{
  "brand": "Easy Street",
  "brand_label": "Easy Street",
  "brand_slug": "easy-street",
  "legal_entity_abn": "80087649938",
  "public_base_uri": "https://ebranch.easystreet.com.au/es-OpenBanking",
  "logo_uri": "https://cms.easystreet.com.au/wp-content/uploads/2025/04/Easy-Street-logo.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-10-09T00:05:54Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [
      {"segment":"personal","kind":"ongoing","rate_pct":5.3,"base_rate_pct":5.3,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Flex Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":3000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true},
      {"segment":"personal","kind":"intro","rate_pct":5.3,"base_rate_pct":5.3,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Flex Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":3000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true},
      {"segment":"personal","kind":"base","rate_pct":5.3,"base_rate_pct":5.3,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Flex Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":3000000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true}
    ],
    "condition_sets": {
      "k1": [
        "not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Australian citizens or permanent residents only"
      ]
    },
    "unranked": {
      "products": 1,
      "transaction_account": 1
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "S37-FS",
      "product_name": "Flex Saver",
      "product_label": "Flex Saver",
      "product_slug": "flex-saver",
      "page": "/au/finance/savings-accounts/accounts/easy-street/flex-saver/",
      "product_url": "https://easystreet.com.au/products/flex-saver-account",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "fees_url": "https://easystreet.com.au/support/fees-and-charges",
      "eligibility_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "An online savings account that earns you interest every month on balances up to $3 million, regardless of how you save.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": 3000000,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 5.3,
          "intro_pct": null,
          "base_pct": 5.3
        },
        "50000": {
          "ongoing_pct": 5.3,
          "intro_pct": null,
          "base_pct": 5.3
        },
        "250000": {
          "ongoing_pct": 5.3,
          "intro_pct": null,
          "base_pct": 5.3
        }
      },
      "rankings": [
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 28,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 50000,
          "rank": 29,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 250000,
          "rank": 23,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 10000,
          "rank": 35,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 50000,
          "rank": 36,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 250000,
          "rank": 31,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 10000,
          "rank": 4,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 50000,
          "rank": 4,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 250000,
          "rank": 4,
          "of": 79
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": false,
        "payid": false,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": true,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": []
      },
      "feature_tags": [
        "app",
        "notifications",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Australian citizens or permanent residents only"
      ],
      "eligibility": [],
      "record_stale": true,
      "source_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S37-FS",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/easy-street/S37-FS.json",
      "snapshot_at": "2026-10-22T13:24:54Z",
      "bank_last_updated": "2026-10-09T11:05:54.000+11:00",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 2,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
          "https://easystreet.com.au/products/flex-saver-account"
        ]
      }
    },
    {
      "product_id": "S11-ES-EA",
      "product_name": "Easy Everyday Access account",
      "product_label": "Everyday Access Account",
      "product_slug": "everyday-access-account",
      "page": "/au/finance/savings-accounts/accounts/easy-street/everyday-access-account/",
      "product_url": "https://easystreet.com.au/everyday-account",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "fees_url": "https://easystreet.com.au/support/fees-and-charges",
      "eligibility_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "account_type": "transaction",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 0.0,
          "intro_pct": null,
          "base_pct": 0.0
        },
        "50000": {
          "ongoing_pct": 0.0,
          "intro_pct": null,
          "base_pct": 0.0
        },
        "250000": {
          "ongoing_pct": 0.0,
          "intro_pct": null,
          "base_pct": 0.0
        }
      },
      "rankings": [],
      "features": {
        "card_access": true,
        "card": "Optional Debit card",
        "digital_wallets": [
          "Apple Pay",
          "Google Pay",
          "Samsung Pay"
        ],
        "osko": true,
        "payid": true,
        "payto": false,
        "bpay": true,
        "app": true,
        "notifications": true,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": []
      },
      "feature_tags": [
        "card",
        "app",
        "Osko",
        "PayID",
        "BPAY",
        "notifications",
        "unlimited transactions",
        "wallets: Apple Pay, Google Pay, Samsung Pay"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [
        "INTERNATIONAL_TRANSACTION_FEE"
      ],
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed"
      ],
      "eligibility": [],
      "record_stale": true,
      "source_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S11-ES-EA",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/easy-street/S11-ES-EA.json",
      "snapshot_at": "2026-10-22T13:24:54Z",
      "bank_last_updated": "2026-10-06T15:19:57.000+11:00",
      "ranked": false,
      "unranked_reason": "transaction_account",
      "row_count": 1
    }
  ],
  "rows": [
    {
      "brand": "Easy Street",
      "brand_label": "Easy Street",
      "brand_slug": "easy-street",
      "legal_entity_abn": "80087649938",
      "product_id": "S37-FS",
      "product_name": "Flex Saver",
      "product_label": "Flex Saver",
      "product_slug": "flex-saver",
      "page": "/au/finance/savings-accounts/accounts/easy-street/flex-saver/",
      "product_url": "https://easystreet.com.au/products/flex-saver-account",
      "terms_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": 3000000,
      "notice_days": null,
      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Australian citizens or permanent residents only"
      ],
      "record_stale": true,
      "source_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S37-FS",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/easy-street/S37-FS.json",
      "bank_last_updated": "2026-10-09T11:05:54.000+11:00",
      "balance_from": 0,
      "balance_to": 2999999.99,
      "base_rate_pct": 5.3,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 5.3,
      "intro_total_rate_pct": null,
      "rate_application": "per_tier",
      "ranked": true,
      "unranked_reason": null
    },
    {
      "brand": "Easy Street",
      "brand_label": "Easy Street",
      "brand_slug": "easy-street",
      "legal_entity_abn": "80087649938",
      "product_id": "S37-FS",
      "product_name": "Flex Saver",
      "product_label": "Flex Saver",
      "product_slug": "flex-saver",
      "page": "/au/finance/savings-accounts/accounts/easy-street/flex-saver/",
      "product_url": "https://easystreet.com.au/products/flex-saver-account",
      "terms_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": 3000000,
      "notice_days": null,
      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Australian citizens or permanent residents only"
      ],
      "record_stale": true,
      "source_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S37-FS",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/easy-street/S37-FS.json",
      "bank_last_updated": "2026-10-09T11:05:54.000+11:00",
      "balance_from": 3000000,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
      "intro_total_rate_pct": null,
      "rate_application": "per_tier",
      "ranked": true,
      "unranked_reason": null
    },
    {
      "brand": "Easy Street",
      "brand_label": "Easy Street",
      "brand_slug": "easy-street",
      "legal_entity_abn": "80087649938",
      "product_id": "S11-ES-EA",
      "product_name": "Easy Everyday Access account",
      "product_label": "Everyday Access Account",
      "product_slug": "everyday-access-account",
      "page": "/au/finance/savings-accounts/accounts/easy-street/everyday-access-account/",
      "product_url": "https://easystreet.com.au/everyday-account",
      "terms_url": "https://easystreet.com.au/support/important-information-disclosure-documents/",
      "account_type": "transaction",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed"
      ],
      "record_stale": true,
      "source_url": "https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/S11-ES-EA",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/easy-street/S11-ES-EA.json",
      "bank_last_updated": "2026-10-06T15:19:57.000+11:00",
      "balance_from": 0,
      "balance_to": null,
      "base_rate_pct": 0.0,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 0.0,
      "intro_total_rate_pct": null,
      "rate_application": "whole_balance",
      "ranked": false,
      "unranked_reason": "transaction_account"
    }
  ],
  "licence_shared_with": [
    "Community First Bank"
  ],
  "guarantee": {
    "adi": "Community First Credit Union Limited",
    "abn": "80087649938",
    "shares_limit_with": [
      {
        "brand_slug": "commfcu",
        "brand_label": "Community First Bank"
      }
    ],
    "may_share_limit_with": [],
    "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking"
  }
}