{
  "brand": "Tyro Payments",
  "brand_label": "Tyro",
  "brand_slug": "tyro-payments",
  "legal_entity_abn": "49103575042",
  "public_base_uri": "https://public.cdr.tyro.com",
  "logo_uri": "https://www.tyro.com/wp-content/uploads/2021/03/logo1.png",
  "status": "ok",
  "stale": false,
  "bank_last_updated": "2026-02-15T00:23:55Z",
  "at_a_glance": {
    "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.",
    "rates": [
      {"segment":"business","kind":"ongoing","rate_pct":2.9,"base_rate_pct":0.5,"bonus_rate_pct":2.4,"intro_rate_pct":null,"intro_months":null,"product_label":"Bank Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true},
      {"segment":"business","kind":"intro","rate_pct":2.9,"base_rate_pct":0.5,"bonus_rate_pct":2.4,"intro_rate_pct":null,"intro_months":null,"product_label":"Bank Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true},
      {"segment":"business","kind":"base","rate_pct":0.5,"base_rate_pct":0.5,"bonus_rate_pct":2.4,"intro_rate_pct":null,"intro_months":null,"product_label":"Bank Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":null,"interest_paid":"monthly","conditions":"k1","restrictions":[],"record_stale":true}
    ],
    "condition_sets": {
      "k1": [
        "not updated by the bank since 2026-02-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Bonus rate earned on funds in the account greater than 30 days. LONGER THAN 30 DAYS",
        "Bonus rate earned on funds in the account greater than 60 days. LONGER THAN 60 DAYS",
        "Bonus rate earned on funds in the account greater than 90 days. LONGER THAN 90 DAYS",
        "You must be a Tyro EFTPOS/eCommerce customer."
      ]
    },
    "unranked": {
      "products": 0
    }
  },
  "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category",
  "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.",
  "products": [
    {
      "product_id": "93efba95-f852-4455-a965-807c0de3812c",
      "product_name": "Tyro Bank Account",
      "product_label": "Bank Account",
      "product_slug": "bank-account",
      "page": "/au/finance/savings-accounts/accounts/tyro-payments/bank-account/",
      "product_url": "https://www.tyro.com/solutions/bank-account",
      "rate_correction": null,
      "interest_paid_correction": null,
      "min_balance_correction": null,
      "terms_url": "https://www.tyro.com/terms-and-conditions/",
      "fees_url": null,
      "eligibility_url": null,
      "account_type": "savings",
      "segments": [
        "business"
      ],
      "segment": "business",
      "description": "A fee-free, interest earning business bank account that provides the flexibility to move money using the Tyro App.",
      "bonus_is_total": false,
      "intro_is_total": null,
      "intro_is_bonus_rate": null,
      "intro_months": null,
      "intro_conditions": [],
      "bonus_conditions": [
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 30 days. LONGER THAN 30 DAYS"
        },
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 60 days. LONGER THAN 60 DAYS"
        },
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 90 days. LONGER THAN 90 DAYS"
        }
      ],
      "extra_bonuses": [],
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "rates_at_reference_balances": {
        "10000": {
          "ongoing_pct": 2.9,
          "intro_pct": null,
          "base_pct": 0.5
        },
        "50000": {
          "ongoing_pct": 2.9,
          "intro_pct": null,
          "base_pct": 0.5
        },
        "250000": {
          "ongoing_pct": 2.9,
          "intro_pct": null,
          "base_pct": 0.5
        }
      },
      "rankings": [
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 10000,
          "rank": 14,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 50000,
          "rank": 17,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "ongoing",
          "balance": 250000,
          "rank": 19,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 10000,
          "rank": 14,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 50000,
          "rank": 18,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "intro",
          "balance": 250000,
          "rank": 20,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 10000,
          "rank": 34,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 50000,
          "rank": 38,
          "of": 42
        },
        {
          "segment": "business",
          "kind": "base",
          "balance": 250000,
          "rank": 39,
          "of": 42
        }
      ],
      "features": {
        "card_access": false,
        "card": null,
        "digital_wallets": [],
        "osko": false,
        "payid": false,
        "payto": false,
        "bpay": false,
        "app": true,
        "notifications": true,
        "unlimited_transactions": true,
        "free_transactions": null,
        "linked_account_required": false,
        "round_up": false,
        "joint": null,
        "joint_bonus": null,
        "joint_not_for": null,
        "other": [
          "Seamless reconciliation with integrated bank feeds to Xero. Schedule batch payments in Xe…"
        ]
      },
      "feature_tags": [
        "app",
        "notifications",
        "unlimited transactions"
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "fees_without_amount": [],
      "age_min": null,
      "age_max": null,
      "restrictions": [],
      "who_can_open": {
        "restricted": false,
        "groups": [],
        "open_note": null
      },
      "conditions": [
        "not updated by the bank since 2026-02-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Bonus rate earned on funds in the account greater than 30 days. LONGER THAN 30 DAYS",
        "Bonus rate earned on funds in the account greater than 60 days. LONGER THAN 60 DAYS",
        "Bonus rate earned on funds in the account greater than 90 days. LONGER THAN 90 DAYS",
        "You must be a Tyro EFTPOS/eCommerce customer."
      ],
      "eligibility": [
        "business: You must have an active ABN.",
        "You must be a Tyro EFTPOS/eCommerce customer."
      ],
      "record_stale": true,
      "source_url": "https://public.cdr.tyro.com/cds-au/v1/banking/products/93efba95-f852-4455-a965-807c0de3812c",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/tyro-payments/93efba95-f852-4455-a965-807c0de3812c.json",
      "snapshot_at": "2026-10-22T13:25:59Z",
      "bank_last_updated": "2026-02-15T00:23:55.934059Z",
      "ranked": true,
      "unranked_reason": null,
      "row_count": 1,
      "terms_scan": {
        "scanned": "2026-11-01",
        "documents": [
          "https://www.tyro.com/solutions/bank-account",
          "https://www.tyro.com/terms-and-conditions/",
          "https://www.tyro.com/business-banking/transaction-account/"
        ]
      }
    }
  ],
  "rows": [
    {
      "brand": "Tyro Payments",
      "brand_label": "Tyro",
      "brand_slug": "tyro-payments",
      "legal_entity_abn": "49103575042",
      "product_id": "93efba95-f852-4455-a965-807c0de3812c",
      "product_name": "Tyro Bank Account",
      "product_label": "Bank Account",
      "product_slug": "bank-account",
      "page": "/au/finance/savings-accounts/accounts/tyro-payments/bank-account/",
      "product_url": "https://www.tyro.com/solutions/bank-account",
      "terms_url": "https://www.tyro.com/terms-and-conditions/",
      "account_type": "savings",
      "segments": [
        "business"
      ],
      "segment": "business",
      "bonus_is_total": false,
      "intro_is_total": null,
      "intro_months": null,
      "max_bonus_balance": null,
      "min_balance": null,
      "max_balance": null,
      "notice_days": null,
      "bonus_conditions": [
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 30 days. LONGER THAN 30 DAYS"
        },
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 60 days. LONGER THAN 60 DAYS"
        },
        {
          "type": "other",
          "value": null,
          "text": "Bonus rate earned on funds in the account greater than 90 days. LONGER THAN 90 DAYS"
        }
      ],
      "interest_paid": "monthly",
      "interest_calculated": "daily",
      "monthly_fee": null,
      "monthly_fee_note": null,
      "age_min": null,
      "age_max": null,
      "restrictions": [],
      "conditions": [
        "not updated by the bank since 2026-02-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed",
        "Bonus rate earned on funds in the account greater than 30 days. LONGER THAN 30 DAYS",
        "Bonus rate earned on funds in the account greater than 60 days. LONGER THAN 60 DAYS",
        "Bonus rate earned on funds in the account greater than 90 days. LONGER THAN 90 DAYS",
        "You must be a Tyro EFTPOS/eCommerce customer."
      ],
      "record_stale": true,
      "source_url": "https://public.cdr.tyro.com/cds-au/v1/banking/products/93efba95-f852-4455-a965-807c0de3812c",
      "source_snapshot": "/au/finance/savings-accounts/v1/source/tyro-payments/93efba95-f852-4455-a965-807c0de3812c.json",
      "bank_last_updated": "2026-02-15T00:23:55.934059Z",
      "balance_from": 0,
      "balance_to": null,
      "base_rate_pct": 0.5,
      "bonus_rate_pct": 2.4,
      "intro_rate_pct": null,
      "ongoing_rate_pct": 2.9,
      "intro_total_rate_pct": null,
      "rate_application": "whole_balance",
      "ranked": true,
      "unranked_reason": null
    }
  ],
  "licence_shared_with": [
    "Tyro Banking"
  ],
  "guarantee": null
}