{
  "snapshot_at": "2026-10-22T13:24:02Z",
  "brand": "Alex.Bank",
  "brand_slug": "alex-bank",
  "product_id": "086e30f2-dbbb-4252-a3a6-73848456b2cb",
  "cdr_url": "https://public.cdr.alex.com.au/cds-au/v1/banking/products/086e30f2-dbbb-4252-a3a6-73848456b2cb",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.alex.com.au/cds-au/v1/banking/products/086e30f2-dbbb-4252-a3a6-73848456b2cb'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.alex.bank/legal/savings-account-target-market-determination/",
      "feesAndPricingUri": "https://www.alex.com.au/legal/savings-rate-fee-guide/",
      "overviewUri": "https://www.alex.bank/save/",
      "termsUri": "https://www.alex.com.au/legal/terms-conditions-savings/"
    },
    "brand": "Alex Bank",
    "brandName": "Alex Bank",
    "constraints": [
      {
        "additionalValue": "250000.00",
        "constraintType": "MAX_BALANCE"
      }
    ],
    "depositRates": [
      {
        "additionalInfoUri": "https://www.alex.bank/legal/savings-rate-and-fee-guide/",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "VARIABLE",
        "rate": "0.045"
      }
    ],
    "description": "Alex gets you a fee free, high yield savings account. ",
    "eligibility": [
      {
        "additionalValue": "Not available for joint applicants or non-individual applicants",
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalValue": "Individuals must be an Australian Citizen or Permanent Resident",
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalValue": "Applicants must hold valid Australian Photo ID (Drivers Licence or Passport)",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "features": [
      {
        "additionalInfo": "Pay Anyone (Direct Entry)",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Unlimited electronic transactions via Alex Online (Internet Banking)",
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "additionalInfo": "Mobile App",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalInfo": "Internet Banking",
        "featureType": "DIGITAL_BANKING"
      }
    ],
    "fees": [
      {
        "additionalValue": "month",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Account Keeping Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-05-12T14:01:10Z",
    "name": "Savings",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "086e30f2-dbbb-4252-a3a6-73848456b2cb"
  }
}