{ "brand": "Great Southern Bank", "brand_label": "Great Southern Bank", "brand_slug": "great-southern-bank", "legal_entity_abn": "44087650959", "public_base_uri": "https://api.open-banking.greatsouthernbank.com.au", "logo_uri": "https://www.greatsouthernbank.com.au/media/images/global/logo.svg", "status": "ok", "stale": false, "bank_last_updated": "2026-10-26T14:01:00Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":5.5,"base_rate_pct":0.5,"bonus_rate_pct":5.0,"intro_rate_pct":null,"intro_months":null,"product_label":"Home Saver","account_type":"savings","reference_balances":[10000,50000],"max_bonus_balance":100000,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":true}, {"segment":"personal","kind":"intro","rate_pct":5.5,"base_rate_pct":0.5,"bonus_rate_pct":5.0,"intro_rate_pct":null,"intro_months":null,"product_label":"Home Saver","account_type":"savings","reference_balances":[10000,50000],"max_bonus_balance":100000,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":true}, {"segment":"personal","kind":"base","rate_pct":5.05,"base_rate_pct":5.05,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Everyday Saver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true} ], "condition_sets": { "k1": [ "not updated by the bank since 2026-10-26, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "deposit $2,000 or more each month", "bonus needs a Great Southern Bank Everyday Edge Account", "bonus also needs 5 or more Visa Debit card purchases a month from the Everyday Edge Account" ], "k2": [ "not updated by the bank since 2026-10-26, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ] }, "unranked": { "products": 4, "transaction_account": 4 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "2000-2600", "product_name": "Everyday 50+ Account", "product_label": "Everyday 50+ Account", "product_slug": "everyday-50-account", "page": "/au/finance/savings-accounts/accounts/great-southern-bank/everyday-50-account/", "product_url": "https://www.greatsouthernbank.com.au/bank-and-save/everyday-accounts/everyday-50-account", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.greatsouthernbank.com.au/gitc", "fees_url": "https://www.greatsouthernbank.com.au/sof", "eligibility_url": null, "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "For those aged 50+", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.88, "intro_pct": null, "base_pct": 0.88 }, "50000": { "ongoing_pct": 1.49, "intro_pct": null, "base_pct": 1.49 }, "250000": { "ongoing_pct": 2.5, "intro_pct": null, "base_pct": 2.5 } }, "rankings": [], "features": { "card_access": true, "card": "Visa Debit Card", "digital_wallets": [ "Apple Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Account Nicknames - Add a personal touch to your personal accounts", "Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your…", "The Boost. If you're looking for a way to achieve your savings goals faster, we've got a…" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "notifications", "unlimited transactions", "wallets: Apple Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [ "Replacement Visa Debit Card", "Foreign currency deposit (draft and cheque)", "Excess coin fee", "Other fees", "Great Southern Bank Branch Deposits", "BPAY", "Debt Collection Fee", "eftpos purchases and cash out", "Great Southern Bank Branch", "Cheque", "Bank@Post", "Staff assisted transfer", "Bank@Post Deposit", "eftpos Debit Card International", "Visa Debit International", "Payments using Online Banking", "Telegraphic Transfer inward" ], "age_min": 50, "age_max": null, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 50 and over", "level": "product", "quote": "MIN_AGE 50", "source": "feed: eligibility MIN_AGE" }, { "kind": "age", "who": "open only to people aged 50 or over, with no pension or allowance requirement", "level": "product", "quote": "You must be aged 50 or over", "source": "https://www.greatsouthernbank.com.au/banking/transaction-accounts/everyday-50-account", "citation": { "quote": "You must be aged 50 or over", "url": "https://www.greatsouthernbank.com.au/banking/transaction-accounts/everyday-50-account#:~:text=You%20must%20be%20aged%2050%20or%20over", "document_sha256": "0a6bb64994d85102e7f93706923d910ffc6aca8d0708952d3670126dc53c3d5a", "confirmed": "2026-11-13" } } ], "open_note": null }, "conditions": [ "not updated by the bank since 2026-10-26, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 50 and over", "open only to people aged 50 or over, with no pension or allowance requirement" ], "eligibility": [ "age 50 and over: To be 50 or over", "residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank" ], "record_stale": true, "source_url": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/2000-2600", "source_snapshot": "/au/finance/savings-accounts/v1/source/great-southern-bank/2000-2600.json", "snapshot_at": "2026-10-26T23:36:59Z", "bank_last_updated": "2026-10-26T14:01:00.00000Z", "ranked": true, "unranked_reason": null, "row_count": 3, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.greatsouthernbank.com.au/banking/transaction-accounts/everyday-50-account", "https://www.greatsouthernbank.com.au/help-and-contact/managing-your-accounts/interest-rates", "https://www.greatsouthernbank.com.au/__data/assets/pdf_file/0026/5966/great-southern-bank-terms-and-conditions.pdf" ] } }, { "product_id": "2000-2700", "product_name": "Everyday Saver", "product_label": "Everyday Saver", "product_slug": "everyday-saver", "page": "/au/finance/savings-accounts/accounts/great-southern-bank/everyday-saver/", "product_url": "https://www.greatsouthernbank.com.au/banking/savings-accounts/everyday-saver", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.greatsouthernbank.com.au/gitc", "fees_url": "https://www.greatsouthernbank.com.au/sof", "eligibility_url": null, "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Receive a competitive interest rate on balances up to $750,000 per account", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.05, "intro_pct": null, "base_pct": 5.05 }, "50000": { "ongoing_pct": 5.05, "intro_pct": null, "base_pct": 5.05 }, "250000": { "ongoing_pct": 5.05, "intro_pct": null, "base_pct": 5.05 } }, "rankings": [ { "segment": "personal", "kind": "base", "balance": 10000, "rank": 10, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 9, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 250000, "rank": 9, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Account Nicknames - Add a personal touch to your personal accounts", "Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your…", "The Boost. If you're looking for a way to achieve your savings goals faster, we've got a…" ] }, "feature_tags": [ "app", "Osko", "PayID" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-10-26, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "eligibility": [ "residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank" ], "record_stale": true, "source_url": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/2000-2700", "source_snapshot": "/au/finance/savings-accounts/v1/source/great-southern-bank/2000-2700.json", "snapshot_at": "2026-10-26T23:36:59Z", "bank_last_updated": "2026-10-26T14:01:00.00000Z", "ranked": true, "unranked_reason": null, "row_count": 2, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.greatsouthernbank.com.au/banking/savings-accounts/everyday-saver" ] } }, { "product_id": "2000-3400", "product_name": "Future Saver", "product_label": "Future Saver", "product_slug": "future-saver", "page": "/au/finance/savings-accounts/accounts/great-southern-bank/future-saver/", "product_url": "https://www.greatsouthernbank.com.au/banking/savings-accounts/future-saver", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.greatsouthernbank.com.au/gitc", "fees_url": "https://www.greatsouthernbank.com.au/sof", "eligibility_url": null, "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Receive a stepped bonus rate if the balance of the Future Saver account increases by $250 by the end of each calendar month", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "other", "value": null, "text": "Rate applies on a stepped basis. Bonus interest is applied on top of the base rate if the balance of the Future Saver account increases by $250 by the end of each calendar month (excluding interest payments, withholding tax and fees)." } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.1, "intro_pct": null, "base_pct": 0.1 }, "50000": { "ongoing_pct": 5.1, "intro_pct": null, "base_pct": 0.1 }, "250000": { "ongoing_pct": 5.1, "intro_pct": null, "base_pct": 0.1 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 36, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 250000, "rank": 40, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Account Nicknames - Add a personal touch to your personal accounts", "Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your…", "The Boost. If you're looking for a way to achieve your savings goals faster, we've got a…" ] }, "feature_tags": [ "app", "Osko", "PayID" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 18, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-10-26, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "Rate applies on a stepped basis. Bonus interest is applied on top of the base rate if the balance of the Future Saver account increases by $250 by the end of e…", "bonus interest needs the balance to grow by at least $250 each month, net of withdrawals and not counting interest", "applicants must be 18 or over and an Australian resident" ], "eligibility": [ "residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank" ], "record_stale": true, "source_url": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/2000-3400", "source_snapshot": "/au/finance/savings-accounts/v1/source/great-southern-bank/2000-3400.json", "snapshot_at": "2026-10-26T23:36:59Z", "bank_last_updated": "2026-10-26T14:01:00.00000Z", "ranked": true, "unranked_reason": null, "row_count": 2, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.greatsouthernbank.com.au/banking/savings-accounts/future-saver", "https://www.greatsouthernbank.com.au/help-and-contact/managing-your-accounts/interest-rates", "https://www.greatsouthernbank.com.au/__data/assets/pdf_file/0026/5966/great-southern-bank-terms-and-conditions.pdf" ] } }, { "product_id": "2000-3200", "product_name": "Goal Saver", "product_label": "Goal Saver", "product_slug": "goal-saver", "page": "/au/finance/savings-accounts/accounts/great-southern-bank/goal-saver/", "product_url": "https://www.greatsouthernbank.com.au/bank-and-save/savings-accounts/goal-saver", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.greatsouthernbank.com.au/gitc", "fees_url": "https://www.greatsouthernbank.com.au/sof", "eligibility_url": null, "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "For customers aged 18 to 24 years old. Receive bonus interest on balances up to $50,000 when you deposit $500 or more each month into your Everyday Edge Account from a non-Great Southern Bank account and make five or more Visa Debit Card purchases.", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "min_monthly_deposit", "value": 500, "text": "deposit $500" } ], "extra_bonuses": [], "max_bonus_balance": 50000, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.6, "intro_pct": null, "base_pct": 0.5 }, "50000": { "ongoing_pct": 5.6, "intro_pct": null, "base_pct": 0.5 }, "250000": { "ongoing_pct": 0.5, "intro_pct": null, "base_pct": 0.5 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 23, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 19, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "intro", "balance": 10000, "rank": 35, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "intro", "balance": 50000, "rank": 31, "of": 91, "hidden_by_default": true } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Account Nicknames - Add a personal touch to your personal accounts", "Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your…", "The Boost. 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