{
  "snapshot_at": "2026-10-22T13:24:02Z",
  "brand": "ANZ Plus",
  "brand_slug": "anz-plus",
  "product_id": "TRANSACT01",
  "cdr_url": "https://cdr.apix.anz/cds-au/v1/banking/products/TRANSACT01",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://cdr.apix.anz/cds-au/v1/banking/products/TRANSACT01'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "TRANSACT01",
    "lastUpdated": "2026-04-27T14:00:00.000Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "ANZ Plus Everyday",
    "description": "Get an ANZ Plus Everyday account to help sort your spending",
    "brand": "ANZ Plus",
    "brandName": "ANZ Plus",
    "applicationUri": "https://anz.com/plus/products",
    "isTailored": false,
    "additionalInformation": {
      "bundleUri": "https://anz.com/plus/products",
      "eligibilityUri": "https://anz.com/plus/terms",
      "feesAndPricingUri": "https://anz.com/plus/terms",
      "overviewUri": "https://anz.com/plus/products",
      "termsUri": "https://anz.com/plus/terms"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "DEBIT",
        "imageUri": "https://anz.com.au/content/dam/anzplus/images/open-banking/anzplus-visa-debit-card-512px.png",
        "title": "Consumer Visa Debit Card Standard"
      }
    ],
    "bundles": [
      {
        "additionalInfoUri": "https://anz.com/plus/products",
        "description": "ANZ Plus bundle with a single ANZ Plus Everyday account, a single ANZ Plus Growth Saver account and a Visa Debit Consumer Standard Card attached as a service to the ANZ Plus Everyday account.",
        "name": "ANZ Plus",
        "productIds": [
          "TRANSACT01",
          "SAVING01"
        ]
      }
    ],
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "PayTo",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Consumer Visa Debit Card Standard",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfoUri": "https://anz.com/plus/products"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "eligibility": [
      {
        "additionalValue": "15",
        "eligibilityType": "MIN_AGE"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "additionalValue": "Australian Permanent Resident, Australian Citizen, Australian Temporary Resident",
        "eligibilityType": "RESIDENCY_STATUS"
      }
    ],
    "fees": [
      {
        "name": "OVERSEAS NON ANZ ATM FEE",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Overseas Transaction Fee",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0300",
          "amountRange": {
            "feeMinimum": "0.00"
          }
        }
      },
      {
        "name": "INTERNATIONAL INWARD MONEY TRANSFER FEE",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "15.00"
        }
      },
      {
        "name": "OFFSET FEE",
        "feeType": "EVENT",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "INTERNATIONAL MONEY TRANSFER FEE",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "See the ANZ Plus Deposit Account T&Cs for details on fees.\n\n",
        "additionalInfoUri": "https://anz.com/plus/terms",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "15.00"
        }
      }
    ]
  }
}