{ "snapshot_at": "2026-10-22T13:24:03Z", "brand": "Australian Military Bank", "brand_slug": "australian-military-bank", "product_id": "d397f2bc-69e8-4bbc-b5ec-b990ba568d9c", "cdr_url": "https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/d397f2bc-69e8-4bbc-b5ec-b990ba568d9c", "x_v": 7, "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/d397f2bc-69e8-4bbc-b5ec-b990ba568d9c'", "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.", "data": { "brand": "AMB", "description": "Our Pension Access Account is specifically designed for those aged 55 and over who are receiving a Government pension. You can easily manage your pension and the interest you receive on your savings", "isTailored": false, "lastUpdated": "2026-09-14T14:00:00.671096Z", "name": "Pension Access Account", "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS", "productId": "d397f2bc-69e8-4bbc-b5ec-b990ba568d9c", "additionalInformation": { "overviewUri": "https://www.australianmilitarybank.com.au/everyday-accounts/pension-access-account", "termsUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "eligibilityUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "feesAndPricingUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "bundleUri": null, "additionalOverviewUris": null, "additionalTermsUris": null, "additionalEligibilityUris": null, "additionalFeesAndPricingUris": null, "additionalBundleUris": null }, "applicationUri": "https://ib.australianmilitarybank.com.au/AMBInternetBanking/?pd=STPEN", "brandName": "AMB Bank Product ", "brandGroup": null, "cardArt": [ { "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBGeneric.png", "title": "VISA Debit - Civilian ", "cardScheme": "MASTERCARD", "cardType": "DEBIT" }, { "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBNavy.png", "title": "VISA Debit - Navy", "cardScheme": "MASTERCARD", "cardType": "DEBIT" }, { "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBArmy.png", "title": "VISA Debit - Army", "cardScheme": "MASTERCARD", "cardType": "DEBIT" }, { "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBAirforce.png", "title": "VISA Debit - Airforce", "cardScheme": "MASTERCARD", "cardType": "DEBIT" } ], "effectiveFrom": "2024-02-21T13:00:00Z", "effectiveTo": null, "bundles": [], "constraints": [], "depositRates": [ { "depositRateType": "VARIABLE", "rate": "0.02", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "applicationFrequency": "P1M", "calculationFrequency": "P1D", "tiers": [], "applicationType": "PERIODIC", "applicabilityConditions": [] } ], "eligibility": [ { "eligibilityType": "RESIDENCY_STATUS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Australian citizen or permanent resident" }, { "eligibilityType": "PENSION_RECIPIENT", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null }, { "eligibilityType": "MIN_AGE", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "55" } ], "features": [ { "featureType": "NOTIFICATIONS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Members can set up a variety of notifications in Internet Banking" }, { "featureType": "CARD_ACCESS", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Visa Debit" }, { "featureType": "DIGITAL_BANKING", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null }, { "featureType": "BILL_PAYMENT", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "BPAY" }, { "featureType": "OTHER", "additionalInfo": "Tiered interest rate", "additionalInfoUri": null, "additionalValue": null }, { "featureType": "DIGITAL_WALLET", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "Apple Pay, Google Pay, Samsung Pay. Garmin Pay, Fitbit Pay" }, { "featureType": "NPP_PAYID", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null } ], "fees": [ { "feeType": "EVENT", "name": "Bank@Post cheque dishonour fee", "additionalInfo": "At cost", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "1.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Bank@Post cheque dishonour fee", "additionalInfo": "At cost", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "1.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "EFTPOS dispute fee", "additionalInfo": "At cost", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "variable", "fixedAmount": null, "rateBased": null, "variable": { "feeMinimum": "1.00", "feeMaximum": null }, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Amendment/ cancellation of\ntelegraphic transfer/swift transfers", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "35.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (online)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "20.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Declined transactions (insufficient funds)", "additionalInfo": "ATM and EFTPOS within Australia", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.80" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "BPAY - periodical payment (each time processed)", "additionalInfo": "Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.", "additionalInfoUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.60" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Periodical payment - insufficient funds rejection fee", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Foreign Currency Conversion fee", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "rateBased", "fixedAmount": null, "rateBased": { "rateType": "TRANSACTION", "rate": "0.03", "accrualFrequency": null, "amountRange": null }, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Foreign drafts", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "20.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Foreign Cheque encashment (AU$5000)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "50.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (AUD)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "50.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Inactive fee for accounts inactive 12 months\nor greater", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1M", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "2.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Swift transfers", "additionalInfo": "Electronic funds transfer between Australian Military Bank and other financial institutions", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "25.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Dormancy fee for accounts inactive greater\nthan 24 months", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1M", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "2.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Paper statement fee (per statement)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1M", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "2.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "PERIODIC", "name": "Visa Debit card annual fee", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": "P1Y", "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "EFT trace/recall of funds", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "25.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "EFTPOS transactions (when pressing Savings)", "additionalInfo": "ATM and EFTPOS within Australia. Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.", "additionalInfoUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.70" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Telegraphic transfers (foreign currency)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "30.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "BPAY transaction (self-serve", "additionalInfo": "Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.", "additionalInfoUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.60" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "WITHDRAWAL", "name": "Overseas ATM withdrawals", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "4.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "External transfer/BPAY (staff-assisted)", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "5.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "External transfer (self-serve)", "additionalInfo": "Fee may be eligible for Relationship Reward Rebate. Refer to Fees and Charges Schedule for more information.", "additionalInfoUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Direct debit dishonour - electronic", "additionalInfo": null, "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "10.00" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "EVENT", "name": "Foreign Cash", "additionalInfo": "1% of AUD value of amount purchased. Minimum order of AU$100 applies", "additionalInfoUri": null, "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "rateBased", "fixedAmount": null, "rateBased": { "rateType": "TRANSACTION", "rate": "0.01", "accrualFrequency": null, "amountRange": null }, "variable": null, "feeCap": null, "feeCapPeriod": null }, { "feeType": "TRANSACTION", "name": "Direct Debit", "additionalInfo": "Fee may be eligible for Relationship Reward Rebate. Please refer to Fees and Charges Schedule for more information.", "additionalInfoUri": "https://www.australianmilitarybank.com.au/disclosuredocuments", "additionalValue": null, "currency": "AUD", "discounts": [], "feeMethodUType": "fixedAmount", "fixedAmount": { "amount": "0.50" }, "rateBased": null, "variable": null, "feeCap": null, "feeCapPeriod": null } ], "lendingRates": [], "instalments": null } }