{ "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "public_base_uri": "https://openbanking.api.creditunionsa.com.au", "logo_uri": "https://cms.creditunionsa.com.au/assets/images/Open-Banking/cusa-logo_stacked_trans_250px.png", "status": "ok", "stale": false, "bank_last_updated": "2026-11-11T13:00:00Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":4.0,"base_rate_pct":0.01,"bonus_rate_pct":3.99,"intro_rate_pct":null,"intro_months":null,"product_label":"Bonus Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"intro","rate_pct":5.65,"base_rate_pct":1.25,"bonus_rate_pct":null,"intro_rate_pct":4.4,"intro_months":4,"product_label":"Netsave Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"base","rate_pct":1.25,"base_rate_pct":1.25,"bonus_rate_pct":null,"intro_rate_pct":4.4,"intro_months":4,"product_label":"Netsave Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":false} ], "condition_sets": { "k1": [ "no withdrawals in the month", "bonus interest needs at least one deposit of any amount in the month as well as no withdrawals" ], "k2": [ "the 4-month introductory margin is only for newly opened Netsave accounts and members are not told when it ends" ] }, "unranked": { "products": 5, "transaction_account": 4, "offset_account": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "CREDITUNIONSA_SAV_112", "product_name": "55+ Account", "product_label": "55+ Account", "product_slug": "55-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/55-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/55-account/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/55-account/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Our 55+ Account is a transaction account available to all members aged 55 and over. It offers you the ability to earn higher returns without having to lock funds away and has no monthly account keeping fees. Whether you’re working, receiving a pension or retired, that combination is hard to beat. Y…", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 1.25, "intro_pct": null, "base_pct": 1.25 }, "50000": { "ongoing_pct": 1.25, "intro_pct": null, "base_pct": 1.25 }, "250000": { "ongoing_pct": 1.25, "intro_pct": null, "base_pct": 1.25 } }, "rankings": [ { "segment": "personal", "kind": "base", "balance": 10000, "rank": 78, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 79, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "base", "balance": 250000, "rank": 79, "of": 91, "hidden_by_default": true } ], "features": { "card_access": true, "card": "Visa debit card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (origin account)", "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": 55, "age_max": null, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 55 and over", "level": "product", "quote": "MIN_AGE 55", "source": "feed: eligibility MIN_AGE" } ], "open_note": null }, "conditions": [ "age 55 and over", "the feed lists several base rates for one balance; the lowest is shown, up to 2.55%", "pays 1.10% on the first $50,000, 2.05% on the portion from $50,000 to $250,000 and 2.40% on the portion above $250,000", "open to members aged 55 and over; no pension or allowance is needed" ], "eligibility": [ "age 55 and over" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_112", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_112.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.creditunionsa.com.au/accounts/transaction-accounts/55-account/", "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "https://www.creditunionsa.com.au/fees/accounts/" ] } }, { "product_id": "CREDITUNIONSA_SAV_109", "product_name": "Bonus Savings Account", "product_label": "Bonus Savings Account", "product_slug": "bonus-savings-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/bonus-savings-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/bonus-savings/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/bonus-savings/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can hav…", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "max_withdrawals", "value": 0, "text": "no withdrawals" } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 4.0, "intro_pct": null, "base_pct": 0.01 }, "50000": { "ongoing_pct": 4.0, "intro_pct": null, "base_pct": 0.01 }, "250000": { "ongoing_pct": 4.0, "intro_pct": null, "base_pct": 0.01 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 60, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 62, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 63, "of": 79 } ], "features": { "card_access": true, "card": "Visa Debit Card", "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (destination account)", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "no withdrawals in the month", "bonus interest needs at least one deposit of any amount in the month as well as no withdrawals" ], "eligibility": [], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_109", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_109.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/bonus-savings/", "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "https://www.creditunionsa.com.au/fees/accounts/" ] } }, { "product_id": "CREDITUNIONSA_SAV_134", "product_name": "Children's Savings Account", "product_label": "Children's Savings Account", "product_slug": "children-s-savings-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/children-s-savings-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Our Children’s savings account is for anyone under the age of 18 wanting an account to save or spend. The account rewards good savings behaviours and pays bonus interest if no withdrawals are made and if a deposit is made each month.The account pays interest on up to $50,000 and any amount above th…", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "max_withdrawals", "value": 0, "text": "no withdrawals" } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 4.85, "intro_pct": null, "base_pct": 0.05 }, "50000": { "ongoing_pct": 4.85, "intro_pct": null, "base_pct": 0.05 }, "250000": { "ongoing_pct": 4.85, "intro_pct": null, "base_pct": 0.05 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 64, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 60, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 55, "of": 91, "hidden_by_default": true } ], "features": { "card_access": true, "card": "Visa Debit Card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": null, "age_max": 17, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 17 and under", "level": "product", "quote": "MAX_AGE 17", "source": "feed: eligibility MAX_AGE" } ], "open_note": null }, "conditions": [ "no withdrawals in the month", "age 17 and under", "bonus interest applies only to the first $50,000 of the balance", "bonus interest needs a deposit of any amount in the month as well as no withdrawals" ], "eligibility": [ "age 17 and under" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_134", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_134.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/", "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "https://www.creditunionsa.com.au/fees/accounts/" ] } }, { "product_id": "CREDITUNIONSA_SAV_142", "product_name": "Netsave Account", "product_label": "Netsave Account", "product_slug": "netsave-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/netsave-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "An introductory interest rate is applied when a member opens a new Netsave account. The introductory interest is applied for the first 4 months as well as the variable base interest rate. After the first 4 months the only interest received is the base rate.", "bonus_is_total": null, "intro_is_total": false, "intro_is_bonus_rate": false, "intro_months": 4, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 1.25, "intro_pct": 5.65, "base_pct": 1.25 }, "50000": { "ongoing_pct": 1.25, "intro_pct": 5.65, "base_pct": 1.25 }, "250000": { "ongoing_pct": 1.25, "intro_pct": 5.65, "base_pct": 1.25 } }, "rankings": [ { "segment": "personal", "kind": "intro", "balance": 10000, "rank": 20, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 50000, "rank": 19, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 250000, "rank": 16, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 10000, "rank": 56, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 57, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 250000, "rank": 59, "of": 79 } ], "features": { "card_access": true, "card": "Visa Debit Card", "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (destination account)", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "the 4-month introductory margin is only for newly opened Netsave accounts and members are not told when it ends" ], "eligibility": [], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_142", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_142.json", "snapshot_at": "2026-11-05T03:31:15Z", "bank_last_updated": "2026-11-04T00:00:00.000+11:00", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/", "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "https://www.creditunionsa.com.au/fees/accounts/" ] } }, { "product_id": "CREDITUNIONSA_SAV_140", "product_name": "Access Account", "product_label": "Access Account", "product_slug": "access-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/access-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/access-account/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/access-account/", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "description": "Our Access Account is transaction account, Enjoy an easy-to-use account with no monthly fees. Free Visa debit card is provided, with payWave. You can request a free Visa Debit Card with payWave which you can load into Google Pay, Apple Pay, Samsung Pay and Garmin Pay. Now you can pay for purchases…", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "50000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa debit card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (origin account)", "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "eligibility": [], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_140", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_140.json", "snapshot_at": "2026-10-22T13:24:44Z", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "ranked": false, "unranked_reason": "transaction_account", "row_count": 1 }, { "product_id": "CREDITUNIONSA_SAV_122", "product_name": "Business+ Account", "product_label": "Business+ Account", "product_slug": "business-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/business-account/", "product_url": "https://www.creditunionsa.com.au/accounts/business-plus-account", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/business-plus-account", "account_type": "transaction", "segments": [ "business" ], "segment": "business", "description": "Our Business+ Account is a day-to-day business transactions account designed for businesses, non-for profit organisations and charities.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "50000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa Debit Card", "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (destination account)", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 10.0, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "eligibility": [], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_122", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_122.json", "snapshot_at": "2026-10-22T13:24:44Z", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "ranked": false, "unranked_reason": "transaction_account", "row_count": 1 }, { "product_id": "CREDITUNIONSA_SAV_113", "product_name": "Educator+ Account", "product_label": "Educator+ Account", "product_slug": "educator-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/educator-account/", "product_url": "https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-savings/educator-plus-account", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-savings/educator-plus-account", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "description": "A transaction account that pays interest on your entire balance, no matter how many transactions you make. Earn interest while you spend, No minimum balance required for interest to start being paid and Flexible access to funds any time without penalty. This is an exclusive offer for current and re…", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 }, "50000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 }, "250000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa debit card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (origin account)", "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents…" ], "eligibility": [ "Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA." ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_113", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_113.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "ranked": false, "unranked_reason": "transaction_account", "row_count": 1 }, { "product_id": "CREDITUNIONSA_SAV_141", "product_name": "Home Loan Offset Account", "product_label": "Home Loan Offset Account", "product_slug": "home-loan-offset-account", "page": null, "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/home-loan-offset-account/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/home-loan-offset-account/", "account_type": "offset", "segments": [ "personal" ], "segment": "personal", "description": "Our Home Loan Offset Account offers all the convenient day-to-day banking features you need, but with the huge added advantage of also lowering the amount of interest you pay on your eligible variable rate home loan and no monthly fees.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "50000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa debit card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (origin account)", "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": 18, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "eligibility": [], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_141", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_141.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "ranked": false, "unranked_reason": "offset_account", "row_count": 1 }, { "product_id": "CREDITUNIONSA_SAV_124", "product_name": "Port+ Account", "product_label": "Port+ Account", "product_slug": "port-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/port-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/port-plus-account", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "fees_url": "https://www.creditunionsa.com.au/fees/accounts/", "eligibility_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/port-plus-account", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "description": "A transaction account that pays interest on your entire balance, no matter how many transactions you make. Earn interest while you spend, No minimum balance required for interest to start being paid and flexible access to funds any time without penalty. This account is avaialble exclusively to memb…", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 }, "50000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 }, "250000": { "ongoing_pct": 2.0, "intro_pct": null, "base_pct": 2.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa debit card", "digital_wallets": [ "Apple Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": true, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Round-ups (origin account)", "Round-ups (destination account)", "Lock, block and control your card", "Business Banking can be attached to the product" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions", "round-ups", "wallets: Apple Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "Currency Conversion" ], "age_min": null, "age_max": null, "restrictions": [ "occupation_membership" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "occupation", "who": "This account is available exclusively to current members and employees of the Port Adelaide Football Club.", "level": "product", "quote": "This account is available exclusively to current members and employees of the Port Adelaide Football Club.", "source": "feed: eligibility OTHER" } ], "open_note": null }, "conditions": [ "This account is available exclusively to current members and employees of the Port Adelaide Football Club." ], "eligibility": [ "This account is available exclusively to current members and employees of the Port Adelaide Football Club." ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_124", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_124.json", "snapshot_at": "2026-11-12T02:32:40Z", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "ranked": false, "unranked_reason": "transaction_account", "row_count": 1 } ], "rows": [ { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_112", "product_name": "55+ Account", "product_label": "55+ Account", "product_slug": "55-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/55-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/55-account/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 55, "age_max": null, "restrictions": [ "age_limited" ], "conditions": [ "age 55 and over", "the feed lists several base rates for one balance; the lowest is shown, up to 2.55%", "pays 1.10% on the first $50,000, 2.05% on the portion from $50,000 to $250,000 and 2.40% on the portion above $250,000", "open to members aged 55 and over; no pension or allowance is needed" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_112", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_112.json", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 1.25, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 1.25, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_109", "product_name": "Bonus Savings Account", "product_label": "Bonus Savings Account", "product_slug": "bonus-savings-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/bonus-savings-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/bonus-savings/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": false, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [ { "type": "max_withdrawals", "value": 0, "text": "no withdrawals" } ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "no withdrawals in the month", "bonus interest needs at least one deposit of any amount in the month as well as no withdrawals" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_109", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_109.json", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.01, "bonus_rate_pct": 3.99, "intro_rate_pct": null, "ongoing_rate_pct": 4.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_134", "product_name": "Children's Savings Account", "product_label": "Children's Savings Account", "product_slug": "children-s-savings-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/children-s-savings-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/childrens-savings-account/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": false, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [ { "type": "max_withdrawals", "value": 0, "text": "no withdrawals" } ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": 17, "restrictions": [ "age_limited" ], "conditions": [ "no withdrawals in the month", "age 17 and under", "bonus interest applies only to the first $50,000 of the balance", "bonus interest needs a deposit of any amount in the month as well as no withdrawals" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_134", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_134.json", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.05, "bonus_rate_pct": 4.8, "intro_rate_pct": null, "ongoing_rate_pct": 4.85, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_142", "product_name": "Netsave Account", "product_label": "Netsave Account", "product_slug": "netsave-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/netsave-account/", "product_url": "https://www.creditunionsa.com.au/accounts/savings-accounts-and-term-deposits/netsave/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": false, "intro_months": 4, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "the 4-month introductory margin is only for newly opened Netsave accounts and members are not told when it ends" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_142", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_142.json", "bank_last_updated": "2026-11-04T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 1.25, "bonus_rate_pct": null, "intro_rate_pct": 4.4, "ongoing_rate_pct": 1.25, "intro_total_rate_pct": 5.65, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_140", "product_name": "Access Account", "product_label": "Access Account", "product_slug": "access-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/access-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/access-account/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_140", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_140.json", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_122", "product_name": "Business+ Account", "product_label": "Business+ Account", "product_slug": "business-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/business-account/", "product_url": "https://www.creditunionsa.com.au/accounts/business-plus-account", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "transaction", "segments": [ "business" ], "segment": "business", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 10.0, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_122", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_122.json", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_113", "product_name": "Educator+ Account", "product_label": "Educator+ Account", "product_slug": "educator-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/educator-account/", "product_url": "https://www.creditunionsa.com.au/community/education-community-banking-benefits/education-savings/educator-plus-account", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents…" ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_113", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_113.json", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 2.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 2.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_141", "product_name": "Home Loan Offset Account", "product_label": "Home Loan Offset Account", "product_slug": "home-loan-offset-account", "page": null, "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/home-loan-offset-account/", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "offset", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 18, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "record_stale": true, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_141", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_141.json", "bank_last_updated": "2026-06-29T00:00:00.000+10:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "offset_account" }, { "brand": "Credit Union SA", "brand_label": "Credit Union SA", "brand_slug": "credit-union-sa", "legal_entity_abn": "36087651232", "product_id": "CREDITUNIONSA_SAV_124", "product_name": "Port+ Account", "product_label": "Port+ Account", "product_slug": "port-account", "page": "/au/finance/savings-accounts/accounts/credit-union-sa/port-account/", "product_url": "https://www.creditunionsa.com.au/accounts/transaction-accounts/port-plus-account", "terms_url": "https://www.creditunionsa.com.au/globalassets/pdfs/brc_1095.pdf", "account_type": "transaction", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [ "occupation_membership" ], "conditions": [ "This account is available exclusively to current members and employees of the Port Adelaide Football Club." ], "record_stale": false, "source_url": "https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_124", "source_snapshot": "/au/finance/savings-accounts/v1/source/credit-union-sa/CREDITUNIONSA_SAV_124.json", "bank_last_updated": "2026-11-12T00:00:00.000+11:00", "balance_from": 0, "balance_to": null, "base_rate_pct": 2.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 2.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" } ], "licence_shared_with": [], "guarantee": null }