{ "brand": "Police Bank", "brand_label": "Police Bank", "brand_slug": "police-bank", "legal_entity_abn": "95087650799", "public_base_uri": "https://public.cdr.prd.policebank.com.au", "logo_uri": "https://www.policebank.com.au/wp-content/uploads/2024/11/Police-Bank-Logo-Base-Primary-2.svg", "status": "ok", "stale": false, "bank_last_updated": "2026-11-11T13:01:28Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":3.47,"base_rate_pct":3.47,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Plus Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"intro","rate_pct":3.47,"base_rate_pct":3.47,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Plus Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"personal","kind":"base","rate_pct":3.47,"base_rate_pct":3.47,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Plus Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false}, {"segment":"smsf","kind":"ongoing","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"U30 SUPER CHARGE Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["age_limited"],"record_stale":false}, {"segment":"smsf","kind":"intro","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"U30 SUPER CHARGE Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["age_limited"],"record_stale":false}, {"segment":"smsf","kind":"base","rate_pct":5.75,"base_rate_pct":5.75,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"U30 SUPER CHARGE Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":["age_limited"],"record_stale":false} ], "condition_sets": { "k1": [ "must be 18 or over" ], "k2": [ "SMSF Allowed" ] }, "unranked": { "products": 3, "transaction_account": 2, "offset_account": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "0d555012-2f96-4f16-b5a8-6e12aa15f9fa", "product_name": "Bonus Saver Account", "product_label": "Bonus Saver Account", "product_slug": "bonus-saver-account", "page": "/au/finance/savings-accounts/accounts/police-bank/bonus-saver-account/", "product_url": "https://www.policebank.com.au/banking/bonus-saver", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": null, "fees_url": null, "eligibility_url": "https://cdn.mediavalet.com/aunsw/policebank/nDgzvUnfsUGUEdBRGj5Fmg/pltnO6TeQ0SVY_0xs_hF-w/Original/PBS23_Bonus-Saver-Account-TMD.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Reach your goals faster with Police Bank’s Bonus Saver Account which rewards you for saving your hard earned money. 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Make regular credits like your pay into this account", "Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000…", "Bonus Interest Rate available. Minimum of $100 to be deposited each month in order to ach…", "Periodical Payments. Can set up Periodical Payments", "Direct Credits. Set regular payments like your pay sent straight to your account", "Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "wallets: Apple Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 18, "age_max": null, "restrictions": [ "occupation_membership" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "occupation", "who": "Bonus Saver Account is only available to current Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police…", "level": "product", "quote": "Bonus Saver Account is only available to current Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia.", "source": "feed: eligibility OTHER" } ], "open_note": null }, "conditions": [ "not updated by the bank since 2026-10-31, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "no withdrawals in the month", "deposit $100 or more each month", "Bonus Saver Account is only available to current Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police…", "Police Officers. Bonus Saver Account is only available to current Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated…" ], "eligibility": [ "residency: Australian Residents", "residency: Australian Citizen", "Police Officers. Bonus Saver Account is only available to current Police Officers or a Retired Police Officer(s) who are a member of a Union that is associated with the Police Federation of Australia. This Includes NSW Police Association (including associate members), and the Australian Federal Police Association." ], "record_stale": true, "source_url": "https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/0d555012-2f96-4f16-b5a8-6e12aa15f9fa", "source_snapshot": "/au/finance/savings-accounts/v1/source/police-bank/0d555012-2f96-4f16-b5a8-6e12aa15f9fa.json", "snapshot_at": "2026-10-31T23:13:49Z", "bank_last_updated": "2026-10-31T13:01:23.02Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.policebank.com.au/banking/bonus-saver", "https://www.policebank.com.au/savings-accounts-interest-rates", "https://cdn.mediavalet.com/aunsw/policebank/nDgzvUnfsUGUEdBRGj5Fmg/pltnO6TeQ0SVY_0xs_hF-w/Original/PBS23_Bonus-Saver-Account-TMD.pdf" ] } }, { "product_id": "2d24914e-144d-46be-bb8b-ae9e2c8207e7", "product_name": "Dynamo/Flex Account", "product_label": "Dynamo/Flex Account", "product_slug": "dynamo-flex-account", "page": "/au/finance/savings-accounts/accounts/police-bank/dynamo-flex-account/", "product_url": "https://www.policebank.com.au/forms/dynamo-flex-application", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": null, "fees_url": null, "eligibility_url": "https://cdn.mediavalet.com/aunsw/policebank/OW2njC_2bESL75l4bBTUIQ/vBCayofcKEm7sKPi_x_eyg/Original/PBS24_Dynamo-Flex-Account-TMD.pdf", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Learning to save has never been so easy with Police Bank’s Dynamo children’s saving account. Receive a bonus rate of interest if no withdrawals are made and and a minimum of $20 is deposited per month.", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "max_withdrawals", "value": 0, "text": "0" }, { "type": "min_monthly_deposit", "value": 20, "text": "20.00" } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 2.9, "intro_pct": null, "base_pct": 0.4 }, "50000": { "ongoing_pct": 2.5, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 2.5, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Contributes to Reduced Fees Program. 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"age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-07-28, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed" ], "record_stale": true, "source_url": "https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/4198e705-fe5c-4253-a666-6e19e97ee0da", "source_snapshot": "/au/finance/savings-accounts/v1/source/police-bank/4198e705-fe5c-4253-a666-6e19e97ee0da.json", "bank_last_updated": "2026-07-28T22:48:33.031Z", "balance_from": 500, "balance_to": null, "base_rate_pct": 0.01, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.01, "intro_total_rate_pct": null, "rate_application": "per_tier", "ranked": false, "unranked_reason": "transaction_account" } ], "licence_shared_with": [ "Border Bank" ], "guarantee": { "adi": "Police Bank Ltd", "abn": "95087650799", "shares_limit_with": [ { "brand_slug": "border-bank", "brand_label": "Border Bank" } ], "may_share_limit_with": [], "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking" } }