{ "brand": "Westpac", "brand_label": "Westpac", "brand_slug": "westpac", "legal_entity_abn": "33007457141", "public_base_uri": "https://digital-api.westpac.com.au", "logo_uri": "https://banking.westpac.com.au/wbc/banking/Themes/Default/Desktop/WBC/Core/Images/logo_white_bg.png.ce5c4c19ec61b56796f0e218fc8329c558421fd8.png", "status": "ok", "stale": false, "bank_last_updated": "2026-11-13T23:31:49Z", "at_a_glance": { "note": "This bank's best savings rate per customer segment (personal, smsf, business) and rate kind (ongoing: the conditional rate, bonus conditions met; intro: in the introductory period; base: the base rate, no conditions met), one line each: the highest of the bank's own entries in the best/{segment}/{kind}/{balance}.json slices (age-limited, pensioner, occupation-limited, organisation-only and adviser-platform accounts left out, as there), so it matches best/ and top/; a bank with no entry there for a segment and kind takes its entry from entries_all. reference_balances are the slice balances where it is the bank's entry; the rate is at the first of them. conditions is a key into condition_sets. unranked counts the products no slice ranks, by reason. Every product and rate row follows in products and rows.", "rates": [ {"segment":"personal","kind":"ongoing","rate_pct":5.5,"base_rate_pct":0.1,"bonus_rate_pct":5.4,"intro_rate_pct":null,"intro_months":null,"product_label":"Life","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k1","restrictions":["linked_account"],"record_stale":false}, {"segment":"personal","kind":"intro","rate_pct":5.75,"base_rate_pct":1.25,"bonus_rate_pct":null,"intro_rate_pct":4.5,"intro_months":5,"product_label":"eSaver","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k2","restrictions":["linked_account"],"record_stale":false}, {"segment":"personal","kind":"base","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"smsf","kind":"ongoing","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"smsf","kind":"intro","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"smsf","kind":"base","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"business","kind":"ongoing","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"business","kind":"intro","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false}, {"segment":"business","kind":"base","rate_pct":1.57,"base_rate_pct":1.57,"bonus_rate_pct":null,"intro_rate_pct":null,"intro_months":null,"product_label":"Cash Investment Account","account_type":"savings","reference_balances":[10000,50000,250000],"max_bonus_balance":null,"max_balance":null,"monthly_fee":0.0,"interest_paid":"monthly","conditions":"k3","restrictions":["linked_account"],"record_stale":false} ], "condition_sets": { "k1": [ "at least one deposit each month", "grow the balance each month", "hold a Westpac everyday account in the same name", "ages 18 and over" ], "k2": [ "Be registered for Online and Telephone Banking.", "To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account.", "the introductory rate is for new eSaver customers (the first eSaver account only; for joint, the primary holder must be new to eSaver)", "5.50% total needs opening online (3.80% intro + 0.45% online bonus + 1.25% base); opened another way the total is 5.05%", "the required Westpac everyday account can cost $5 a month unless waived" ], "k3": [ "Individuals must have an Australian Residential Address. Business customers must be operating using an Australian address.", "Individuals and business customers must Hold a Westpac Share Trading account in the same name (at the time of opening the Westpac Cash Investment account)", "Individuals must be using the account for predominantly personal purposes." ] }, "unranked": { "products": 10, "transaction_account": 9, "no_rate": 1 } }, "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated), transaction and savings accounts category", "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; bonus interest is paid only in the months the account's conditions are met; check the bank's page before acting. This is not financial advice.", "products": [ { "product_id": "TrChoice55", "product_name": "Westpac 55+ and Retired", "product_label": "55+ and Retired", "product_slug": "55-and-retired", "page": "/au/finance/savings-accounts/accounts/westpac/55-and-retired/", "product_url": "https://www.westpac.com.au/bank-accounts/55-and-retired", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf", "fees_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf", "eligibility_url": "https://www.westpac.com.au/bank-accounts/55-and-retired", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "The best of both worlds for retirees 55 and over. An everyday account with a debit card that gives you interest like a savings account.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.05, "intro_pct": null, "base_pct": 0.05 }, "50000": { "ongoing_pct": 1.73, "intro_pct": null, "base_pct": 1.73 }, "250000": { "ongoing_pct": 2.35, "intro_pct": null, "base_pct": 2.35 } }, "rankings": [ { "segment": "personal", "kind": "base", "balance": 250000, "rank": 68, "of": 91, "hidden_by_default": true } ], "features": { "card_access": true, "card": "Use your Debit Mastercard to shop securely online, access c…", "digital_wallets": [ "Apple Pay", "Fitbit Pay", "Garmin Pay", "Google Pay", "Samsung Pay" ], "osko": true, "payid": true, "payto": true, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Payments your way - Use your Debit Mastercard for fast, secure payments online and in-sto…", "Lock your card - Can't find your card? Don't panic. Temporarily lock it in seconds?while…", "Instant Digital Card - Use your digital card right away, before your physical Debit Maste…", "Exclusive offers - Check out our customer-only discounts and offers, including bonus Cash…", "Cardless Cash Withdrawal Feature - Cardless Cash is a convenient and secure way to withdr…", "Weekly Spend Limit will allow customers to set a limit on their accumulative weekly spend…" ] }, "feature_tags": [ "card", "app", "Osko", "PayID", "PayTo", "unlimited transactions", "wallets: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [ "Foreign Transaction Fee (Merchant Outside Australia)", "Foreign Transaction Fee (Australian merchant)" ], "age_min": 55, "age_max": null, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 55 and over", "level": "product", "quote": "MIN_AGE 55", "source": "feed: eligibility MIN_AGE" }, { "kind": "age", "who": "must be retired and aged 55 or over; this is not limited to pension or allowance recipients", "level": "product", "quote": "You must have an Australian residential address and be retired and 55 years or over.", "source": "https://www.westpac.com.au/bank-accounts/55-and-retired", "citation": { "quote": "You must have an Australian residential address and be retired and 55 years or over.", "url": "https://www.westpac.com.au/bank-accounts/55-and-retired#:~:text=You%20must%20have%20an%20Australian,and%2055%20years%20or%20over.", "document_sha256": "c72fe006129e16b2ffa15766b8e6432ba73658ac5b2147c8cb52e898a995c0a7", "confirmed": "2026-11-13" } } ], "open_note": null }, "conditions": [ "age 55 and over", "The card must be linked to an eligible Westpac account", "employment status condition: Eligible retirees aged 55", "must be retired and aged 55 or over; this is not limited to pension or allowance recipients" ], "eligibility": [ "age 55 and over", "residency: Those with an Australian residential address and who are currently in Australia.", "The card must be linked to an eligible Westpac account", "employment status condition: Eligible retirees aged 55" ], "record_stale": false, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/TrChoice55", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/TrChoice55.json", "snapshot_at": "2026-11-13T01:42:52Z", "bank_last_updated": "2026-11-13T01:56:11Z", "ranked": true, "unranked_reason": null, "row_count": 4, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.westpac.com.au/bank-accounts/55-and-retired", "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf" ] } }, { "product_id": "SavBump", "product_name": "Bump Savings", "product_label": "Bump Savings", "product_slug": "bump-savings", "page": "/au/finance/savings-accounts/accounts/westpac/bump-savings/", "product_url": "https://www.westpac.com.au/bank-accounts/savings-accounts/bump", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf", "fees_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf", "eligibility_url": "https://www.westpac.com.au/bank-accounts/youth/kids", "account_type": "savings", "segments": [ "personal" ], "segment": "personal", "description": "The trick to saving is to start early. With a Westpac Bump kids savings account, get the money-growing habits you need.", "bonus_is_total": false, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [ { "type": "min_monthly_deposits", "value": 1, "text": "Make at least one eligible deposit. Interest paid into the account doesn't count" }, { "type": "balance_grows", "value": 0.01, "text": "0.01" } ], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 5.55, "intro_pct": null, "base_pct": 1.75 }, "50000": { "ongoing_pct": 5.55, "intro_pct": null, "base_pct": 1.75 }, "250000": { "ongoing_pct": 5.55, "intro_pct": null, "base_pct": 1.75 } }, "rankings": [ { "segment": "personal", "kind": "ongoing", "balance": 10000, "rank": 29, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "ongoing", "balance": 50000, "rank": 25, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "ongoing", "balance": 250000, "rank": 15, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "base", "balance": 10000, "rank": 73, "of": 91, "hidden_by_default": true }, { "segment": "personal", "kind": "base", "balance": 50000, "rank": 74, "of": 91, "hidden_by_default": true } ], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": true, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": false, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Statements: 6 monthly, or more frequently on request.", "Zero monthly fees - There are no account-keeping or transaction fees, but other fees migh…", "Bucket your savings - In up to 6 different Savings Goals with just one account.", "Make savings goals: Sharing your saving goals with others may motivate you to save even m…", "Track your spending - Open with an everyday account to keep an eye on spending in the Wes…", "Parental notifications - Messages for parents or guardians about your account activity so…" ] }, "feature_tags": [ "app", "notifications", "unlimited transactions" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [], "age_min": null, "age_max": 17, "restrictions": [ "age_limited" ], "who_can_open": { "restricted": true, "groups": [ { "kind": "age", "who": "age 17 and under", "level": "product", "quote": "MAX_AGE 17", "source": "feed: eligibility MAX_AGE" } ], "open_note": null }, "conditions": [ "at least one deposit each month", "grow the balance each month", "age 17 and under", "Child under 14 - Accounts for children under 14 can be opened online if a parent or guardian is at least 18 and a Westpac customer. Otherwise, the account will…", "Child aged 14 ? 17 - A child aged 14-17 can open their account online or at a branch.", "the bonus also needs the balance to stay at or above $0 at all times in the month" ], "eligibility": [ "Child under 14 - Accounts for children under 14 can be opened online if a parent or guardian is at least 18 and a Westpac customer. Otherwise, the account will need to be opened at a branch.", "Child aged 14 ? 17 - A child aged 14-17 can open their account online or at a branch.", "age 17 and under: You can open a Bump Savings account for your child as long as they are under 18. For account holders under the age of 14, an account can be opened for a child in the child's name by a parent, guardian, or grandparent, who must become an authorised signatory at the time of opening the account. There must be at least one authorised signatory on the account. The sole authorised signatory cannot be removed from the account until the child has turned 14 or another authorised signatory is added to the account. For customers 14 years old or over: A child may open an account in their own name. If you are under 12 years old, Parental Control function is mandatory which gives your parent or guardian control of the account. The level of access under Parental Controls can be changed at any time by an authorised signatory or, if you are over 12, by the account holder.", "residency: You need to have an Australian residential address and currently be in Australia." ], "record_stale": false, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavBump", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/SavBump.json", "snapshot_at": "2026-11-13T01:42:52Z", "bank_last_updated": "2026-11-13T01:56:11Z", "ranked": true, "unranked_reason": null, "row_count": 1, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.westpac.com.au/bank-accounts/savings-accounts/bump", "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/pb/PersonalAccounts-tandc.pdf" ] } }, { "product_id": "SavBusCashRes", "product_name": "Business Cash Reserve Savings", "product_label": "Business Cash Reserve Savings", "product_slug": "business-cash-reserve-savings", "page": "/au/finance/savings-accounts/accounts/westpac/business-cash-reserve-savings/", "product_url": "https://www.westpac.com.au/business-banking/savings-accounts/cash-reserve/", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "fees_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "eligibility_url": "https://www.westpac.com.au/business-banking/savings-accounts/cash-reserve/", "account_type": "savings", "segments": [ "smsf", "business" ], "segment": "business", "description": "Earn interest on your collected GST and access your funds anytime you need them with our most popular business online savings account", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.65, "intro_pct": null, "base_pct": 0.65 }, "50000": { "ongoing_pct": 0.95, "intro_pct": null, "base_pct": 0.95 }, "250000": { "ongoing_pct": 1.5, "intro_pct": null, "base_pct": 1.5 } }, "rankings": [], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": true, "notifications": false, "unlimited_transactions": true, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "No account-keeping fees: Earn interest on your surplus funds, noting that zero interest r…", "$0 linked account transfers: Move cash to and from your Westpac transaction account via O…", "Access your money 24/7: Get access to your savings at anytime, anywhere. Access to funds…", "Bucket your savings: Create multiple accounts for expenses like GST and tax to avoid a ca…", "Tiered interest is paid on certain balances", "Interest is paid on a monthly basis." ] }, "feature_tags": [ "app", "unlimited transactions", "linked account required" ], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "fees_without_amount": [], "age_min": 18, "age_max": null, "restrictions": [ "linked_account" ], "who_can_open": { "restricted": false, "groups": [], "open_note": null }, "conditions": [ "Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations", "Must not be an individual using the account for predominantly personal purposes", "Needs an eligible Westpac business transaction account to link to.", "applicant and all signatories must be 18 or over", "needs an eligible Westpac business transaction account to link to" ], "eligibility": [ "residency: Operating in Australia with an Australian address", "Eligible entities include sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations", "Must not be an individual using the account for predominantly personal purposes", "Needs an eligible Westpac business transaction account to link to." ], "record_stale": false, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavBusCashRes", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/SavBusCashRes.json", "snapshot_at": "2026-11-13T01:42:52Z", "bank_last_updated": "2026-11-13T23:31:49Z", "ranked": true, "unranked_reason": null, "row_count": 4, "terms_scan": { "scanned": "2026-11-01", "documents": [ "https://www.westpac.com.au/business-banking/savings-accounts/cash-reserve/", "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf" ] } }, { "product_id": "TrBusPremiumCashReserve", "product_name": "Business Premium Cash Reserve", "product_label": "Business Premium Cash Reserve", "product_slug": "business-premium-cash-reserve", "page": "/au/finance/savings-accounts/accounts/westpac/business-premium-cash-reserve/", "product_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "rate_correction": null, "interest_paid_correction": null, "min_balance_correction": null, "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "fees_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "eligibility_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "account_type": "savings", "segments": [ "business" ], "segment": "business", "description": "An online savings account designed for those who wish to earn a higher rate of interest on their investments having convenient access to funds via Telephone Banking or Online Banking. The Business Premium Cash Reserve has certain qualifying criteria.", "bonus_is_total": null, "intro_is_total": null, "intro_is_bonus_rate": null, "intro_months": null, "intro_conditions": [], "bonus_conditions": [], "extra_bonuses": [], "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "rates_at_reference_balances": { "10000": { "ongoing_pct": 0.01, "intro_pct": null, "base_pct": 0.01 }, "50000": { "ongoing_pct": 0.01, "intro_pct": null, "base_pct": 0.01 }, "250000": { "ongoing_pct": 1.5, "intro_pct": null, "base_pct": 1.5 } }, "rankings": [], "features": { "card_access": false, "card": null, "digital_wallets": [], "osko": false, "payid": false, "payto": false, "bpay": false, "app": false, "notifications": false, "unlimited_transactions": false, "free_transactions": null, "linked_account_required": true, "round_up": false, "joint": null, "joint_bonus": null, "joint_not_for": null, "other": [ "Interest Rates Availability: Tiered interest is paid 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You'll get a Customer ID and Online Banking profile.", "Verify your ID when you arrive in Australia. You'll need ID documents, such as your passport to verify your identity at a local branch." ], "record_stale": true, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/TrChoiceMigrant", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/TrChoiceMigrant.json", "bank_last_updated": "2026-10-29T02:41:56Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" }, { "brand": "Westpac", "brand_label": "Westpac", "brand_slug": "westpac", "legal_entity_abn": "33007457141", "product_id": "TrComSolOne", "product_name": "Community Solutions One", "product_label": "Community Solutions One", "product_slug": "community-solutions-one", "page": "/au/finance/savings-accounts/accounts/westpac/community-solutions-one/", "product_url": "https://www.westpac.com.au/business-banking/bank-accounts/not-for-profit-community-cheque/", "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/deposit-accts-bus-customers-tandc.pdf", "account_type": "transaction", "segments": [ "personal", "business" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": null, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "age_min": 18, "age_max": null, "restrictions": [ "organisation_only" ], "conditions": [ "open only to clubs, not-for-profits, schools or community organisations", "Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties" ], "record_stale": false, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/TrComSolOne", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/TrComSolOne.json", "bank_last_updated": "2026-11-04T03:46:01Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" }, { "brand": "Westpac", "brand_label": "Westpac", "brand_slug": "westpac", "legal_entity_abn": "33007457141", "product_id": "WestpacNoticeSaver", "product_name": "Westpac Notice Saver 31, 60 & 90 days", "product_label": "Notice Saver 31, 60 & 90 Days", "product_slug": "notice-saver-31-60-90-days", "page": "/au/finance/savings-accounts/accounts/westpac/notice-saver-31-60-90-days/", "product_url": "https://www.westpac.com.au/business-banking/bank-accounts/notice-saver-lp/", "terms_url": "https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/bb/Westpac_Notice_Saver_Combined_Financial_Services_Guide_and_PDS.pdf", "account_type": "notice", "segments": [ "personal", "smsf", "business" ], "segment": "personal", "bonus_is_total": null, "intro_is_total": null, "intro_months": null, "max_bonus_balance": null, "min_balance": null, "max_balance": null, "notice_days": 31, "bonus_conditions": [], "interest_paid": "monthly", "interest_calculated": "daily", "monthly_fee": 0.0, "monthly_fee_note": null, "age_min": 18, "age_max": null, "restrictions": [ "notice", "linked_account" ], "conditions": [ "31 days' notice to withdraw", "the feed lists several base rates for one balance; 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Otherwise, the account will…", "Child aged 14 ? 17 - A child aged 14-17 can open their account online or at a branch." ], "record_stale": true, "source_url": "https://digital-api.westpac.com.au/cds-au/v1/banking/products/TrChoiceYouth", "source_snapshot": "/au/finance/savings-accounts/v1/source/westpac/TrChoiceYouth.json", "bank_last_updated": "2026-10-28T01:56:10Z", "balance_from": 0, "balance_to": null, "base_rate_pct": 0.0, "bonus_rate_pct": null, "intro_rate_pct": null, "ongoing_rate_pct": 0.0, "intro_total_rate_pct": null, "rate_application": "whole_balance", "ranked": false, "unranked_reason": "transaction_account" } ], "licence_shared_with": [ "Bank of Melbourne", "BankSA", "St.George Bank" ], "guarantee": { "adi": "Westpac Banking Corporation", "abn": "33007457141", "shares_limit_with": [ { "brand_slug": "st-george-bank", "brand_label": "St.George Bank" }, { "brand_slug": "bank-of-melbourne", "brand_label": "Bank of Melbourne" }, { "brand_slug": "banksa", "brand_label": "BankSA" } ], "may_share_limit_with": [], "source": "https://www.apra.gov.au/financial-claims-scheme/banks-building-societies-and-credit-unions/list-authorised-deposit-taking" } }