{
  "brand": "AMP Bank GO",
  "brand_label": "AMP Bank GO",
  "brand_slug": "amp-bank-go",
  "legal_entity_abn": "15081596009",
  "public_base_uri": "https://pub.cdr-sme.amp.com.au/api",
  "logo_uri": "https://www.amp.com.au/content/dam/bank-app/amp-bank-logo-open-banking.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-11-09T01:03:30Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [
      {"segment":"personal","kind":"ongoing","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"personal","kind":"intro","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"personal","kind":"base","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"ongoing","rate_pct":5.25,"base_rate_pct":5.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"intro","rate_pct":5.25,"base_rate_pct":5.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"base","rate_pct":5.25,"base_rate_pct":5.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Save","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["linked_account"],"record_stale":false}
    ],
    "condition_sets": {
      "k1": [
        "Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Save account: Linked Transaction Account",
        "no joint accounts",
        "each rate applies only to the part of the balance within its tier, so the rate shown for a larger balance is a blend of the tiers; the part above $5,000,000 earns nothing",
        "one Save account per customer (Savings Spaces divide it)",
        "money moves in and out only by transfer to or from the linked AMP Bank GO Everyday Account; no direct external transfers",
        "managed only in the AMP Bank GO app; no branch or face-to-face service"
      ],
      "k2": [
        "Customers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Save account: Linked Business Transaction Account",
        "sole traders and Australian private companies only; not partnerships, trusts or associations",
        "applicants must be Australian residents aged 15 or over",
        "no joint accounts",
        "each rate applies only to the part of the balance within its tier, so the rate shown for a larger balance is a blend of the tiers; the part above $5,000,000 earns nothing",
        "one Business Save account per business (Savings Spaces divide it)",
        "money moves in and out only by transfer to or from the linked AMP Bank GO Everyday Business Account; no direct external transfers",
        "managed only in the AMP Bank GO app; no branch or face-to-face service"
      ]
    },
    "unranked": {
      "products": 3,
      "transaction_account": 3
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "3886fd0f-7d10-4e6c-b550-2faab05e4e50",
      "product_name": "AMP Bank GO Business Save",
      "product_label": "Business Save",
      "product_slug": "business-save",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/business-save/",
      "product_url": "https://www.amp.com.au/business-banking/small-business-everyday-money/amp-bank-go-business-save",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/amp-bank-savings-account-terms-and-conditions.pdf",
      "fees_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf",
      "eligibility_url": "https://www.amp.com.au/content/dam/amp-2024/documents/tmds/bank/amp-bank-business-save-tmd.pdf",
      "account_type": "savings",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "Our new Business Save account makes earning interest easy. Simple savings with none of the regular catches; just interest adding up, day after day.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 5.25,
          "intro_pct": null,
          "base_pct": 5.25
        },
        "50000": {
          "ongoing_pct": 5.25,
          "intro_pct": null,
          "base_pct": 5.25
        },
        "250000": {
          "ongoing_pct": 5.25,
          "intro_pct": null,
          "base_pct": 5.25
        }
      },
      "rankings": [
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 3,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 50000,
          "rank": 3,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 250000,
          "rank": 3,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 10000,
          "rank": 4,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 50000,
          "rank": 4,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 250000,
          "rank": 4,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 10000,
          "rank": 2,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 50000,
          "rank": 2,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 250000,
          "rank": 2,
          "of": 42
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": false,
        "payid": false,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": true,
        "unlimited_transactions": false,
        "free_transactions": null,
        "linked_account_required": true,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Set and track your savings goals with Savings Spaces"
        ]
      },
      "feature_tags": [
        "app",
        "notifications",
        "linked account required"
      ],
      "interest_paid": "monthly",
      "interest_calculated": null,
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": null,
      "age_max": null,
      "restrictions": [
        "linked_account"
      ],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "Customers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Save account: Linked Business Transaction Account",
        "sole traders and Australian private companies only; not partnerships, trusts or associations",
        "applicants must be Australian residents aged 15 or over",
        "no joint accounts",
        "each rate applies only to the part of the balance within its tier, so the rate shown for a larger balance is a blend of the tiers; the part above $5,000,000 earns nothing",
        "one Business Save account per business (Savings Spaces divide it)",
        "money moves in and out only by transfer to or from the linked AMP Bank GO Everyday Business Account; no direct external transfers",
        "managed only in the AMP Bank GO app; no branch or face-to-face service"
      ],
      "eligibility": [
        "Customers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Save account: Linked Business Transaction Account"
      ],
      "record_stale": false,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/3886fd0f-7d10-4e6c-b550-2faab05e4e50",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/3886fd0f-7d10-4e6c-b550-2faab05e4e50.json",
      "snapshot_at": "2026-11-10T03:12:52Z",
      "bank_last_updated": "2026-11-09T01:03:30.072Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 3,
      "terms_scan": {
        "scanned": "2026-11-10",
        "documents": [
          "https://www.amp.com.au/business-banking/small-business-everyday-money/amp-bank-go-business-save",
          "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/amp-bank-savings-account-terms-and-conditions.pdf",
          "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf",
          "https://www.amp.com.au/content/dam/amp-2024/documents/tmds/bank/amp-bank-business-save-tmd.pdf"
        ]
      }
    },
    {
      "product_id": "3886c579-2875-4c1d-99ae-03ab10b2d4ae",
      "product_name": "AMP Bank GO Save",
      "product_label": "Save",
      "product_slug": "save",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/save/",
      "product_url": "https://www.amp.com.au/personal-banking/everyday-money/amp-bank-go-save",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/amp-bank-savings-account-terms-and-conditions.pdf",
      "fees_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf",
      "eligibility_url": "https://www.amp.com.au/content/dam/amp-2024/documents/tmds/bank/amp-bank-save-tmd.pdf",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Our new simple savings account with none of the regular catches; just interest adding up, day after day.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
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          "base_pct": 5.75
        },
        "50000": {
          "ongoing_pct": 5.75,
          "intro_pct": null,
          "base_pct": 5.75
        },
        "250000": {
          "ongoing_pct": 5.35,
          "intro_pct": null,
          "base_pct": 5.35
        }
      },
      "rankings": [
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 4,
          "of": 79
        },
        {
          "segment": "personal",
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          "balance": 50000,
          "rank": 4,
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        },
        {
          "segment": "personal",
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        },
        {
          "segment": "personal",
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        },
        {
          "segment": "personal",
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        },
        {
          "segment": "personal",
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          "rank": 28,
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        },
        {
          "segment": "personal",
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          "rank": 1,
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        },
        {
          "segment": "personal",
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          "rank": 1,
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        },
        {
          "segment": "personal",
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        }
      ],
      "features": {
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        "bpay": false,
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      },
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        "linked account required"
      ],
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      "restrictions": [
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      "who_can_open": {
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      },
      "conditions": [
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        "each rate applies only to the part of the balance within its tier, so the rate shown for a larger balance is a blend of the tiers; the part above $5,000,000 earns nothing",
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        "money moves in and out only by transfer to or from the linked AMP Bank GO Everyday Account; no direct external transfers",
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      ],
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        "Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Save account: Linked Transaction Account"
      ],
      "record_stale": false,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/3886c579-2875-4c1d-99ae-03ab10b2d4ae",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/3886c579-2875-4c1d-99ae-03ab10b2d4ae.json",
      "snapshot_at": "2026-11-10T03:12:52Z",
      "bank_last_updated": "2026-11-09T01:02:08.869Z",
      "ranked": true,
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      "row_count": 4,
      "terms_scan": {
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        "documents": [
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          "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf",
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        ]
      }
    },
    {
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      "product_name": "AMP Bank GO Everyday Account",
      "product_label": "Everyday Account",
      "product_slug": "everyday-account",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/everyday-account/",
      "product_url": "https://www.amp.com.au/personal-banking/everyday-money/everyday-account",
      "rate_correction": null,
      "interest_paid_correction": null,
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      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "fees_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf",
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      "account_type": "transaction",
      "segments": [
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      ],
      "segment": "personal",
      "description": "The AMP Bank GO Everyday Account is a digital-first transaction account that has no monthly account fees and allows customers easy access to their funds.",
      "bonus_is_total": null,
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      "intro_is_bonus_rate": null,
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      },
      "rankings": [],
      "features": {
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        "card": "AMP Bank Debit Mastercard",
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        "other": []
      },
      "feature_tags": [
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        "Osko",
        "PayID",
        "BPAY",
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        "unlimited transactions",
        "wallets: Apple Pay and Google Pay"
      ],
      "interest_paid": "monthly",
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      },
      "conditions": [
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      ],
      "eligibility": [
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      ],
      "record_stale": true,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/90821a8d-3356-4e9a-bc23-13f16e03d413",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/90821a8d-3356-4e9a-bc23-13f16e03d413.json",
      "snapshot_at": "2026-10-22T13:24:02Z",
      "bank_last_updated": "2026-02-25T02:24:46.736Z",
      "ranked": false,
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      "row_count": 1
    },
    {
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      "product_name": "AMP Bank GO Everyday Business Account",
      "product_label": "Everyday Business Account",
      "product_slug": "everyday-business-account",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/everyday-business-account/",
      "product_url": "https://www.amp.com.au/business-banking/small-business-everyday-money",
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      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf",
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      "eligibility_url": "https://www.amp.com.au/content/dam/bank-app/amp-bank-everyday-business-account-tmd-ob.pdf",
      "account_type": "transaction",
      "segments": [
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      ],
      "segment": "business",
      "description": "The AMP Bank GO Everyday Business Account is a digital-first transaction account for business purposes.",
      "bonus_is_total": null,
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        },
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      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/save/",
      "product_url": "https://www.amp.com.au/personal-banking/everyday-money/amp-bank-go-save",
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/amp-bank-savings-account-terms-and-conditions.pdf",
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      "segments": [
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      ],
      "segment": "personal",
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      "monthly_fee": null,
      "monthly_fee_note": null,
      "age_min": 15,
      "age_max": null,
      "restrictions": [
        "linked_account"
      ],
      "conditions": [
        "Customers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Save account: Linked Transaction Account",
        "no joint accounts",
        "each rate applies only to the part of the balance within its tier, so the rate shown for a larger balance is a blend of the tiers; the part above $5,000,000 earns nothing",
        "one Save account per customer (Savings Spaces divide it)",
        "money moves in and out only by transfer to or from the linked AMP Bank GO Everyday Account; no direct external transfers",
        "managed only in the AMP Bank GO app; no branch or face-to-face service"
      ],
      "record_stale": false,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/3886c579-2875-4c1d-99ae-03ab10b2d4ae",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/3886c579-2875-4c1d-99ae-03ab10b2d4ae.json",
      "bank_last_updated": "2026-11-09T01:02:08.869Z",
      "balance_from": 5000000.01,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
      "intro_total_rate_pct": null,
      "rate_application": "per_tier",
      "ranked": true,
      "unranked_reason": null
    },
    {
      "brand": "AMP Bank GO",
      "brand_label": "AMP Bank GO",
      "brand_slug": "amp-bank-go",
      "legal_entity_abn": "15081596009",
      "product_id": "90821a8d-3356-4e9a-bc23-13f16e03d413",
      "product_name": "AMP Bank GO Everyday Account",
      "product_label": "Everyday Account",
      "product_slug": "everyday-account",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/everyday-account/",
      "product_url": "https://www.amp.com.au/personal-banking/everyday-money/everyday-account",
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "account_type": "transaction",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": 0,
      "max_balance": null,
      "notice_days": null,
      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "age_min": 15,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-02-25, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed"
      ],
      "record_stale": true,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/90821a8d-3356-4e9a-bc23-13f16e03d413",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/90821a8d-3356-4e9a-bc23-13f16e03d413.json",
      "bank_last_updated": "2026-02-25T02:24:46.736Z",
      "balance_from": 0,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
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      "rate_application": "per_tier",
      "ranked": false,
      "unranked_reason": "transaction_account"
    },
    {
      "brand": "AMP Bank GO",
      "brand_label": "AMP Bank GO",
      "brand_slug": "amp-bank-go",
      "legal_entity_abn": "15081596009",
      "product_id": "908e6787-1a71-4f7f-a982-6f93a557020e",
      "product_name": "AMP Bank GO Everyday Business Account",
      "product_label": "Everyday Business Account",
      "product_slug": "everyday-business-account",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/everyday-business-account/",
      "product_url": "https://www.amp.com.au/business-banking/small-business-everyday-money",
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "account_type": "transaction",
      "segments": [
        "business"
      ],
      "segment": "business",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": 0,
      "max_balance": null,
      "notice_days": null,
      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "age_min": null,
      "age_max": null,
      "restrictions": [
        "linked_account"
      ],
      "conditions": [
        "not updated by the bank since 2026-03-13, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed"
      ],
      "record_stale": true,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/908e6787-1a71-4f7f-a982-6f93a557020e",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/908e6787-1a71-4f7f-a982-6f93a557020e.json",
      "bank_last_updated": "2026-03-13T02:46:31.628Z",
      "balance_from": 0,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
      "intro_total_rate_pct": null,
      "rate_application": "per_tier",
      "ranked": false,
      "unranked_reason": "transaction_account"
    },
    {
      "brand": "AMP Bank GO",
      "brand_label": "AMP Bank GO",
      "brand_slug": "amp-bank-go",
      "legal_entity_abn": "15081596009",
      "product_id": "742ac387-bd04-489d-a60b-6af630eee3ff",
      "product_name": "AMP Bank GO Joint Everyday Account",
      "product_label": "Joint Everyday Account",
      "product_slug": "joint-everyday-account",
      "page": "/au/finance/savings-accounts/accounts/amp-bank-go/joint-everyday-account/",
      "product_url": "https://www.amp.com.au/joint-everyday-account",
      "terms_url": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "account_type": "transaction",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "bonus_is_total": null,
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      "intro_months": null,
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      "min_balance": 0,
      "max_balance": null,
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      "bonus_conditions": [],
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      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "age_min": 15,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-04-30, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed"
      ],
      "record_stale": true,
      "source_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/742ac387-bd04-489d-a60b-6af630eee3ff",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/amp-bank-go/742ac387-bd04-489d-a60b-6af630eee3ff.json",
      "bank_last_updated": "2026-04-30T06:41:23.009Z",
      "balance_from": 0,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
      "intro_total_rate_pct": null,
      "rate_application": "per_tier",
      "ranked": false,
      "unranked_reason": "transaction_account"
    }
  ],
  "licence_shared_with": [
    "AMP Bank"
  ],
  "guarantee": {
    "adi": "AMP Bank Ltd",
    "abn": "15081596009",
    "shares_limit_with": [
      {
        "brand_slug": "amp-my-amp",
        "brand_label": "AMP Bank"
      }
    ],
    "may_share_limit_with": [],
    "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking"
  }
}