{
  "brand": "Suncorp Bank",
  "brand_label": "Suncorp Bank",
  "brand_slug": "suncorp-bank",
  "legal_entity_abn": "66010831722",
  "public_base_uri": "https://id-ob.suncorpbank.com.au",
  "logo_uri": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/images/logos/suncorp/SuncorpBankVertical_PrimaryRGB_180.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-11-11T13:00:00Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [
      {"segment":"personal","kind":"ongoing","rate_pct":5.6,"base_rate_pct":0.1,"bonus_rate_pct":5.5,"intro_rate_pct":null,"intro_months":null,"product_label":"Growth Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"personal","kind":"intro","rate_pct":5.6,"base_rate_pct":0.1,"bonus_rate_pct":5.5,"intro_rate_pct":null,"intro_months":null,"product_label":"Growth Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"personal","kind":"base","rate_pct":0.1,"base_rate_pct":0.1,"bonus_rate_pct":5.5,"intro_rate_pct":null,"intro_months":null,"product_label":"Growth Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":false},
      {"segment":"business","kind":"ongoing","rate_pct":2.4,"base_rate_pct":2.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":null,"restrictions":[],"record_stale":false},
      {"segment":"business","kind":"intro","rate_pct":2.4,"base_rate_pct":2.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":null,"restrictions":[],"record_stale":false},
      {"segment":"business","kind":"base","rate_pct":2.4,"base_rate_pct":2.4,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Business Saver Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":null,"restrictions":[],"record_stale":false}
    ],
    "condition_sets": {
      "k1": [
        "grow the balance by $200 or more each month",
        "no more than 1 withdrawal in the month"
      ]
    },
    "unranked": {
      "products": 4,
      "transaction_account": 3,
      "farm_management_deposit": 1
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "BSA",
      "product_name": "Business Saver Account",
      "product_label": "Business Saver Account",
      "product_slug": "business-saver-account",
      "page": "/au/finance/savings-accounts/accounts/suncorp-bank/business-saver-account/",
      "product_url": "https://www.suncorpbank.com.au/business-banking/bank-accounts/business-savings-account.html",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "fees_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "eligibility_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "account_type": "savings",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "A savings account that works for your business.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 2.4,
          "intro_pct": null,
          "base_pct": 2.4
        },
        "50000": {
          "ongoing_pct": 2.4,
          "intro_pct": null,
          "base_pct": 2.4
        },
        "250000": {
          "ongoing_pct": 2.4,
          "intro_pct": null,
          "base_pct": 2.4
        }
      },
      "rankings": [
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 17,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 50000,
          "rank": 20,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 250000,
          "rank": 23,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 10000,
          "rank": 17,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 50000,
          "rank": 21,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 250000,
          "rank": 23,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 10000,
          "rank": 14,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 50000,
          "rank": 17,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 250000,
          "rank": 20,
          "of": 42
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": true,
        "payid": true,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": false,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Pay $0 account keeping fees",
          "No maximum balance to earn interest",
          "No minimum balance to earn interest",
          "Pay To is available to manage payments from an eligible bank account in Suncorp Bank App"
        ]
      },
      "feature_tags": [
        "app",
        "Osko",
        "PayID",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": null,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [],
      "eligibility": [
        "business: Eligibility depends on your specific organisation structure and entity type - Please see Suncorp Bank website for more information"
      ],
      "record_stale": false,
      "source_url": "https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/BSA",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/suncorp-bank/BSA.json",
      "snapshot_at": "2026-11-12T02:33:40Z",
      "bank_last_updated": "2026-11-11T13:00:00.000Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 1,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
          "https://www.suncorpbank.com.au/business-banking/bank-accounts/business-savings-account.html",
          "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf"
        ]
      }
    },
    {
      "product_id": "GS",
      "product_name": "Growth Saver Account",
      "product_label": "Growth Saver Account",
      "product_slug": "growth-saver-account",
      "page": "/au/finance/savings-accounts/accounts/suncorp-bank/growth-saver-account/",
      "product_url": "https://www.suncorpbank.com.au/bank-and-save/savings-accounts/growth-saver.html",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "fees_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "eligibility_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "A higher interest savings account that rewards you with Bonus Interest for regular savings.",
      "bonus_is_total": false,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [
        {
          "type": "balance_grows",
          "value": 200,
          "text": "Minimum balance increase per month of $200"
        },
        {
          "type": "max_withdrawals",
          "value": 1,
          "text": "Maximum of 1 withdrawal per month"
        }
      ],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 5.6,
          "intro_pct": null,
          "base_pct": 0.1
        },
        "50000": {
          "ongoing_pct": 5.6,
          "intro_pct": null,
          "base_pct": 0.1
        },
        "250000": {
          "ongoing_pct": 5.6,
          "intro_pct": null,
          "base_pct": 0.1
        }
      },
      "rankings": [
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 11,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 50000,
          "rank": 10,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "ongoing",
          "balance": 250000,
          "rank": 9,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 10000,
          "rank": 22,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 50000,
          "rank": 21,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "intro",
          "balance": 250000,
          "rank": 18,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 10000,
          "rank": 71,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 50000,
          "rank": 72,
          "of": 79
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 250000,
          "rank": 72,
          "of": 79
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": true,
        "payid": true,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": false,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Pay $0 monthly account keeping fees",
          "Earn Bonus Interest when you grow your net balance by $200 (excluding interest) and make…",
          "Bonus Interest - Standard Interest earned in the current calendar month does not contribu…",
          "No maximum balance",
          "No minimum balance to earn standard interest",
          "Pay To is available to manage payments from an eligible bank account in Suncorp Bank App"
        ]
      },
      "feature_tags": [
        "app",
        "Osko",
        "PayID",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": 11,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "grow the balance by $200 or more each month",
        "no more than 1 withdrawal in the month"
      ],
      "eligibility": [
        "residency: Account owners must be residents of Australia"
      ],
      "record_stale": false,
      "source_url": "https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/GS",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/suncorp-bank/GS.json",
      "snapshot_at": "2026-11-12T02:33:40Z",
      "bank_last_updated": "2026-11-11T13:00:00.000Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 1,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
          "https://www.suncorpbank.com.au/bank-and-save/savings-accounts/growth-saver.html",
          "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf"
        ]
      }
    },
    {
      "product_id": "KS",
      "product_name": "Kids Savings",
      "product_label": "Kids Savings",
      "product_slug": "kids-savings",
      "page": "/au/finance/savings-accounts/accounts/suncorp-bank/kids-savings/",
      "product_url": "https://www.suncorpbank.com.au/bank-and-save/kids-bank-accounts/kids-savings-account.html",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "fees_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "eligibility_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf",
      "account_type": "savings",
      "segments": [
        "personal"
      ],
      "segment": "personal",
      "description": "A savings account for under-18s that offers bonus interest for regular savers",
      "bonus_is_total": false,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [
        {
          "type": "min_monthly_deposits",
          "value": 20,
          "text": "Minimum deposit of $20 per month"
        },
        {
          "type": "max_withdrawals",
          "value": 1,
          "text": "Maximum of 1 withdrawal per month"
        }
      ],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 4.8,
          "intro_pct": null,
          "base_pct": 0.35
        },
        "50000": {
          "ongoing_pct": 4.8,
          "intro_pct": null,
          "base_pct": 0.35
        },
        "250000": {
          "ongoing_pct": 4.8,
          "intro_pct": null,
          "base_pct": 0.35
        }
      },
      "rankings": [
        {
          "segment": "personal",
          "kind": "base",
          "balance": 10000,
          "rank": 84,
          "of": 91,
          "hidden_by_default": true
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 50000,
          "rank": 85,
          "of": 91,
          "hidden_by_default": true
        },
        {
          "segment": "personal",
          "kind": "base",
          "balance": 250000,
          "rank": 85,
          "of": 91,
          "hidden_by_default": true
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": false,
        "payid": false,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": false,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Pay $0 account keeping fees",
          "No minimum balance to earn standard interest",
          "Earn Bonus Interest when you deposit at least $20 each month and make no more than 1 with…",
          "No maximum balance"
        ]
      },
      "feature_tags": [
        "app",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": 0.0,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": null,
      "age_max": 18,
      "restrictions": [
        "age_limited"
      ],
      "who_can_open": {
        "restricted": true,
        "groups": [
          {
            "kind": "age",
            "who": "age 11 and under",
            "level": "product",
            "quote": "MAX_AGE 11",
            "source": "feed: eligibility MAX_AGE"
          }
        ],
        "open_note": null
      },
      "conditions": [
        "at least 20 deposits each month",
        "no more than 1 withdrawal in the month",
        "age 18 and under",
        "Where the child is aged 11 <18 years, the account can be opened and operated by the child either solely or as a shared account with the parent/guardian: 11-18",
        "age 11 and under: Where the child is under 11 years of age - parent/guardian consent is required to open the account. The parent/guardian will have full access…",
        "must apply at a Suncorp Bank branch",
        "bonus needs at least $20 deposited in the month, not 20 deposits"
      ],
      "eligibility": [
        "Where the child is aged 11 <18 years, the account can be opened and operated by the child either solely or as a shared account with the parent/guardian: 11-18",
        "age 11 and under: Where the child is under 11 years of age - parent/guardian consent is required to open the account. The parent/guardian will have full access to operate the account and the child cannot transact.",
        "age 18 and under: Account owners must be under 18",
        "age 18 and under: On turning 18 years of age, the accountholder will no longer be eligible to hold a Kids Savings account. We will write to you and convert the account to a Suncorp Bank Everyday Options Account.",
        "residency: Account owners must be residents of Australia"
      ],
      "record_stale": false,
      "source_url": "https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/KS",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/suncorp-bank/KS.json",
      "snapshot_at": "2026-11-12T02:33:40Z",
      "bank_last_updated": "2026-11-11T13:00:00.000Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 1,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
          "https://www.suncorpbank.com.au/bank-and-save/kids-bank-accounts/kids-savings-account.html",
          "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf"
        ]
      }
    },
    {
      "product_id": "BPA",
      "product_name": "Business Premium Account",
      "product_label": "Business Premium Account",
      "product_slug": "business-premium-account",
      "page": "/au/finance/savings-accounts/accounts/suncorp-bank/business-premium-account/",
      "product_url": "https://www.suncorpbank.com.au/business-banking/bank-accounts/business-premium-account.html",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "fees_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "eligibility_url": "https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/business-deposit-accounts.pdf",
      "account_type": "transaction",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "Easy business banking with no monthly account keeping fee and unlimited fee free transactions.",
      "bonus_is_total": null,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": 1,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 0.01,
          "intro_pct": null,
          "base_pct": 0.01
        },
        "50000": {
          "ongoing_pct": 0.01,
          "intro_pct": null,
          "base_pct": 0.01
        },
        "250000": {
          "ongoing_pct": 0.01,
          "intro_pct": null,
          "base_pct": 0.01
        }
      },
      "rankings": [],
      "features": {
        "card_access": true,
        "card": "Visa Debit Card",
        "digital_wallets": [
          "Apple Pay",
          "Google Pay"
        ],
        "osko": true,
        "payid": true,
        "payto": false,
        "bpay": true,
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