{
  "brand": "Great Southern Bank Business+",
  "brand_label": "Great Southern Bank Business+",
  "brand_slug": "great-southern-bank-business",
  "legal_entity_abn": "44087650959",
  "public_base_uri": "https://od1.open-banking.business.greatsouthernbank.com.au/api",
  "logo_uri": "https://www.greatsouthernbank.com.au/media/images/global/logo.svg",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-11-04T02:14:29Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [
      {"segment":"smsf","kind":"ongoing","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"smsf","kind":"intro","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"smsf","kind":"base","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"ongoing","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"intro","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false},
      {"segment":"business","kind":"base","rate_pct":5.4,"base_rate_pct":5.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business+ Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false}
    ],
    "condition_sets": {
      "k1": [
        "To open an account, you must meet our ID verification requirements.",
        "To open an account, you must have an Australian Address.",
        "You must have an Australian mobile number and a valid email address.",
        "To open an account with this product, you must have an Business Transaction Account.",
        "To open an account, you will need to download, register and activate your Great Southern Bank Business app."
      ]
    },
    "unranked": {
      "products": 13,
      "transaction_account": 1,
      "term_deposit": 12
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "c6821563-815b-4e53-89cc-6054bf119647",
      "product_name": "Business+ Saver",
      "product_label": "Business+ Saver",
      "product_slug": "business-saver",
      "page": "/au/finance/savings-accounts/accounts/great-southern-bank-business/business-saver/",
      "product_url": "https://www.greatsouthernbank.com.au/business-banking/business-bank-accounts/business-plus-saver",
      "rate_correction": null,
      "interest_paid_correction": null,
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      "terms_url": "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/GSB_Business_Savings_Account_Terms_Conditions.pdf",
      "fees_url": null,
      "eligibility_url": null,
      "account_type": "savings",
      "segments": [
        "smsf",
        "business"
      ],
      "segment": "business",
      "description": "Easy access to business savings.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
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        },
        "50000": {
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        },
        "250000": {
          "ongoing_pct": 5.4,
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      },
      "rankings": [
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          "rank": 3,
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        },
        {
          "segment": "smsf",
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          "rank": 3,
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        },
        {
          "segment": "smsf",
          "kind": "ongoing",
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          "rank": 2,
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        },
        {
          "segment": "smsf",
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          "rank": 4,
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        },
        {
          "segment": "smsf",
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        },
        {
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        },
        {
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        },
        {
          "segment": "smsf",
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        },
        {
          "segment": "smsf",
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          "rank": 1,
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        },
        {
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        {
          "segment": "business",
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        {
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        },
        {
          "segment": "business",
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        },
        {
          "segment": "business",
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        {
          "segment": "business",
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        },
        {
          "segment": "business",
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        {
          "segment": "business",
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          "rank": 1,
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        },
        {
          "segment": "business",
          "kind": "base",
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          "rank": 1,
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        }
      ],
      "features": {
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        "digital_wallets": [],
        "osko": false,
        "payid": false,
        "payto": false,
        "bpay": false,
        "app": true,
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        "free_transactions": null,
        "linked_account_required": true,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Funds can only be withdrawn by transferring to a transaction account."
        ]
      },
      "feature_tags": [
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        "notifications",
        "unlimited transactions",
        "linked account required"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": 18,
      "age_max": null,
      "restrictions": [
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      "who_can_open": {
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      "conditions": [
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        "To open an account, you must have an Australian Address.",
        "You must have an Australian mobile number and a valid email address.",
        "To open an account with this product, you must have an Business Transaction Account.",
        "To open an account, you will need to download, register and activate your Great Southern Bank Business app."
      ],
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        "To open an account, you must have an Australian Address.",
        "residency: You must be an Australian tax resident.",
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        "business: To open an account, you must have an active ABN or ACN, and you must be registered as either a Sole Trader, Private Company, Partnership, Trust or a Self-Managed Super Fund (SMSF) with the Australian Business Register.",
        "To open an account with this product, you must have an Business Transaction Account.",
        "To open an account, you will need to download, register and activate your Great Southern Bank Business app."
      ],
      "record_stale": false,
      "source_url": "https://od1.open-banking.business.greatsouthernbank.com.au/api/cds-au/v1/banking/products/c6821563-815b-4e53-89cc-6054bf119647",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/great-southern-bank-business/c6821563-815b-4e53-89cc-6054bf119647.json",
      "snapshot_at": "2026-11-13T01:41:48Z",
      "bank_last_updated": "2026-11-04T02:14:29.986822Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 1,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
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          "https://www.greatsouthernbank.com.au/business-banking/business-bank-accounts/business-plus-account/smsf",
          "https://cdn.gsb1.prod.cxnpl.io/files/products/c6821563-815b-4e53-89cc-6054bf119647/v1/GSB_Business_Savings_Account_Terms_Conditions.pdf"
        ]
      }
    },
    {
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      "product_name": "Business+ Account",
      "product_label": "Business+ Account",
      "product_slug": "business-account",
      "page": "/au/finance/savings-accounts/accounts/great-southern-bank-business/business-account/",
      "product_url": "https://cdn.gsb1.prod.cxnpl.io/files/products/956c0e95-5302-47cc-a084-d7970eafee85/v1/app_product_summary.md",
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      "segment": "business",
      "description": "Everday banking for your business. Manage business cashflow and expenses.",
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        "card": "Link your transaction account to Mastercard® debit card.",
        "digital_wallets": [
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        "osko": true,
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        "business: To open an account, you must have an active ABN or ACN, and you must be registered as either a Sole Trader, Private Company, Partnership, Trust or a Self-Managed Super Fund (SMSF) with the Australian Business Register.",
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}
