{ "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "public_base_uri": "https://od1.cdr.digital.move.bank/api", "logo_uri": "https://move.bank/images/logo-black.svg", "status": "ok", "stale": false, "bank_last_updated": "2026-11-12T14:21:12Z", "at_a_glance": { "note": "This bank's lowest ranked rate per purpose, repayment type and rate kind, one line each: the lowest of the bank's own entries in the best/{purpose}/{repayment}/{lvr}/{loan}/{kind}.json buckets (broker-only rates left out, as there), so it matches best/ and top/. A bank that lends only to a named group (restricted membership) is left out of their entries and top but listed in entries_with_restricted; its lines here carry eligibility, a key into eligibility_sets saying who can borrow, with the bank's own words. reference_lvrs are the bucket LVRs where it is the bank's entry; a higher LVR usually costs more and that rate is in rows. Null lvr_min and lvr_max mean the bank states no LVR band, read as up to 80%. conditions is a key into condition_sets. unranked counts the rows no bucket ranks. comparison_rate_at_600000_pct is our comparison rate for a $600,000 loan over 25 years from the bank's published fees, not the bank's own figure (comparison_rate_pct, on $150,000); null where our check against the bank's figure failed or a fixed rate's revert rate is not known. Every product and rate row follows in products and rows.", "rates": [ {"purpose":"owner_occupied","repayment":"principal_and_interest","kind":"variable","rate_pct":6.09,"comparison_rate_pct":6.15,"comparison_rate_at_600000_pct":6.1,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":80,"reference_lvrs":[60,70,80],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"owner_occupied","repayment":"principal_and_interest","kind":"fixed_1","rate_pct":6.49,"comparison_rate_pct":6.19,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"owner_occupied","repayment":"principal_and_interest","kind":"fixed_2","rate_pct":6.49,"comparison_rate_pct":6.23,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"owner_occupied","repayment":"principal_and_interest","kind":"fixed_3","rate_pct":6.44,"comparison_rate_pct":6.25,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"owner_occupied","repayment":"principal_and_interest","kind":"fixed_5","rate_pct":6.64,"comparison_rate_pct":6.39,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"owner_occupied","repayment":"interest_only","kind":"variable","rate_pct":6.09,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":80,"reference_lvrs":[60,70,80],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"principal_and_interest","kind":"variable","rate_pct":6.24,"comparison_rate_pct":6.3,"comparison_rate_at_600000_pct":6.25,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":80,"reference_lvrs":[60,70,80],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"principal_and_interest","kind":"fixed_1","rate_pct":6.64,"comparison_rate_pct":6.34,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"principal_and_interest","kind":"fixed_2","rate_pct":6.64,"comparison_rate_pct":6.38,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"principal_and_interest","kind":"fixed_3","rate_pct":6.59,"comparison_rate_pct":6.4,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"principal_and_interest","kind":"fixed_5","rate_pct":6.79,"comparison_rate_pct":6.54,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"interest_only","kind":"variable","rate_pct":6.44,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":80,"reference_lvrs":[60,70,80],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"interest_only","kind":"fixed_1","rate_pct":6.84,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"interest_only","kind":"fixed_2","rate_pct":6.84,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"interest_only","kind":"fixed_3","rate_pct":6.79,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false}, {"purpose":"investment","repayment":"interest_only","kind":"fixed_5","rate_pct":6.99,"comparison_rate_pct":null,"comparison_rate_at_600000_pct":null,"product_label":"Everyday Home Loan","lvr_min":0,"lvr_max":90,"reference_lvrs":[60,70,80,90],"loan_min":100000,"loan_max":3000000,"annual_fee":null,"upfront_fees":700,"exit_fees":450,"conditions":"k1","restrictions":[],"eligibility":null,"record_stale":false} ], "condition_sets": { "k1": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ] }, "unranked": { "rows": 0 } }, "source": "Each bank's own published product data (its Consumer Data Right Product Reference Data API, public and unauthenticated), plus a few terms that data leaves out, read from the bank's own pages", "licence_note": "Rates are published by each bank as public product reference data, as the Consumer Data Right requires, and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice and the rate a borrower is offered depends on the bank's assessment; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "product_url_source": "feed", "terms_url": "https://move.bank/about-us/conditions-of-use", "terms_url_source": "feed", "description": "Everyday Home Loan", "offset": false, "redraw": true, "extra_repayments": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "fees": [ { "name": "Loan Split Fee", "fee_type": "UPFRONT", "amount": 50.0, "frequency": null, "info": "Charged for each additional loan split." }, { "name": "Construction Loan Fee", "fee_type": "UPFRONT", "amount": 487.0, "frequency": null, "info": "One-off fee for construction loans. Includes up to 6 progress payments and 2 progress valuations; additional progress payments and valuations are charged at co…" }, { "name": "Guarantee Fee", "fee_type": "UPFRONT", "amount": 132.0, "frequency": null, "info": "Charged where a guarantor is involved." }, { "name": "Substitution of Security Fee", "fee_type": "VARIATION", "amount": 625.0, "frequency": null, "info": "Charged when a security property is substituted." }, { "name": "Consent Fee", "fee_type": "EVENT", "amount": 250.0, "frequency": null, "info": "Charged when the bank reviews and consents to dealings affecting the title." }, { "name": "Discharge Fee", "fee_type": "EXIT", "amount": 450.0, "frequency": null, "info": "Charged on a full or partial release of a security property." }, { "name": "Establishment Fee", "fee_type": "UPFRONT", "amount": 700.0, "frequency": null, "info": "Includes one standard valuation up to $205." }, { "name": "Subdivision Fee", "fee_type": "EVENT", "amount": 300.0, "frequency": null, "info": "Charged when the bank reviews a subdivision request." }, { "name": "Lenders Mortgage Insurance", "fee_type": "OTHER", "amount": null, "frequency": null, "info": "Charged at cost where the loan-to-value ratio is above 80% and LMI is required." }, { "name": "Loan Top-Up / Increase Fee", "fee_type": "VARIATION", "amount": 200.0, "frequency": null, "info": "Charged when a loan increase is requested; a security valuation may also apply." }, { "name": "Product Variation Fee", "fee_type": "VARIATION", "amount": 150.0, "frequency": null, "info": "Charged when an existing loan product is changed." }, { "name": "Fixed Rate Lock Fee", "fee_type": "UPFRONT", "amount": 375.0, "frequency": null, "info": "Charged when a fixed rate is locked in before approval." }, { "name": "Additional Security Fee", "fee_type": "UPFRONT", "amount": 132.0, "frequency": null, "info": "Charged for each additional security property in a facility." }, { "name": "Fixed Rate Break Cost", "fee_type": "OTHER", "amount": null, "frequency": null, "info": "Charged when a fixed rate loan is repaid, refinanced or changed before the end of the fixed term. The amount varies and reflects the bank's loss." }, { "name": "Default Notice Fee", "fee_type": "EVENT", "amount": 50.0, "frequency": null, "info": null } ], "fees_as_published": null, "max_lvr": 90.0, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "eligibility": null, "discounts": [], "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "snapshot_at": "2026-11-13T01:22:33Z", "bank_last_updated": "2026-11-12T14:20:14.36022Z", "correction": null, "row_count": 44, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ] }, { "product_id": "74f0010a-eb8f-41cd-83d7-296aacc988ca", "product_name": "Offset Home Loan", "product_label": "Offset Home Loan", "product_url": "https://move.bank/loans/home-loans", "product_url_source": "feed", "terms_url": "https://move.bank/about-us/conditions-of-use", "terms_url_source": "feed", "description": "Offset Home Loan", "offset": true, "redraw": true, "extra_repayments": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "fees": [ { "name": "Establishment Fee", "fee_type": "UPFRONT", "amount": 700.0, "frequency": null, "info": "Includes one standard valuation up to $205." }, { "name": "Subdivision Fee", "fee_type": "EVENT", "amount": 300.0, "frequency": null, "info": "Charged when the bank reviews a subdivision request." }, { "name": "Product Variation Fee", "fee_type": "VARIATION", "amount": 150.0, "frequency": null, "info": "Charged when an existing loan product is changed." }, { "name": "Guarantee Fee", "fee_type": "UPFRONT", "amount": 132.0, "frequency": null, "info": "Charged where a guarantor is involved." }, { "name": "Discharge Fee", "fee_type": "EXIT", "amount": 450.0, "frequency": null, "info": "Charged on a full or partial release of a security property." }, { "name": "Default Notice Fee", "fee_type": "EVENT", "amount": 50.0, "frequency": null, "info": null }, { "name": "Loan Split Fee", "fee_type": "UPFRONT", "amount": 50.0, "frequency": null, "info": "Charged for each additional loan split." }, { "name": "Fixed Rate Break Cost", "fee_type": "OTHER", "amount": null, "frequency": null, "info": "Charged when a fixed rate loan is repaid, refinanced or changed before the end of the fixed term. The amount varies and reflects the bank's loss." }, { "name": "Substitution of Security Fee", "fee_type": "VARIATION", "amount": 625.0, "frequency": null, "info": "Charged when a security property is substituted." }, { "name": "Consent Fee", "fee_type": "EVENT", "amount": 250.0, "frequency": null, "info": "Charged when the bank reviews and consents to dealings affecting the title." }, { "name": "Additional Security Fee", "fee_type": "UPFRONT", "amount": 132.0, "frequency": null, "info": "Charged for each additional security property in a facility." }, { "name": "Fixed Rate Lock Fee", "fee_type": "UPFRONT", "amount": 375.0, "frequency": null, "info": "Charged when a fixed rate is locked in before approval." }, { "name": "Loan Top-Up / Increase Fee", "fee_type": "VARIATION", "amount": 200.0, "frequency": null, "info": "Charged when a loan increase is requested; a security valuation may also apply." }, { "name": "Construction Loan Fee", "fee_type": "UPFRONT", "amount": 487.0, "frequency": null, "info": "One-off fee for construction loans. Includes up to 6 progress payments and 2 progress valuations; additional progress payments and valuations are charged at co…" }, { "name": "Lenders Mortgage Insurance", "fee_type": "OTHER", "amount": null, "frequency": null, "info": "Charged at cost where the loan-to-value ratio is above 80% and LMI is required." } ], "fees_as_published": null, "max_lvr": 95.0, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "eligibility": null, "discounts": [], "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/74f0010a-eb8f-41cd-83d7-296aacc988ca", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/74f0010a-eb8f-41cd-83d7-296aacc988ca.json", "snapshot_at": "2026-11-13T01:22:33Z", "bank_last_updated": "2026-11-12T14:21:12.301575Z", "correction": null, "row_count": 22, "conditions": [ "Must be a MoveBank member to apply", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ] } ], "rows": [ { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "variable", "lending_rate_type": "VARIABLE", "fixed_months": null, "kind": "variable", "purpose": "investment", "repayment": "interest_only", "rate": 0.0644, "rate_pct": 6.44, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 80.0, "lvr_source": "tier", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": 6.5, "bank": null, "reason": "no bank comparison rate" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "variable", "lending_rate_type": "VARIABLE", "fixed_months": null, "kind": "variable", "purpose": "investment", "repayment": "interest_only", "rate": 0.0654, "rate_pct": 6.54, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 80.0, "lvr_source": "tier", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": 6.6, "bank": null, "reason": "no bank comparison rate" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "variable", "lending_rate_type": "VARIABLE", "fixed_months": null, "kind": "variable", "purpose": "investment", "repayment": "interest_only", "rate": 0.0659, "rate_pct": 6.59, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 80.01, "lvr_max": 90.0, "lvr_source": "tier", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": 6.65, "bank": null, "reason": "no bank comparison rate" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "variable", "lending_rate_type": "VARIABLE", "fixed_months": null, "kind": "variable", "purpose": "investment", "repayment": "interest_only", "rate": 0.0669, "rate_pct": 6.69, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 80.01, "lvr_max": 90.0, "lvr_source": "tier", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": 6.75, "bank": null, "reason": "no bank comparison rate" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 12, "kind": "fixed_1", "purpose": "investment", "repayment": "interest_only", "rate": 0.0684, "rate_pct": 6.84, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, 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Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 12, "kind": "fixed_1", "purpose": "investment", "repayment": "interest_only", "rate": 0.0694, "rate_pct": 6.94, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "1 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 24, "kind": "fixed_2", "purpose": "investment", "repayment": "interest_only", "rate": 0.0684, "rate_pct": 6.84, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "2 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 24, "kind": "fixed_2", "purpose": "investment", "repayment": "interest_only", "rate": 0.0694, "rate_pct": 6.94, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "2 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 36, "kind": "fixed_3", "purpose": "investment", "repayment": "interest_only", "rate": 0.0679, "rate_pct": 6.79, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "3 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 36, "kind": "fixed_3", "purpose": "investment", "repayment": "interest_only", "rate": 0.0689, "rate_pct": 6.89, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "3 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 60, "kind": "fixed_5", "purpose": "investment", "repayment": "interest_only", "rate": 0.0699, "rate_pct": 6.99, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "5 year fixed rate term. Interest only repayments are available for up to 5 years.", "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", "terms_url": "https://move.bank/about-us/conditions-of-use", "record_stale": false, "record_correction": null, "rate_kind": "fixed", "lending_rate_type": "FIXED", "fixed_months": 60, "kind": "fixed_5", "purpose": "investment", "repayment": "interest_only", "rate": 0.0709, "rate_pct": 7.09, "comparison_rate": null, "comparison_rate_pct": null, "lvr_min": 0.0, "lvr_max": 90.0, "lvr_source": "product", "loan_min": 100000.0, "loan_max": 3000000.0, "interest_in_advance": false, "offset": false, "redraw": true, "annual_fee": null, "upfront_fees": 700.0, "exit_fees": 450.0, "revert_rate": null, "revert_rate_basis": null, "comparison_check": { "ok": false, "ours_at_150k": null, "bank": null, "reason": "revert rate not published" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": "5 year fixed rate term. 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null, "reason": "no bank comparison rate" }, "restrictions": [], "eligibility": null, "ranked": true, "conditions": [ "Must be a MoveBank member to apply", "Advertised rate needs $1,500 a month credited to a MoveBank transaction account", "$700 establishment fee, including one standard valuation up to $205", "$450 discharge fee", "$100,000 to $3,000,000", "Up to 95% with LMI (data shows 90%)" ], "additional_info": null, "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb", "source_snapshot": "/au/finance/home-loans/v1/source/movebank/3b68aefd-3bd6-4674-940a-137fb97563bb.json", "bank_last_updated": "2026-11-12T14:20:14.36022Z" }, { "brand": "MoveBank", "brand_label": "MoveBank", "brand_slug": "movebank", "legal_entity_abn": "91087651090", "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb", "product_name": "Everyday Home Loan", "product_label": "Everyday Home Loan", "product_url": "https://move.bank/loans/home-loans", 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