{
  "snapshot_at": "2026-11-13T01:22:33Z",
  "brand": "MoveBank",
  "brand_slug": "movebank",
  "product_id": "3b68aefd-3bd6-4674-940a-137fb97563bb",
  "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/3b68aefd-3bd6-4674-940a-137fb97563bb'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "additionalTermsUris": [
        {
          "additionalInfoUri": "https://move.bank/tools-resources/target-market-determination",
          "description": "Target market determination"
        }
      ],
      "eligibilityUri": "https://move.bank/tools-resources/target-market-determination",
      "feesAndPricingUri": "https://move.bank/tools-resources/interest-rates-fees/fees-charges",
      "termsUri": "https://move.bank/about-us/conditions-of-use"
    },
    "applicationUri": "https://move.bank/loans/home-loans",
    "brand": "MoveBank",
    "brandName": "MoveBank",
    "constraints": [
      {
        "additionalInfo": "Maximum loan amount is $3,000,000.",
        "additionalValue": "3000000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Loan terms of between 1 and 30 years are typically available, subject to approval. Maximum loan term is 30 years.",
        "additionalValue": "P30Y",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Minimum loan amount is $100,000.",
        "additionalValue": "100000.00",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "Maximum LVR is 90% for investment lending.",
        "additionalValue": "0.9",
        "constraintType": "MAX_LVR"
      },
      {
        "additionalInfo": "Loan terms of between 1 and 30 years are typically available, subject to approval. Minimum loan term is 1 year.",
        "additionalValue": "P1Y",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Maximum LVR is 95% for owner occupied lending.",
        "additionalValue": "0.95",
        "constraintType": "MAX_LVR"
      }
    ],
    "description": "Everyday Home Loan",
    "effectiveFrom": "2026-08-01T10:00:00.001Z",
    "eligibility": [
      {
        "additionalInfo": "Must be a MoveBank member to apply.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      }
    ],
    "features": [
      {
        "featureType": "REDRAW"
      },
      {
        "additionalInfo": "On fixed rates, additional repayments can be made up to a limit of $10,000 per fixed rate term.",
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "fees": [
      {
        "additionalInfo": "Charged for each additional loan split.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "50.00"
        },
        "name": "Loan Split Fee"
      },
      {
        "additionalInfo": "One-off fee for construction loans. Includes up to 6 progress payments and 2 progress valuations; additional progress payments and valuations are charged at cost.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "487.00"
        },
        "name": "Construction Loan Fee"
      },
      {
        "additionalInfo": "Charged where a guarantor is involved.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "132.00"
        },
        "name": "Guarantee Fee"
      },
      {
        "additionalInfo": "Charged when a security property is substituted.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "VARIATION",
        "fixedAmount": {
          "amount": "625.00"
        },
        "name": "Substitution of Security Fee"
      },
      {
        "additionalInfo": "Charged when the bank reviews and consents to dealings affecting the title.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "250.00"
        },
        "name": "Consent Fee"
      },
      {
        "additionalInfo": "Charged on a full or partial release of a security property.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EXIT",
        "fixedAmount": {
          "amount": "450.00"
        },
        "name": "Discharge Fee"
      },
      {
        "additionalInfo": "Includes one standard valuation up to $205.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "700.00"
        },
        "name": "Establishment Fee"
      },
      {
        "additionalInfo": "Charged when the bank reviews a subdivision request.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "300.00"
        },
        "name": "Subdivision Fee"
      },
      {
        "additionalInfo": "Charged at cost where the loan-to-value ratio is above 80% and LMI is required.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Lenders Mortgage Insurance",
        "variable": {}
      },
      {
        "additionalInfo": "Charged when a loan increase is requested; a security valuation may also apply.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "VARIATION",
        "fixedAmount": {
          "amount": "200.00"
        },
        "name": "Loan Top-Up / Increase Fee"
      },
      {
        "additionalInfo": "Charged when an existing loan product is changed.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "VARIATION",
        "fixedAmount": {
          "amount": "150.00"
        },
        "name": "Product Variation Fee"
      },
      {
        "additionalInfo": "Charged when a fixed rate is locked in before approval.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "375.00"
        },
        "name": "Fixed Rate Lock Fee"
      },
      {
        "additionalInfo": "Charged for each additional security property in a facility.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "132.00"
        },
        "name": "Additional Security Fee"
      },
      {
        "additionalInfo": "Charged when a fixed rate loan is repaid, refinanced or changed before the end of the fixed term. The amount varies and reflects the bank's loss.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Fixed Rate Break Cost",
        "variable": {}
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "50.00"
        },
        "name": "Default Notice Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-11-12T14:20:14.36022Z",
    "lendingRates": [
      {
        "additionalInfo": "2 year fixed rate term.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0659",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0619",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "1 year fixed rate term.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0674",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "5 year fixed rate term.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0639",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0664",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "5 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0709",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "2 year fixed rate term.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0623",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0615",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0609",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "2 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0684",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0649",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 90% and up to 95%.",
            "maximumValue": "0.95",
            "minimumValue": "0.9001",
            "name": "LVR 90.01% to 95%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "3 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0679",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "2 year fixed rate term.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0638",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0664",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "2 year fixed rate term.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0674",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "Interest only repayments are available for up to 5 years.",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0644",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "3 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0689",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 90% and up to 95%.",
            "maximumValue": "0.95",
            "minimumValue": "0.9001",
            "name": "LVR 90.01% to 95%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "1 year fixed rate term.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0659",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "5 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "Interest only repayments are available for up to 5 years.",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "1 year fixed rate term.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0634",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0664",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0639",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0634",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "5 year fixed rate term.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0654",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0679",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "3 year fixed rate term.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.064",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0659",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0639",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 90% and up to 95%.",
            "maximumValue": "0.95",
            "minimumValue": "0.9001",
            "name": "LVR 90.01% to 95%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.063",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0624",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0639",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "3 year fixed rate term.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "3 year fixed rate term.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0625",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0644",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "1 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0684",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0629",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "5 year fixed rate term.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0689",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0645",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0639",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Interest only repayments are available for construction loans only, for a maximum of 24 months.",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0609",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0635",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0629",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0619",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0645",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0639",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 90% and up to 95%.",
            "maximumValue": "0.95",
            "minimumValue": "0.9001",
            "name": "LVR 90.01% to 95%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "3 year fixed rate term.",
        "additionalValue": "P3Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0654",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "Interest only repayments are available for up to 5 years.",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0659",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is above 80% and up to 90%.",
            "maximumValue": "0.9",
            "minimumValue": "0.8001",
            "name": "LVR 80.01% to 90%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "2 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P2Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "INTEREST_ONLY"
      },
      {
        "additionalInfo": "5 year fixed rate term.",
        "additionalValue": "P5Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0674",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "1 year fixed rate term.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "To be eligible for this rate, a credit of $1,500 a month must be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0619",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      },
      {
        "additionalInfo": "Interest only repayments are available for up to 5 years.",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0654",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Rate applies where the loan-to-value ratio is up to 80%.",
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "LVR up to 80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "1 year fixed rate term. Interest only repayments are available for up to 5 years.",
        "additionalValue": "P1Y",
        "applicabilityConditions": [
          {
            "additionalInfo": "This rate does not require a credit of $1,500 a month to be deposited into a MoveBank transaction account.",
            "rateApplicabilityType": "OTHER"
          }
        ],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "INTEREST_ONLY"
      }
    ],
    "name": "Everyday Home Loan",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "3b68aefd-3bd6-4674-940a-137fb97563bb"
  }
}