{ "brand": "Revolut", "brand_label": "Revolut", "brand_slug": "revolut", "legal_entity_abn": "21634823180", "public_base_uri": "https://au-cdr-public.revolut.com/public", "logo_uri": "https://assets.revolut.com/website/images/revolut-logo.png", "status": "ok", "stale": false, "bank_last_updated": "2026-11-10T10:23:36Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":3.5,"intro_months":3,"product_label":"Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k1","restrictions":["linked_account"],"record_stale":false}, {"segment":"personal","kind":"intro","rate_pct":6.5,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":3.5,"intro_months":3,"product_label":"Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k1","restrictions":["linked_account"],"record_stale":false}, {"segment":"personal","kind":"base","rate_pct":3.0,"base_rate_pct":3.0,"bonus_rate_pct":null,"intro_rate_pct":3.5,"intro_months":3,"product_label":"Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k1","restrictions":["linked_account"],"record_stale":false}, {"segment":"business","kind":"ongoing","rate_pct":2.25,"base_rate_pct":2.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k2","restrictions":["linked_account"],"record_stale":true}, {"segment":"business","kind":"intro","rate_pct":2.25,"base_rate_pct":2.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k2","restrictions":["linked_account"],"record_stale":true}, {"segment":"business","kind":"base","rate_pct":2.25,"base_rate_pct":2.25,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Instant Access Savings","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"daily","conditions":"k2","restrictions":["linked_account"],"record_stale":true} ], "condition_sets": { "k1": [ "the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates appl…)", "the boosted rate is for new Revolut customers who open the account within a month of joining", "a sub-account of a Revolut account, which is required" ], "k2": [ "not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "the feed lists several base rates for one balance; the lowest is shown, up to 4.50% (Enterprise Plan variable interest rate. Interest accrues and is applied daily. Rates may change at…)", "only usable as a sub-account of a Revolut Business account", "money can only be withdrawn to the Revolut Business account" ] }, "unranked": { "products": 6, "transaction_account": 6 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "d1849c3e-419a-4251-90d8-c98a6f79e619", "product_name": "Revolut Business Instant Access Savings", "product_label": "Business Instant Access Savings", "product_slug": "business-instant-access-savings", "page": "/au/finance/savings-accounts/accounts/revolut/business-instant-access-savings/", "product_url": "https://www.revolut.com/en-AU/business/business-account-plans/", "rate_correction": null, "interest_paid_correction": { "quote": "Interest is paid daily on the balance of the Business Savings Account at the end of each day.", "url": "https://www.revolut.com/en-AU/legal/business-savings/", "checked": "2026-11-01", "citation": { "quote": "Interest is paid daily on the balance of the Business Savings Account at the end of each day.", "url": "https://www.revolut.com/en-AU/legal/business-savings/#:~:text=Interest%20is%20paid%20daily%20on,the%20end%20of%20each%20day.", "document_sha256": "f63ed14bc0df0b751daa1f58f93a5eef4a2d8884f099321aee761ee1582d6d4c", "confirmed": "2026-11-13" } }, "min_balance_correction": null, "terms_url": "https://www.revolut.com/en-AU/legal/business-savings/", "fees_url": "https://www.revolut.com/en-AU/legal/business-interest-rates-and-fees/", "eligibility_url": "https://www.revolut.com/en-AU/legal/business-savings/", "account_type": "savings", "segments": [ "business" ], "segment": "business", "description": "An instant access savings sub-account within the Revolut Business Account, earning variable interest on AUD balances. Interest accrues and is applied daily.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 2.25, "intro_pct": null, "base_pct": 2.25 }, "50000": { "ongoing_pct": 2.25, "intro_pct": null, "base_pct": 2.25 }, "250000": { "ongoing_pct": 2.25, "intro_pct": null, "base_pct": 2.25 } }, "rankings": [ { "segment": "business", "kind": "ongoing", "balance": 10000, "rank": 18, "of": 42 }, { "segment": "business", "kind": "ongoing", "balance": 50000, "rank": 21, "of": 42 }, { "segment": "business", "kind": "ongoing", "balance": 250000, "rank": 25, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 10000, "rank": 18, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 50000, "rank": 22, "of": 42 }, { "segment": "business", "kind": "intro", "balance": 250000, "rank": 25, "of": 42 }, { "segment": "business", "kind": "base", "balance": 10000, "rank": 15, "of": 42 }, { "segment": "business", "kind": "base", "balance": 50000, "rank": 18, "of": 42 }, { "segment": "business", "kind": "base", "balance": 250000, "rank": 22, "of": 42 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": true, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Features and benefits will vary depending on your plan - see our website for more info. P…" ] }, "feature_tags": [ "app", "notifications" ], "interest_paid": "daily", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 18, "age_max": null, "restrictions": [ "linked_account" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed", "the feed lists several base rates for one balance; the lowest is shown, up to 4.50% (Enterprise Plan variable interest rate. Interest accrues and is applied daily. Rates may change at…)", "only usable as a sub-account of a Revolut Business account", "money can only be withdrawn to the Revolut Business account" ], "eligibility": [ "business: Business must be fully incorporated and active and registered in Australia. Other business eligibility conditions may apply.", "residency: Must be a resident of one of the following: Australia, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland (including the Åland Islands), France (including Corsica, French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, and Saint-Martin), Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal (including the Azores and Madeira), Romania, Singapore, Slovakia, Slovenia, Spain (including the Canary Islands), Sweden, Switzerland, the United Kingdom, or the United States" ], "record_stale": true, "source_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/d1849c3e-419a-4251-90d8-c98a6f79e619", "source_snapshot": "/au/finance/savings-accounts/v1/source/revolut/d1849c3e-419a-4251-90d8-c98a6f79e619.json", "snapshot_at": "2026-10-22T13:25:42Z", "bank_last_updated": "2026-10-06T10:27:30.264152Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.revolut.com/en-AU/business/business-account-plans/", "https://www.revolut.com/en-AU/legal/business-savings/", "https://www.revolut.com/en-AU/legal/business-interest-rates-and-fees/" ] } }, { "product_id": "550e8400-e29b-41d4-a716-446655440003", "product_name": "Revolut Instant Access Savings", "product_label": "Instant Access Savings", "product_slug": "instant-access-savings", "page": "/au/finance/savings-accounts/accounts/revolut/instant-access-savings/", "product_url": "https://www.revolut.com/en-AU/instant-access-savings/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.revolut.com/en-AU/legal/savings-account/", "fees_url": "https://www.revolut.com/en-AU/legal/interest-rates-and-fees/", "eligibility_url": "https://www.revolut.com/en-AU/legal/savings-account/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).", "bonus_is_total": null, "intro_is_total": true, "intro_is_bonus_rate": false, "intro_months": 3, "intro_conditions": [ "Boosted promotional rate for 3 months on balances up to $50,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, r…" ], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 3.0, "intro_pct": 6.5, "base_pct": 3.0 }, "50000": { "ongoing_pct": 3.0, "intro_pct": 6.5, "base_pct": 3.0 }, "250000": { "ongoing_pct": 3.0, "intro_pct": 3.0, "base_pct": 3.0 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 68, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 70, "of": 79 }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 72, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 10000, "rank": 1, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 50000, "rank": 1, "of": 79 }, { "segment": "personal", "kind": "intro", "balance": 250000, "rank": 73, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 10000, "rank": 37, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 39, "of": 79 }, { "segment": "personal", "kind": "base", "balance": 250000, "rank": 42, "of": 79 } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": true, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Features and benefits will vary depending on your plan - see our website for more info. P…" ] }, "feature_tags": [ "app", "notifications" ], "interest_paid": "daily", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 18, "age_max": null, "restrictions": [ "linked_account" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates appl…)", "the boosted rate is for new Revolut customers who open the account within a month of joining", "a sub-account of a Revolut account, which is required" ], "eligibility": [ "residency: Australian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account: Must be an Australian resident with a valid Australian residential address" ], "record_stale": false, "source_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/550e8400-e29b-41d4-a716-446655440003", "source_snapshot": "/au/finance/savings-accounts/v1/source/revolut/550e8400-e29b-41d4-a716-446655440003.json", "snapshot_at": "2026-11-10T11:02:48Z", "bank_last_updated": "2026-11-10T10:23:36.299449Z", "ranked": true, "unranked_reason": null, "row_count": 2, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.revolut.com/en-AU/instant-access-savings/", "https://www.revolut.com/en-AU/legal/interest-rates-and-fees/", "https://www.revolut.com/en-AU/legal/savings-account/" ] } }, { "product_id": "b3ad3f63-c3e5-4a92-ad48-e83edf32325e", "product_name": "Revolut Kids & Teens Instant Access Savings", "product_label": "Kids & Teens Instant Access Savings", "product_slug": "kids-teens-instant-access-savings", "page": "/au/finance/savings-accounts/accounts/revolut/kids-teens-instant-access-savings/", "product_url": "https://www.revolut.com/en-AU/revolut-kids-and-teens-parent-and-guardians/", "rate_correction": null, "interest_paid_correction": { "quote": "Interest is paid daily on the balance of the RKT Savings Account at the end of each day.", "url": "https://www.revolut.com/en-AU/legal/u18-savings-account/", "checked": "2026-11-01", "citation": { "quote": "Interest is paid daily on the balance of the RKT Savings Account at the end of each day.", "url": "https://www.revolut.com/en-AU/legal/u18-savings-account/#:~:text=Interest%20is%20paid%20daily%20on,the%20end%20of%20each%20day.", "document_sha256": "4454a0822e8e0cf3427499bd7d039cdef5c176a42b34bb2937abcb9c3c0117a5", "confirmed": "2026-11-13" } }, "min_balance_correction": null, "terms_url": "https://www.revolut.com/en-AU/legal/u18-savings-account/", "fees_url": "https://www.revolut.com/en-AU/legal/interest-rates-and-fees/", "eligibility_url": "https://www.revolut.com/en-AU/legal/u18-savings-account/", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "A savings sub-account linked to a parent's Revolut Personal Account intended for children aged 6 to 15, earning variable interest on AUD balances. Features and allowances vary based on the parent's subscription plan tier.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": 699, "notice_days": null, "rates_at_reference_balances": { "10000": null, "50000": null, "250000": null }, "rankings": [], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": true, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Features and benefits will vary depending on the parent's plan - see our website for more…" ] }, "feature_tags": [ "app", "notifications", "linked account required" ], "interest_paid": "daily", "interest_calculated": "daily", "monthly_fee": null, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 6, "age_max": 18, "restrictions": [ "age_limited", "linked_account" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 18 and under", "level": "product", "quote": "MAX_AGE 18", "source": "feed: eligibility MAX_AGE" }, { "kind": "age", "who": "kids and teens accounts are for ages 6 to 15; the parent or guardian must be 18 or over and hold a Revolut account", "level": "product", "quote": "Kids & Teens accounts are available for ages 6-15, and parent or guardian must be 18+ and have a Revolut account.", "source": "https://www.revolut.com/en-AU/revolut-kids-and-teens-parent-and-guardians/", "citation": { "quote": "Kids & Teens accounts are available for ages 6-15, and parent or guardian must be 18+ and have a Revolut account.", "url": "https://www.revolut.com/en-AU/revolut-kids-and-teens-parent-and-guardians/#:~:text=Kids%20%26%20Teens%20accounts%20are,and%20have%20a%20Revolut%20account.", "document_sha256": "ffcc291bdc1970976f3f4b29ad4105499a4f29bc8dc8266908ae5dea16e1b29a", "confirmed": "2026-11-13" } } ], "open_note": null }, "conditions": [ "ages 6 to 18", "the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Parent's Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest r…)", "age 18 and under: Kids & Teens is intended for children aged 6 to 15. When the RKT user turns 16, they may migrate to a 16–17 account. At 18, they may move to…", "A parent or guardian must hold an active Revolut Personal Account to create a Kids & Teens sub-account. The Kids & Teens account is linked to and managed by th…", "kids and teens accounts are for ages 6 to 15; the parent or guardian must be 18 or over and hold a Revolut account", "a sub-account of the parent’s Revolut account, linked to a Kids & Teens account" ], "eligibility": [ "age 18 and under: Kids & Teens is intended for children aged 6 to 15. When the RKT user turns 16, they may migrate to a 16–17 account. At 18, they may move to a full Retail account. The RKT account is force-closed on the last day before their 19th birthday.", "residency: Australian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account: Must be an Australian resident with a valid Australian residential address", "A parent or guardian must hold an active Revolut Personal Account to create a Kids & Teens sub-account. The Kids & Teens account is linked to and managed by the parent's account" ], "record_stale": false, "source_url": "https://au-cdr-public.revolut.com/public/cds-au/v1/banking/products/b3ad3f63-c3e5-4a92-ad48-e83edf32325e", "source_snapshot": "/au/finance/savings-accounts/v1/source/revolut/b3ad3f63-c3e5-4a92-ad48-e83edf32325e.json", "snapshot_at": "2026-11-10T11:02:48Z", "bank_last_updated": "2026-11-10T10:23:36.299449Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.revolut.com/en-AU/revolut-kids-and-teens-parent-and-guardians/", "https://www.revolut.com/en-AU/legal/u18-savings-account/", "https://www.revolut.com/en-AU/legal/interest-rates-and-fees/" ] } }, { "product_id": "a24fca53-2350-4c43-8219-c2478e89201a", "product_name": "Revolut Business Account", "product_label": "Business Account", "product_slug": "business-account", "page": "/au/finance/savings-accounts/accounts/revolut/business-account/", "product_url": "https://www.revolut.com/en-AU/business/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.revolut.com/en-AU/legal/business-terms/", "fees_url": "https://www.revolut.com/en-AU/legal/business-fees/", "eligibility_url": "https://www.revolut.com/en-AU/legal/business-terms/", "account_type": "transaction", "segments": [ "business" ], "segment": "business", "description": "An AUD-denominated business transaction account with app-based management, domestic and international transfers, currency exchange and Visa/Mastercard business cards. Features and fees will vary based on paid plan tiers (Basic, Grow, Scale, Enterprise).", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": null, "50000": null, "250000": null }, "rankings": [], "features": { "card_access": true, "card": "Visa or Mastercard business debit cards (physical and virtu…", "digital_wallets": [ "Apple Pay, Google Pay" ], "osko": true, "payid": false, "payto": true, "bpay": true, "app": true, "notifications": true, "unlimited_transactions": false, "free_transactions": 0, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Features and benefits will vary depending on your plan - see our website for more info. 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