{
  "brand": "Solo by MYOB",
  "brand_label": "Solo by MYOB",
  "brand_slug": "solo-by-myob",
  "legal_entity_abn": "44087650959",
  "public_base_uri": "https://od1.open-banking.myob.greatsouthernbank.com.au/api",
  "logo_uri": "https://cdn.moby-prod.prod.cxnpl.io/logo/logoDark.svg",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2025-07-23T03:29:33Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [],
    "condition_sets": {},
    "unranked": {
      "products": 1,
      "transaction_account": 1
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "2a04147b-ef86-49be-9ba8-11ab6e3b2aa6",
      "product_name": "Solo Money Account",
      "product_label": "Money Account",
      "product_slug": "money-account",
      "page": "/au/finance/savings-accounts/accounts/solo-by-myob/money-account/",
      "product_url": "https://www.myob.com/au/products/solo",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://cdn.moby-prod.prod.cxnpl.io/files/products/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6/v1/Solo_Money_Transaction_Account_Terms_Conditions.pdf",
      "fees_url": null,
      "eligibility_url": null,
      "account_type": "transaction",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "Everyday banking for your business.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": null,
        "50000": null,
        "250000": null
      },
      "rankings": [],
      "features": {
        "card_access": true,
        "card": "Link your transaction account to Mastercard® debit card.",
        "digital_wallets": [],
        "osko": true,
        "payid": true,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": true,
        "unlimited_transactions": false,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": []
      },
      "feature_tags": [
        "card",
        "app",
        "Osko",
        "PayID",
        "notifications"
      ],
      "interest_paid": null,
      "interest_calculated": null,
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [
        "Card International Transaction Fee"
      ],
      "age_min": 18,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2025-07-23, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "To open an account, you must have an Australian Address.",
        "To open an account, you must meet our ID verification requirements.",
        "You must have an Australian mobile number and a valid email address."
      ],
      "eligibility": [
        "To open an account, you must have an Australian Address.",
        "To open an account, you must meet our ID verification requirements.",
        "business: To open an account, you must have an active ABN or ACN, and you must be registered as either a Sole Trader, Private Company or a Partnership with the Australian Business Register.",
        "residency: You must be an Australian tax resident.",
        "You must have an Australian mobile number and a valid email address."
      ],
      "record_stale": true,
      "source_url": "https://od1.open-banking.myob.greatsouthernbank.com.au/api/cds-au/v1/banking/products/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/solo-by-myob/2a04147b-ef86-49be-9ba8-11ab6e3b2aa6.json",
      "snapshot_at": "2026-11-13T01:42:34Z",
      "bank_last_updated": "2025-07-23T03:29:33.018162Z",
      "ranked": false,
      "unranked_reason": "transaction_account",
      "row_count": 0
    }
  ],
  "rows": [],
  "licence_shared_with": [
    "Great Southern Bank",
    "Great Southern Bank Business+"
  ],
  "guarantee": null
}