{
  "snapshot_at": "2026-10-22T13:24:02Z",
  "brand": "AMP Bank GO",
  "brand_slug": "amp-bank-go",
  "product_id": "908e6787-1a71-4f7f-a982-6f93a557020e",
  "cdr_url": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/908e6787-1a71-4f7f-a982-6f93a557020e",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/908e6787-1a71-4f7f-a982-6f93a557020e'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "lastUpdated": "2026-03-13T02:46:31.628Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "AMP Bank GO Everyday Business Account",
    "description": "The AMP Bank GO Everyday Business Account is a digital-first transaction account for business purposes.",
    "brand": "AMP Bank GO",
    "brandName": "AMP Bank GO",
    "applicationUri": "https://www.amp.com.au/help-and-support/banking-faqs/amp-bank-go/download-amp-bank-go",
    "isTailored": true,
    "additionalInformation": {
      "overviewUri": "https://www.amp.com.au/business-banking/small-business-everyday-money",
      "termsUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "eligibilityUri": "https://www.amp.com.au/content/dam/bank-app/amp-bank-everyday-business-account-tmd-ob.pdf",
      "feesAndPricingUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
    },
    "features": [
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "AMP Bank Debit Mastercard",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Real time notifications for money in and out. In-app service notifications",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay and Google Pay",
        "additionalInfo": "Digital wallet Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/digital-wallet-terms-and-conditions.pdf"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "FREE_TXNS",
        "additionalValue": "Unlimited",
        "additionalInfo": "Account Limits, Fees and Charges",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Qantas Business Rewards",
        "additionalInfo": "",
        "additionalInfoUri": "https://www.amp.com.au/business-banking/small-business-everyday-money/qantas-business-rewards"
      },
      {
        "featureType": "OVERDRAFT",
        "additionalValue": "A Business Overdraft is a credit facility that is linked to your Everyday Business Account.",
        "additionalInfo": "Business Overdraft Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/business-overdraft-terms-and-conditions.pdf"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Live Payments",
        "additionalInfo": "Simple, affordable payment acceptance for mini-businesses. Available to customers who sign up to Live Payments via AMP Bank GO and settle into an AMP Bank GO Everyday Business Account.",
        "additionalInfoUri": "https://www.amp.com.au/business-banking/small-business-everyday-money/live-payments"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "1 Qantas Point for every $10 of monthly average balance,  paid monthly. Maximum earn rate of 500,000 Qantas Points per month.",
        "additionalInfo": "",
        "additionalInfoUri": "https://www.amp.com.au/campaigns/bank/earn-qantas-rewards"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "0.00",
        "additionalInfo": "The is no minimum balance",
        "additionalInfoUri": ""
      },
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "0.00",
        "additionalInfo": "There is no deposit requirement to open your account",
        "additionalInfoUri": ""
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      }
    ],
    "fees": [
      {
        "name": "Monthly account management fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "When you open and use your account with us ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "Business Overdraft Monthly Service Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "variable",
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "1% p.a. of your approved credit limit, charged monthly in arrears. A monthly fee based on your Business Overdraft limit",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/business-overdraft-terms-and-conditions.pdf",
        "variable": {}
      },
      {
        "name": " Business Overdraft Establishment Fee over $20000",
        "feeType": "UPFRONT",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "200.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "1% of their approved credit limit OR a $200 upfront fee will be applied to the overdraft origination fee depending on which value is greater.",
        "additionalInfoUri": "https://www.amp.com.au/business-banking/small-business-everyday-money/business-overdrafts"
      },
      {
        "name": "Business Overdraft Establishment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "200.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "A one-time set up fee charged to your Everyday Business Account when you open a Business Overdraft. Establishment fee is calculated at $200 or 1% of credit limit, whichever is greater. ",
        "additionalInfoUri": "https://www.amp.com.au/business-banking/small-business-everyday-money/business-overdrafts"
      },
      {
        "name": "ATM withdrawal fee",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "When you withdraw cash at ANZ, CBA, Westpac, NAB and atmx branded ATMs in Australia  We don't charge you a fee, but other ATM operators may apply a direct charge for ATM transactions ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "Currency conversion fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "When you use your Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency, and the transaction is converted to Australian dollars ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "International ATM withdrawal fee ",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "We don't charge you a fee, but ATM operators may apply a direct charge for ATM transactions ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Deposit-Business Deposits-0%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "Unarranged-Everyday Business Unarranged Overdraft-0%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.1545",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "Sole Trader Overdraft 0825-Arranged-Business Overdraft Sole Trader Interest Scheme 120825-15.45%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.1545",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "Single Director Overdraft 0825-Arranged-Overdraft Single Director Interest Scheme 120825-15.45%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      }
    ],
    "productId": "908e6787-1a71-4f7f-a982-6f93a557020e"
  }
}