{
  "brand": "RSL Money",
  "brand_label": "RSL Money",
  "brand_slug": "rsl-money",
  "legal_entity_abn": "48087649741",
  "public_base_uri": "https://public.open.rslmoney.com.au",
  "logo_uri": "https://www.rslmoney.com.au/sites/default/files/logo-rslmoney.gif",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-09-14T17:00:00Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [],
    "condition_sets": {},
    "unranked": {
      "products": 2,
      "transaction_account": 2
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "53173a06-7fd8-4fc3-bdce-871dcd373830",
      "product_name": "RSL Everyday Account",
      "product_label": "Everyday Account",
      "product_slug": "everyday-account",
      "page": "/au/finance/savings-accounts/accounts/rsl-money/everyday-account/",
      "product_url": "https://www.rslmoney.com.au/products/rsl-money-everyday-account",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "fees_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "eligibility_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "account_type": "transaction",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "Designed specifically for those on a Government pension and for retirees, the RSL Money Pension account allows you to grow your savings whilst supporting you with no everyday banking fees to assist you in that goal.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 0.5,
          "intro_pct": null,
          "base_pct": 0.5
        },
        "50000": {
          "ongoing_pct": 0.5,
          "intro_pct": null,
          "base_pct": 0.5
        },
        "250000": {
          "ongoing_pct": 0.5,
          "intro_pct": null,
          "base_pct": 0.5
        }
      },
      "rankings": [],
      "features": {
        "card_access": true,
        "card": "Visa Debit with payWave",
        "digital_wallets": [],
        "osko": false,
        "payid": true,
        "payto": false,
        "bpay": true,
        "app": true,
        "notifications": true,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "0.20% of the balance is donated to RSL National per annum",
          "Free cheque book",
          "Pension Account holders also receive 2.00% discount on the RSL Low Rate Visa Card"
        ]
      },
      "feature_tags": [
        "card",
        "app",
        "PayID",
        "BPAY",
        "notifications",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [
        "EFTPOS dispute fee",
        "Bank@Post cheque dishonour fee",
        "Foreign Currency Conversion fee",
        "Telegraphic transfers (AUD)",
        "Visa Card replacement processing fee",
        "Retrieval of member documents from archives",
        "Paper statements printed at branch or posted",
        "Buy Foreign Currency"
      ],
      "age_min": 18,
      "age_max": null,
      "restrictions": [
        "occupation_membership"
      ],
      "who_can_open": {
        "restricted": true,
        "groups": [
          {
            "kind": "occupation",
            "who": "Only for RSL Sub-Branch members and their spouses (the bank's own page)",
            "level": "bank",
            "quote": "To open a RSL Money account, you need to be a RSL Sub-Branch member or a spouse of a RSL Sub-Branch member.",
            "source": "https://www.rslmoney.com.au/rsl-members/",
            "citation": {
              "quote": "To open a RSL Money account, you need to be a RSL Sub-Branch member or a spouse of a RSL Sub-Branch member.",
              "url": "https://www.rslmoney.com.au/rsl-members/#:~:text=To%20open%20a%20RSL%20Money,of%20a%20RSL%20Sub%2DBranch%20member.",
              "document_sha256": "4b4b0fa9219887a792e27c62f66e63e360005dea4b65c2a717359fe23dcefec2",
              "confirmed": "2026-11-13"
            }
          }
        ],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2026-09-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Only RSL Sub Branch member and their families can open this account",
        "Only for RSL Sub-Branch members and their spouses (the bank's own page)"
      ],
      "eligibility": [
        "Only RSL Sub Branch member and their families can open this account",
        "residency: Australian citizen or permanent resident"
      ],
      "record_stale": true,
      "source_url": "https://public.open.rslmoney.com.au/cds-au/v1/banking/products/53173a06-7fd8-4fc3-bdce-871dcd373830",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/rsl-money/53173a06-7fd8-4fc3-bdce-871dcd373830.json",
      "snapshot_at": "2026-10-22T13:25:44Z",
      "bank_last_updated": "2026-09-14T17:00:00.280346Z",
      "ranked": false,
      "unranked_reason": "transaction_account",
      "row_count": 1
    },
    {
      "product_id": "4007302f-9762-4f5e-8054-5cb2116e0f37",
      "product_name": "Sub Branch Account",
      "product_label": "Sub Branch Account",
      "product_slug": "sub-branch-account",
      "page": "/au/finance/savings-accounts/accounts/rsl-money/sub-branch-account/",
      "product_url": "https://www.rslmoney.com.au/products/rsl-money-sub-branch-account",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "fees_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "eligibility_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "account_type": "transaction",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "Specifically designed for RSL Sub Branches, this flexible and easy to manage transaction account offers your Sub Branch a range of convenient banking options with no monthly account keeping fees.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 2.1,
          "intro_pct": null,
          "base_pct": 2.1
        },
        "50000": {
          "ongoing_pct": 2.1,
          "intro_pct": null,
          "base_pct": 2.1
        },
        "250000": {
          "ongoing_pct": 2.1,
          "intro_pct": null,
          "base_pct": 2.1
        }
      },
      "rankings": [],
      "features": {
        "card_access": true,
        "card": "Visa Debit with payWave",
        "digital_wallets": [],
        "osko": false,
        "payid": true,
        "payto": false,
        "bpay": true,
        "app": true,
        "notifications": true,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "No monthly account keeping fees"
        ]
      },
      "feature_tags": [
        "card",
        "app",
        "PayID",
        "BPAY",
        "notifications",
        "unlimited transactions"
      ],
      "interest_paid": "annually",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [
        "EFTPOS dispute fee",
        "Bank@Post cheque dishonour fee",
        "Foreign Currency Conversion fee",
        "Telegraphic transfers (AUD)",
        "Visa Card replacement processing fee",
        "Retrieval of member documents from archives",
        "Paper statements printed at branch or posted",
        "Buy Foreign Currency"
      ],
      "age_min": null,
      "age_max": null,
      "restrictions": [
        "occupation_membership"
      ],
      "who_can_open": {
        "restricted": true,
        "groups": [
          {
            "kind": "occupation",
            "who": "Only for RSL Sub-Branch members and their spouses (the bank's own page)",
            "level": "bank",
            "quote": "To open a RSL Money account, you need to be a RSL Sub-Branch member or a spouse of a RSL Sub-Branch member.",
            "source": "https://www.rslmoney.com.au/rsl-members/",
            "citation": {
              "quote": "To open a RSL Money account, you need to be a RSL Sub-Branch member or a spouse of a RSL Sub-Branch member.",
              "url": "https://www.rslmoney.com.au/rsl-members/#:~:text=To%20open%20a%20RSL%20Money,of%20a%20RSL%20Sub%2DBranch%20member.",
              "document_sha256": "4b4b0fa9219887a792e27c62f66e63e360005dea4b65c2a717359fe23dcefec2",
              "confirmed": "2026-11-13"
            }
          }
        ],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2026-09-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Account can only be opened by an RSL Sub Branch",
        "Only for RSL Sub-Branch members and their spouses (the bank's own page)"
      ],
      "eligibility": [
        "Account can only be opened by an RSL Sub Branch",
        "residency: RSL Sub branch must be registered in Australia"
      ],
      "record_stale": true,
      "source_url": "https://public.open.rslmoney.com.au/cds-au/v1/banking/products/4007302f-9762-4f5e-8054-5cb2116e0f37",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/rsl-money/4007302f-9762-4f5e-8054-5cb2116e0f37.json",
      "snapshot_at": "2026-10-22T13:25:44Z",
      "bank_last_updated": "2026-09-14T17:00:00.280354Z",
      "ranked": false,
      "unranked_reason": "transaction_account",
      "row_count": 1
    }
  ],
  "rows": [
    {
      "brand": "RSL Money",
      "brand_label": "RSL Money",
      "brand_slug": "rsl-money",
      "legal_entity_abn": "48087649741",
      "product_id": "53173a06-7fd8-4fc3-bdce-871dcd373830",
      "product_name": "RSL Everyday Account",
      "product_label": "Everyday Account",
      "product_slug": "everyday-account",
      "page": "/au/finance/savings-accounts/accounts/rsl-money/everyday-account/",
      "product_url": "https://www.rslmoney.com.au/products/rsl-money-everyday-account",
      "terms_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "account_type": "transaction",
      "segments": [
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      ],
      "segment": "personal",
      "bonus_is_total": null,
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      "max_balance": null,
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      "bonus_conditions": [],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
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      "monthly_fee_note": null,
      "age_min": 18,
      "age_max": null,
      "restrictions": [
        "occupation_membership"
      ],
      "conditions": [
        "not updated by the bank since 2026-09-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Only RSL Sub Branch member and their families can open this account",
        "Only for RSL Sub-Branch members and their spouses (the bank's own page)"
      ],
      "record_stale": true,
      "source_url": "https://public.open.rslmoney.com.au/cds-au/v1/banking/products/53173a06-7fd8-4fc3-bdce-871dcd373830",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/rsl-money/53173a06-7fd8-4fc3-bdce-871dcd373830.json",
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      "base_rate_pct": 0.5,
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      "ongoing_rate_pct": 0.5,
      "intro_total_rate_pct": null,
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      "ranked": false,
      "unranked_reason": "transaction_account"
    },
    {
      "brand": "RSL Money",
      "brand_label": "RSL Money",
      "brand_slug": "rsl-money",
      "legal_entity_abn": "48087649741",
      "product_id": "4007302f-9762-4f5e-8054-5cb2116e0f37",
      "product_name": "Sub Branch Account",
      "product_label": "Sub Branch Account",
      "product_slug": "sub-branch-account",
      "page": "/au/finance/savings-accounts/accounts/rsl-money/sub-branch-account/",
      "product_url": "https://www.rslmoney.com.au/products/rsl-money-sub-branch-account",
      "terms_url": "https://www.rslmoney.com.au/disclosuredocuments",
      "account_type": "transaction",
      "segments": [
        "business"
      ],
      "segment": "business",
      "bonus_is_total": null,
      "intro_is_total": null,
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      "interest_paid": "annually",
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      "age_min": null,
      "age_max": null,
      "restrictions": [
        "occupation_membership"
      ],
      "conditions": [
        "not updated by the bank since 2026-09-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Account can only be opened by an RSL Sub Branch",
        "Only for RSL Sub-Branch members and their spouses (the bank's own page)"
      ],
      "record_stale": true,
      "source_url": "https://public.open.rslmoney.com.au/cds-au/v1/banking/products/4007302f-9762-4f5e-8054-5cb2116e0f37",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/rsl-money/4007302f-9762-4f5e-8054-5cb2116e0f37.json",
      "bank_last_updated": "2026-09-14T17:00:00.280354Z",
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      "base_rate_pct": 2.1,
      "bonus_rate_pct": null,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 2.1,
      "intro_total_rate_pct": null,
      "rate_application": "whole_balance",
      "ranked": false,
      "unranked_reason": "transaction_account"
    }
  ],
  "licence_shared_with": [
    "Australian Military Bank"
  ],
  "guarantee": {
    "adi": "Australian Military Bank Ltd",
    "abn": "48087649741",
    "shares_limit_with": [
      {
        "brand_slug": "australian-military-bank",
        "brand_label": "Australian Military Bank"
      }
    ],
    "may_share_limit_with": [],
    "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking"
  }
}