{ "brand": "ANZ", "brand_label": "ANZ", "brand_slug": "anz", "legal_entity_abn": "11005357522", "public_base_uri": "https://api.anz", "logo_uri": "https://www.anz.com.au/content/dam/anzcomau/logos/anz/ANZ-MB-Logo-3rd-Party-RGB.png", "status": "ok", "stale": false, "bank_last_updated": "2026-11-12T13:05:00Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. 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Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k4","restrictions":["linked_account"],"record_stale":false} ], "condition_sets": { "k1": [ "deposit $10 or more each month", "no withdrawals in the month", "to earn bonus interest, no withdrawals (including transfers), fees or charges can be processed in the month, and you need a single deposit of $10 or more", "for personal use only" ], "k2": [ "ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ…", "you need a linked eligible ANZ everyday or deposit account at all times", "you must be 12 or older" ], "k3": [ "The account is only available to SMSF Trustees to receive and manage money for a SMSF." ], "k4": [ "You're an owner/director of the Business", "Must be linked to an ANZ Business Advantage, ANZ Business Extra or ANZ Business Premium Saver account", "must be linked to an approved ANZ deposit account (Business Advantage, Business Extra or Business Essentials) in the same entity name", "you must be the owner or director of an Australian business and 18 or over" ] }, "unranked": { "products": 7, "transaction_account": 4, "farm_management_deposit": 2, "offset_account": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. 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"/au/finance/savings-accounts/accounts/anz/pensioner-advantage-account/", "product_url": "https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/", "rate_correction": null, "interest_paid_correction": { "quote": "Interest is banded and paid quarterly.", "url": "https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/", "checked": "2026-11-01", "citation": { "quote": "Interest is banded and paid quarterly.", "url": "https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/#:~:text=Interest%20is%20banded%20and%20paid%20quarterly.", "document_sha256": "facba13edd3c949ee0b1cf31ea855f857b71f201918c5c4e62d4555371078fe1", "confirmed": "2026-11-13" } }, "min_balance_correction": null, "terms_url": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/saving-transaction-products-tcs.pdf", "fees_url": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-account-fees-charges.pdf", 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