionalInfo": "Earn RevPoints on eligible card purchases. Redeemable with multiple airlines and other options. T&Cs apply.", "additionalInfoUri": "https://www.revolut.com/en-AU/revpoints/", "featureType": "LOYALTY_PROGRAM" }, { "additionalValue": "Instant push notifications for card payments", "additionalInfo": "Notifications can be customised in-app.", "featureType": "NOTIFICATIONS" }, { "additionalInfo": "Pay and receive near real-time payments.", "featureType": "NPP_ENABLED" }, { "additionalInfo": "Mobile number and email address PayID supported; register via the Revolut app under Account Settings.", "featureType": "NPP_PAYID" }, { "additionalValue": "Standard plan", "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "OTHER" }, { "additionalValue": "Plus plan", "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "OTHER" }, { "additionalValue": "Premium plan", "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "OTHER" }, { "additionalValue": "Metal plan", "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "OTHER" }, { "additionalValue": "Ultra plan", "additionalInfo": "Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.", "additionalInfoUri": "https://www.revolut.com/en-AU/our-pricing-plans/", "featureType": "OTHER" } ], "constraints": [ { "additionalValue": "1000.00", "constraintType": "MIN_LIMIT" }, { "additionalValue": "35000.00", "constraintType": "MAX_LIMIT" } ], "eligibility": [ { "additionalValue": "18", "eligibilityType": "MIN_AGE" }, { "additionalValue": "2000.00", "additionalInfo": "Minimum monthly after-tax income.", "eligibilityType": "MIN_INCOME" }, { "additionalInfo": "Available to eligible customers only. Business customers should apply for a Revolut Business account.", "eligibilityType": "NATURAL_PERSON" }, { "additionalValue": "Must be an Australian citizen or permanent resident.", "additionalInfo": "Select visa types are also eligible.", "eligibilityType": "RESIDENCY_STATUS" } ], "fees": [ { "additionalInfo": "Cash advance fee applies to cash transactions, cash-like transaction and cash equivalent transactions. Minimum fee applies regardless of advance amount.", "additionalInfoUri": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/", "name": "Cash Advance Fee", "feeType": "CASH_ADVANCE", "feeMethodUType": "rateBased", "rateBased": { "rateType": "TRANSACTION", "rate": "0.03" }, "currency": "AUD" }, { "additionalValue": "P1M", "additionalInfo": "A late payment fee may apply if the minimum payment is not received by the due date.", "additionalInfoUri": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/", "name": "Late Payment Fee", "feeType": "LATE_PAYMENT", "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "currency": "AUD" }, { "additionalValue": "Foreign currency transactions exceeding fair usage limit during market hours", "additionalInfo": "This reflects the Standard plan rate charged over the fair usage limit.", "additionalInfoUri": "https://www.revolut.com/en-AU/legal/credit-card-fees-au/", "name": "Foreign Transaction Fee", "feeType": "TRANSACTION", "feeMethodUType": "rateBased", "rateBased": { "rateType": "TRANSACTION", "rate": "0.015" }, "currency": "AUD" } ], "depositRates": [], "lendingRates": [ { "additionalValue": "P44D", "additionalInfo": "Variable rate on purchases. Interest is charged after the interest-free period if the full balance is not paid by the due date.", "additionalInfoUri": "https://www.revolut.com/en-AU/credit-card/", "lendingRateType": "PURCHASE", "rate": "0.2099", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "repaymentType": "UNCONSTRAINED", "loanPurpose": "UNCONSTRAINED" }, { "additionalInfo": "Variable rate on cash advances. Interest is charged from the date of the transaction with no interest-free period.", "additionalInfoUri": "https://www.revolut.com/en-AU/credit-card/", "lendingRateType": "CASH_ADVANCE", "rate": "0.2399", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P1M", "repaymentType": "UNCONSTRAINED", "loanPurpose": "UNCONSTRAINED" } ] } }