{ "brand": "Coastline Bank", "brand_label": "Coastline Bank", "brand_slug": "coastline-bank", "legal_entity_abn": "88087649910", "public_base_uri": "https://public.cdr-api.coastline.com.au", "logo_uri": "https://cdn.sanity.io/images/djf521sf/production/619a4d8c4e9da4c964d2366eeb8ffd143ff37fc1-400x43.png", "status": "ok", "stale": false, "bank_last_updated": "2026-11-13T00:00:15Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":5.5,"base_rate_pct":0.4,"bonus_rate_pct":5.1,"intro_rate_pct":null,"intro_months":null,"product_label":"Bonus Reward Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"intro","rate_pct":5.5,"base_rate_pct":0.4,"bonus_rate_pct":5.1,"intro_rate_pct":null,"intro_months":null,"product_label":"Bonus Reward Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"base","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true}, {"segment":"business","kind":"ongoing","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true}, {"segment":"business","kind":"intro","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true}, {"segment":"business","kind":"base","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":2000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true} ], "condition_sets": { "k1": [ "deposit $100 or more each month", "no withdrawals in the month", "the bonus rate is only paid for a month with at least one deposit of $100 and no withdrawals; the bonus rate includes the base rate", "any withdrawal in the month forfeits that month's bonus interest" ], "k2": [ "not updated by the bank since 2026-05-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "one Coastline Savings Account per customer; no interest on amounts over $2 million" ] }, "unranked": { "products": 6, "transaction_account": 4, "no_rate": 1, "offset_account": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "3", "product_name": "Bonus Reward Saver", "product_label": "Bonus Reward Saver", "product_slug": "bonus-reward-saver", "page": "/au/finance/savings-accounts/accounts/coastline-bank/bonus-reward-saver/", "product_url": "https://www.coastline.com.au/personal/savings-accounts", "rate_correction": { "quote": "Earn bonus interest by depositing at least $100 per month and making no withdrawals", "url": "https://www.coastline.com.au/personal/savings-accounts", "checked": "2026-11-01", "citation": { "quote": "Earn bonus interest by depositing at least $100 per month and making no withdrawals", "url": "https://www.coastline.com.au/personal/savings-accounts#:~:text=Earn%20bonus%20interest%20by%20depositing,month%20and%20making%20no%20withdrawals", "document_sha256": "4dbba50d7568d7e38d12a02247f43e319f3bf1944d2c39f469074addcc088e0a", "confirmed": "2026-11-13" } }, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.coastline.com.au/conditions-of-use/", "fees_url": "https://www.coastline.com.au/conditions-of-use/", "eligibility_url": "https://www.coastline.com.au/conditions-of-use/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Bonus Reward Saver", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "min_monthly_deposit", "value": 100, "text": "100.00" }, { "type": "max_withdrawals", "value": 0, "text": "0" } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": 2000000, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.5, "intro_pct": null, "base_pct": 0.4 }, "50000": { "ongoing_pct": 5.5, "intro_pct": null, "base_pct": 0.4 }, "250000": { "ongoing_pct": 5.5, "intro_pct": null, "base_pct": 0.4 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 18, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 17, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 14, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 10000, "rank": 30, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 50000, "rank": 29, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 250000, "rank": 24, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [] }, "feature_tags": [ "app", "Osko", "PayID", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "deposit $100 or more each month", "no withdrawals in the month", "the bonus rate is only paid for a month with at least one deposit of $100 and no withdrawals; the bonus rate includes the base rate", "any withdrawal in the month forfeits that month's bonus interest" ], "eligibility": [ "residency: Australia" ], "record_stale": false, "source_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/3", "source_snapshot": "/au/finance/savings-accounts/v1/source/coastline-bank/3.json", "snapshot_at": "2026-11-13T01:41:26Z", "bank_last_updated": "2026-11-13T00:00:15.3204339Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.coastline.com.au/personal/savings-accounts", "https://cdn.sanity.io/files/djf521sf/production/3bef9c8297392d9f3cc387a2f0d34aa2d4c75c99.pdf", "https://cdn.sanity.io/files/djf521sf/production/67e103ab9ca268f2ba16bf396c7d8764562fa2da.pdf", "https://cdn.sanity.io/files/djf521sf/production/2e18ade147b251ed111ac7e5042689968459e6b4.pdf", "https://www.coastline.com.au/conditions-of-use/" ] } }, { "product_id": "14", "product_name": "Christmas Club", "product_label": "Christmas Club", "product_slug": "christmas-club", "page": "/au/finance/savings-accounts/accounts/coastline-bank/christmas-club/", "product_url": "https://www.coastline.com.au/personal/savings-accounts", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.coastline.com.au/conditions-of-use/", "fees_url": "https://www.coastline.com.au/conditions-of-use/", "eligibility_url": "https://www.coastline.com.au/conditions-of-use/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Christmas Club", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1000, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 1.95, "intro_pct": null, "base_pct": 1.95 }, "50000": { "ongoing_pct": 1.95, "intro_pct": null, "base_pct": 1.95 }, "250000": { "ongoing_pct": 1.95, "intro_pct": null, "base_pct": 1.95 } }, "rankings": [], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [] }, "feature_tags": [ "app", "Osko", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [ "christmas_club" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-06-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "a Christmas club account: withdrawals are restricted for most of the year", "Account closed to withdrawals between 1st of February and 31 October each year" ], "eligibility": [ "residency: Australia", "Account closed to withdrawals between 1st of February and 31 October each year" ], "record_stale": true, "source_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/14", "source_snapshot": "/au/finance/savings-accounts/v1/source/coastline-bank/14.json", "snapshot_at": "2026-10-22T13:24:42Z", "bank_last_updated": "2026-06-01T06:00:14.8362123Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.coastline.com.au/personal/savings-accounts", "https://cdn.sanity.io/files/djf521sf/production/3bef9c8297392d9f3cc387a2f0d34aa2d4c75c99.pdf", "https://cdn.sanity.io/files/djf521sf/production/67e103ab9ca268f2ba16bf396c7d8764562fa2da.pdf", "https://cdn.sanity.io/files/djf521sf/production/2e18ade147b251ed111ac7e5042689968459e6b4.pdf", "https://www.coastline.com.au/conditions-of-use/" ] } }, { "product_id": "57", "product_name": "Cubs Access Account", "product_label": "Cubs Access Account", "product_slug": "cubs-access-account", "page": "/au/finance/savings-accounts/accounts/coastline-bank/cubs-access-account/", "product_url": "https://www.coastline.com.au/personal/kids-and-youth-accounts", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.coastline.com.au/conditions-of-use/", "fees_url": "https://www.coastline.com.au/conditions-of-use/", "eligibility_url": "https://www.coastline.com.au/conditions-of-use/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Cubs Access Account", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 3.5, "intro_pct": null, "base_pct": 3.5 }, "50000": { "ongoing_pct": 0.1, "intro_pct": null, "base_pct": 0.1 }, "250000": { "ongoing_pct": 0.1, "intro_pct": null, "base_pct": 0.1 } }, "rankings": [ { "segment": "personal", "kind": "base", "balance": 10000, "rank": 46, "of": 91, "hidden_by_default": true } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": false, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [] }, "feature_tags": [ "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": 12, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 12 and under", "level": "product", "quote": "MAX_AGE 12", "source": "feed: eligibility MAX_AGE" }, { "kind": "age", "who": "for children under 12 only; 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