{ "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "public_base_uri": "https://public-data.cdr.regaustbank.io", "logo_uri": "https://www.regionalaustraliabank.com.au/getcontentasset/ac992c94-0e8c-4439-be38-0028dc45c133/3beffb48-3dfa-48f3-8905-aded8557907a/regional-australia-bank-primary-logo.png?language=en", "status": "ok", "stale": false, "bank_last_updated": "2026-11-01T03:03:40Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":5.25,"base_rate_pct":0.0,"bonus_rate_pct":5.25,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Booster Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":250000,"max_balance":250000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true}, {"segment":"personal","kind":"intro","rate_pct":5.7,"base_rate_pct":3.5,"bonus_rate_pct":null,"intro_rate_pct":2.2,"intro_months":3,"product_label":"Savings Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k2","restrictions":[],"record_stale":true}, {"segment":"personal","kind":"base","rate_pct":3.5,"base_rate_pct":3.5,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Internet Maximiser Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k3","restrictions":[],"record_stale":true}, {"segment":"business","kind":"ongoing","rate_pct":5.25,"base_rate_pct":0.0,"bonus_rate_pct":5.25,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Booster Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":250000,"max_balance":250000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true}, {"segment":"business","kind":"intro","rate_pct":5.25,"base_rate_pct":0.0,"bonus_rate_pct":5.25,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Booster Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":250000,"max_balance":250000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true}, {"segment":"business","kind":"base","rate_pct":0.0,"base_rate_pct":0.0,"bonus_rate_pct":5.25,"intro_rate_pct":null,"intro_months":null,"product_label":"Savings Booster Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":250000,"max_balance":250000,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true} ], "condition_sets": { "k1": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "deposit $100 or more each month", "no withdrawals in the month", "Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount", "Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts…", "not available to associations or trusts; one Savings Booster per member" ], "k2": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "The product is only available to new members or existing members transferring funds from another financial institution", "limited to one account per member" ], "k3": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account." ] }, "unranked": { "products": 1, "transaction_account": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "0a5b3d7e-dd00-4b7c-b557-91450356730a", "product_name": "Freedom Retirement Account", "product_label": "Freedom Retirement Account", "product_slug": "freedom-retirement-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/freedom-retirement-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "fees_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "eligibility_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Full range of access AND great interest rates for retirees and pensioners.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 1.07, "intro_pct": null, "base_pct": 1.07 }, "50000": { "ongoing_pct": 1.13, "intro_pct": null, "base_pct": 1.13 }, "250000": { "ongoing_pct": 2.15, "intro_pct": null, "base_pct": 2.15 } }, "rankings": [], "features": { "card_access": true, "card": "Visa Debit Card with payWave", "digital_wallets": [ "Apple Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For…", "Combined balances of up to $250,000 per account holder are guaranteed and secured by the…" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "unlimited transactions", "wallets: Apple Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "International Transaction Fee" ], "age_min": 55, "age_max": null, "restrictions": [ "age_limited", "pensioner" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 55 and over", "level": "product", "quote": "MIN_AGE 55", "source": "feed: eligibility MIN_AGE" }, { "kind": "age", "who": "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)", "level": "product", "quote": "are retired and aged 55 years or over", "source": "https://www.regionalaustraliabank.com.au/getContentAsset/d442f834-f441-4a36-9c36-6a2a0a8784bb/3beffb48-3dfa-48f3-8905-aded8557907a/TMD_ED003.pdf", "citation": { "quote": "are retired and aged 55 years or over", "url": "https://www.regionalaustraliabank.com.au/getContentAsset/d442f834-f441-4a36-9c36-6a2a0a8784bb/3beffb48-3dfa-48f3-8905-aded8557907a/TMD_ED003.pdf#page=3", "page": 3, "document_sha256": "38376e6b5f28ff5ad2f4df17f7a60cde26344319fe2d8a83e950237579579643", "confirmed": "2026-11-13" } }, { "kind": "pension", "who": "pension or allowance recipients", "level": "product", "quote": "Freedom Retirement Account", "source": "name" } ], "open_note": null }, "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 55 and over", "open only to pension or allowance recipients", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)" ], "eligibility": [ "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "age 55 and over: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "residency: Individuals must be citizens or permanent residents of Australia: Australian Resident" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0a5b3d7e-dd00-4b7c-b557-91450356730a", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/0a5b3d7e-dd00-4b7c-b557-91450356730a.json", "snapshot_at": "2026-11-10T03:14:49Z", "bank_last_updated": "2026-11-01T03:00:46.075724Z", "ranked": true, "unranked_reason": null, "row_count": 4, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "https://www.regionalaustraliabank.com.au/getContentAsset/66281536-1990-4945-9c29-6e413078dbdc/3beffb48-3dfa-48f3-8905-aded8557907a/Summary-of-Accounts-and-Availability-of-Access-Facilities-17-Feb-2026.pdf", "https://www.regionalaustraliabank.com.au/getContentAsset/d442f834-f441-4a36-9c36-6a2a0a8784bb/3beffb48-3dfa-48f3-8905-aded8557907a/TMD_ED003.pdf" ] } }, { "product_id": "2093f291-11bf-4890-9d21-463b567dc19e", "product_name": "Internet Maximiser Account", "product_label": "Internet Maximiser Account", "product_slug": "internet-maximiser-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/internet-maximiser-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/internet-maximiser", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "fees_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/internet-maximiser", "eligibility_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/internet-maximiser", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "The Internet Maximiser Account is an online savings account that pays a competitive rate of interest.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 3.5, "intro_pct": null, "base_pct": 3.5 }, "50000": { "ongoing_pct": 3.5, "intro_pct": null, "base_pct": 3.5 }, "250000": { "ongoing_pct": 3.5, "intro_pct": null, "base_pct": 3.5 } }, "rankings": [ { "segment": "personal", "kind": "base", "balance": 10000, "rank": 28, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 31, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 250000, "rank": 33, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Combined balances of up to $250,000 per account holder are guaranteed and secured by the…", "Transactions to and from this account can only be conducted electronically (other than an…" ] }, "feature_tags": [ "app", "PayID", "BPAY", "notifications", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": null, "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account." ], "eligibility": [ "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "residency: Individuals must be citizens or permanent residents of Australia: Australian Resident" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/2093f291-11bf-4890-9d21-463b567dc19e", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/2093f291-11bf-4890-9d21-463b567dc19e.json", "snapshot_at": "2026-11-10T03:14:49Z", "bank_last_updated": "2026-11-01T03:02:59.192749Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/internet-maximiser", "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "https://www.regionalaustraliabank.com.au/getContentAsset/66281536-1990-4945-9c29-6e413078dbdc/3beffb48-3dfa-48f3-8905-aded8557907a/Summary-of-Accounts-and-Availability-of-Access-Facilities-17-Feb-2026.pdf" ] } }, { "product_id": "8fa9fb51-9f4d-4d3f-b586-f9b48c25287d", "product_name": "Savings Account", "product_label": "Savings Account", "product_slug": "savings-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/savings-account/", "product_url": "https://apply.regionalaustraliabank.com.au/cip/community/p/community/onboarding/application.html", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents", "fees_url": "https://www.regionalaustraliabank.com.au/everyday-banking/savings-accounts/saving-account", "eligibility_url": "https://www.regionalaustraliabank.com.au/everyday-banking/savings-accounts/saving-account", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "Earn a boosted introductory interest rate for the first 3 months when you open up our Savings Account.", "bonus_is_total": null, "intro_is_total": false, "intro_is_bonus_rate": false, "intro_months": 3, "intro_conditions": [ "Interest is per annum (p.a.). Introductory Variable Interest Rate for the period of 90 days of the first 90 days within opening account." ], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 3.5, "intro_pct": 5.7, "base_pct": 3.5 }, "50000": { "ongoing_pct": 3.5, "intro_pct": 5.7, "base_pct": 3.5 }, "250000": { "ongoing_pct": 3.5, "intro_pct": 5.7, "base_pct": 3.5 } }, "rankings": [ { "segment": "personal", "kind": "intro", "balance": 10000, "rank": 19, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 50000, "rank": 18, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 250000, "rank": 15, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Government Guarantee: Combined balances of up to $250,000 per account holder are guarante…" ] }, "feature_tags": [ "app", "PayID", "BPAY", "notifications", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "The product is only available to new members or existing members transferring funds from another financial institution", "limited to one account per member" ], "eligibility": [ "residency: Individuals must be citizens or permanent residents of Australia: Australian Resident", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "The product is only available to new members or existing members transferring funds from another financial institution" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d.json", "snapshot_at": "2026-11-10T03:14:49Z", "bank_last_updated": "2026-11-01T03:03:40.058564Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts", "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "https://www.regionalaustraliabank.com.au/getContentAsset/66281536-1990-4945-9c29-6e413078dbdc/3beffb48-3dfa-48f3-8905-aded8557907a/Summary-of-Accounts-and-Availability-of-Access-Facilities-17-Feb-2026.pdf" ] } }, { "product_id": "26fbc357-1a90-433a-87ea-f968ec09da06", "product_name": "Savings Booster Account", "product_label": "Savings Booster Account", "product_slug": "savings-booster-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/savings-booster-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "fees_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "eligibility_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "account_type": "savings", "segments": [ "personal", "business" ], "segment": "personal", "description": "Boost the interest on your savings every month that you stick to your savings plan!", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "min_monthly_deposit", "value": 100, "text": "100.00" }, { "type": "max_withdrawals", "value": 0, "text": "0.00" } ], "extra_bonuses": [], "max_bonus_balance": 250000, "min_balance": 1, "max_balance": 250000, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.25, "intro_pct": null, "base_pct": 0.0 }, "50000": { "ongoing_pct": 5.25, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 5.25, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 37, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 37, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 31, "of": 79 }, { "segment": "business", "kind": "ongoing", "balance": 10000, "rank": 4, "of": 42 }, { "segment": "business", "kind": "ongoing", "balance": 50000, "rank": 4, "of": 42 }, { "segment": "business", "kind": "ongoing", "balance": 250000, "rank": 4, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 10000, "rank": 5, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 50000, "rank": 5, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 250000, "rank": 5, "of": 42 }, { "segment": "business", "kind": "base", "balance": 10000, "rank": 42, "of": 42 }, { "segment": "business", "kind": "base", "balance": 50000, "rank": 42, "of": 42 }, { "segment": "business", "kind": "base", "balance": 250000, "rank": 42, "of": 42 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For…", "Combined balances of up to $250,000 per account holder are guaranteed and secured by the…" ] }, "feature_tags": [ "app", "Osko", "PayID", "BPAY", "notifications", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "deposit $100 or more each month", "no withdrawals in the month", "Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount", "Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts…", "not available to associations or trusts; one Savings Booster per member" ], "eligibility": [ "Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts are not permitted.", "residency: Individuals must be citizens or permanent residents of Australia: Australian Resident", "Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/26fbc357-1a90-433a-87ea-f968ec09da06", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/26fbc357-1a90-433a-87ea-f968ec09da06.json", "snapshot_at": "2026-11-10T03:14:49Z", "bank_last_updated": "2026-11-01T03:01:23.356708Z", "ranked": true, "unranked_reason": null, "row_count": 2, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "https://www.regionalaustraliabank.com.au/interest-rates" ] } }, { "product_id": "df4527ec-e2cf-4c39-bf76-d3dc42c9f99e", "product_name": "Community Partnership Account", "product_label": "Community Partnership Account", "product_slug": "community-partnership-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/community-partnership-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "fees_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account", "eligibility_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account", "account_type": "transaction", "segments": [ "personal", "business" ], "segment": "personal", "description": "Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "50000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 }, "250000": { "ongoing_pct": 0.0, "intro_pct": null, "base_pct": 0.0 } }, "rankings": [], "features": { "card_access": true, "card": "Visa Debit with payWave", "digital_wallets": [ "Apple Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": false, "bpay": true, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For…", "Combined balances of up to $250,000 per account holder are guaranteed and secured by the…" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "BPAY", "unlimited transactions", "wallets: Apple Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [ "International Transaction Fee" ], "age_min": null, "age_max": null, "restrictions": [], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-09-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account." ], "eligibility": [ "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "residency: Individuals must be citizens or permanent residents of Australia: Australian Residents" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e.json", "snapshot_at": "2026-11-10T03:14:49Z", "bank_last_updated": "2026-09-15T05:02:19.366782Z", "ranked": false, "unranked_reason": "transaction_account", "row_count": 1 } ], "rows": [ { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "0a5b3d7e-dd00-4b7c-b557-91450356730a", "product_name": "Freedom Retirement Account", "product_label": "Freedom Retirement Account", "product_slug": "freedom-retirement-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/freedom-retirement-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 55, "age_max": null, "restrictions": [ "age_limited", "pensioner" ], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 55 and over", "open only to pension or allowance recipients", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0a5b3d7e-dd00-4b7c-b557-91450356730a", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/0a5b3d7e-dd00-4b7c-b557-91450356730a.json", "bank_last_updated": "2026-11-01T03:00:46.075724Z", "balance_from": 1, "balance_to": 1999.99, "base_rate_pct": 0.75, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.75, "intro_total_rate_pct": null, "rate_application": "per_tier", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "0a5b3d7e-dd00-4b7c-b557-91450356730a", "product_name": "Freedom Retirement Account", "product_label": "Freedom Retirement Account", "product_slug": "freedom-retirement-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/freedom-retirement-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 55, "age_max": null, "restrictions": [ "age_limited", "pensioner" ], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 55 and over", "open only to pension or allowance recipients", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0a5b3d7e-dd00-4b7c-b557-91450356730a", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/0a5b3d7e-dd00-4b7c-b557-91450356730a.json", "bank_last_updated": "2026-11-01T03:00:46.075724Z", "balance_from": 2000, "balance_to": 49999.99, "base_rate_pct": 1.15, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 1.15, "intro_total_rate_pct": null, "rate_application": "per_tier", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "0a5b3d7e-dd00-4b7c-b557-91450356730a", "product_name": "Freedom Retirement Account", "product_label": "Freedom Retirement Account", "product_slug": "freedom-retirement-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/freedom-retirement-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 55, "age_max": null, "restrictions": [ "age_limited", "pensioner" ], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 55 and over", "open only to pension or allowance recipients", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0a5b3d7e-dd00-4b7c-b557-91450356730a", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/0a5b3d7e-dd00-4b7c-b557-91450356730a.json", "bank_last_updated": "2026-11-01T03:00:46.075724Z", "balance_from": 50000, "balance_to": 249999.99, "base_rate_pct": 2.4, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 2.4, "intro_total_rate_pct": null, "rate_application": "per_tier", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "0a5b3d7e-dd00-4b7c-b557-91450356730a", "product_name": "Freedom Retirement Account", "product_label": "Freedom Retirement Account", "product_slug": "freedom-retirement-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/freedom-retirement-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/freedom-retirement", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": 55, "age_max": null, "restrictions": [ "age_limited", "pensioner" ], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "age 55 and over", "open only to pension or allowance recipients", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "pension recipients only: Account holders must be retired and at least 55 years old, or receiving an eligible pension.", "designed for people who are retired and 55 or over, or on an eligible government pension or allowance (not pensioners only)" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/0a5b3d7e-dd00-4b7c-b557-91450356730a", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/0a5b3d7e-dd00-4b7c-b557-91450356730a.json", "bank_last_updated": "2026-11-01T03:00:46.075724Z", "balance_from": 250000, "balance_to": 999999.99, "base_rate_pct": 3.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 3.0, "intro_total_rate_pct": null, "rate_application": "per_tier", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "2093f291-11bf-4890-9d21-463b567dc19e", "product_name": "Internet Maximiser Account", "product_label": "Internet Maximiser Account", "product_slug": "internet-maximiser-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/internet-maximiser-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/internet-maximiser", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": null, "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account." ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/2093f291-11bf-4890-9d21-463b567dc19e", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/2093f291-11bf-4890-9d21-463b567dc19e.json", "bank_last_updated": "2026-11-01T03:02:59.192749Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 3.5, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 3.5, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "8fa9fb51-9f4d-4d3f-b586-f9b48c25287d", "product_name": "Savings Account", "product_label": "Savings Account", "product_slug": "savings-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/savings-account/", "product_url": "https://apply.regionalaustraliabank.com.au/cip/community/p/community/onboarding/application.html", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": false, "intro_months": 3, "max_bonus_balance": null, "min_balance": 1, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "The product is only available to new members or existing members transferring funds from another financial institution", "limited to one account per member" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d.json", "bank_last_updated": "2026-11-01T03:03:40.058564Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 3.5, "bonus_rate_pct": null, "intro_rate_pct": 2.2, "ongoing_rate_pct": 3.5, "intro_total_rate_pct": 5.7, "rate_application": "whole_balance", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "26fbc357-1a90-433a-87ea-f968ec09da06", "product_name": "Savings Booster Account", "product_label": "Savings Booster Account", "product_slug": "savings-booster-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/savings-booster-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal", "business" ], "segment": "personal", "bonus_is_total": false, "intro_is_total": null, "intro_months": null, "max_bonus_balance": 250000, "min_balance": 1, "max_balance": 250000, "notice_days": null, "bonus_conditions": [ { "type": "min_monthly_deposit", "value": 100, "text": "100.00" }, { "type": "max_withdrawals", "value": 0, "text": "0.00" } ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "deposit $100 or more each month", "no withdrawals in the month", "Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount", "Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts…", "not available to associations or trusts; one Savings Booster per member" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/26fbc357-1a90-433a-87ea-f968ec09da06", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/26fbc357-1a90-433a-87ea-f968ec09da06.json", "bank_last_updated": "2026-11-01T03:01:23.356708Z", "balance_from": 1, "balance_to": 249999.99, "base_rate_pct": 0.0, "bonus_rate_pct": 5.25, "intro_rate_pct": null, "ongoing_rate_pct": 5.25, "intro_total_rate_pct": null, "rate_application": "mixed", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "26fbc357-1a90-433a-87ea-f968ec09da06", "product_name": "Savings Booster Account", "product_label": "Savings Booster Account", "product_slug": "savings-booster-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/savings-booster-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/savings-accounts/savings-booster", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "savings", "segments": [ "personal", "business" ], "segment": "personal", "bonus_is_total": false, "intro_is_total": null, "intro_months": null, "max_bonus_balance": 250000, "min_balance": 1, "max_balance": 250000, "notice_days": null, "bonus_conditions": [ { "type": "min_monthly_deposit", "value": 100, "text": "100.00" }, { "type": "max_withdrawals", "value": 0, "text": "0.00" } ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "deposit $100 or more each month", "no withdrawals in the month", "Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount", "Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.", "Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts…", "not available to associations or trusts; one Savings Booster per member" ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/26fbc357-1a90-433a-87ea-f968ec09da06", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/26fbc357-1a90-433a-87ea-f968ec09da06.json", "bank_last_updated": "2026-11-01T03:01:23.356708Z", "balance_from": 250000, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "mixed", "ranked": true, "unranked_reason": null }, { "brand": "Regional Australia Bank", "brand_label": "Regional Australia Bank", "brand_slug": "regional-australia-bank", "legal_entity_abn": "21087650360", "product_id": "df4527ec-e2cf-4c39-bf76-d3dc42c9f99e", "product_name": "Community Partnership Account", "product_label": "Community Partnership Account", "product_slug": "community-partnership-account", "page": "/au/finance/savings-accounts/accounts/regional-australia-bank/community-partnership-account/", "product_url": "https://www.regionalaustraliabank.com.au/personal/products/everyday-accounts/community-partnership-account", "terms_url": "https://www.regionalaustraliabank.com.au/about-us/corporate-documents/product-terms-and-conditions", "account_type": "transaction", "segments": [ "personal", "business" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "age_min": null, "age_max": null, "restrictions": [], "conditions": [ "not updated by the bank since 2026-09-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account." ], "record_stale": true, "source_url": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e", "source_snapshot": "/au/finance/savings-accounts/v1/source/regional-australia-bank/df4527ec-e2cf-4c39-bf76-d3dc42c9f99e.json", "bank_last_updated": "2026-09-15T05:02:19.366782Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" } ], "licence_shared_with": [ "Summerland Bank", "Thriday" ], "guarantee": { "adi": null, "abn": "21087650360", "shares_limit_with": [], "may_share_limit_with": [ { "brand_slug": "summerland-bank", "brand_label": "Summerland Bank" } ], "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking" } }