{
  "snapshot_at": "2026-10-22T13:24:02Z",
  "brand": "ANZ Plus",
  "brand_slug": "anz-plus",
  "product_id": "SAVING02",
  "cdr_url": "https://cdr.apix.anz/cds-au/v1/banking/products/SAVING02",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://cdr.apix.anz/cds-au/v1/banking/products/SAVING02'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "SAVING02",
    "lastUpdated": "2026-10-08T13:00:00.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "ANZ Plus Flex Saver",
    "description": "Earn interest, pay bills and make transfers using the ANZ Plus Flex Saver.",
    "brand": "ANZ Plus",
    "brandName": "ANZ Plus",
    "applicationUri": "https://anz.com/plus/products",
    "isTailored": false,
    "additionalInformation": {
      "eligibilityUri": "https://anz.com/plus/terms",
      "feesAndPricingUri": "https://anz.com/plus/terms",
      "overviewUri": "https://www.anz.com.au/plus/accounts/anz-plus-flex-saver/",
      "termsUri": "https://anz.com/plus/terms"
    },
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "PayTo",
        "additionalInfoUri": "https://www.anz.com.au/plus/accounts/anz-plus-flex-saver/"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY",
        "additionalInfoUri": "https://www.anz.com.au/plus/accounts/anz-plus-flex-saver/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "eligibility": [
      {
        "additionalValue": "15",
        "eligibilityType": "MIN_AGE"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalValue": "Australian Permanent Resident, Australian Citizen, Australian Temporary Resident",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "fees": [
      {
        "name": "INTERNATIONAL INWARD MONEY TRANSFER FEE",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "15.00"
        }
      },
      {
        "name": "INTERNATIONAL MONEY TRANSFER FEE",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.\n\n",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "15.00"
        }
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0535",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "ANZ Plus Flex Saver Rates",
        "additionalInfoUri": "https://www.anz.com.au/plus/interest-fees/",
        "applicationType": "PERIODIC",
        "tiers": [
          {
            "name": "First $5,000",
            "unitOfMeasure": "DOLLAR",
            "rateApplicationMethod": "PER_TIER",
            "minimumValue": "0.00",
            "maximumValue": "5000.00",
            "applicabilityConditions": [
              {
                "additionalInfo": "Balances up to $5,000",
                "additionalInfoUri": "https://www.anz.com.au/plus/interest-fees/",
                "rateApplicabilityType": "OTHER"
              }
            ]
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0235",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfo": "ANZ Plus Flex Saver Rates",
        "additionalInfoUri": "https://www.anz.com.au/plus/interest-fees/",
        "applicationType": "PERIODIC",
        "tiers": [
          {
            "name": "Every dollar over $5,000",
            "unitOfMeasure": "DOLLAR",
            "rateApplicationMethod": "PER_TIER",
            "minimumValue": "5000.01",
            "maximumValue": "999999999.99",
            "applicabilityConditions": [
              {
                "additionalInfo": "Every dollar over $5,000",
                "additionalInfoUri": "https://www.anz.com.au/plus/interest-fees/",
                "rateApplicabilityType": "OTHER"
              }
            ]
          }
        ]
      }
    ]
  }
}