{
  "snapshot_at": "2026-11-12T02:32:00Z",
  "brand": "Australian Military Bank",
  "brand_slug": "australian-military-bank",
  "product_id": "f541d5ed-51df-4c4d-8e8c-2d2e70f18e4e",
  "cdr_url": "https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/f541d5ed-51df-4c4d-8e8c-2d2e70f18e4e",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/f541d5ed-51df-4c4d-8e8c-2d2e70f18e4e'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "AMB",
    "description": "An everyday transaction account for kids designed to be used in tandem with our Online Saver. It’s the perfect way for your child to learn responsible spending habits in a safe way.",
    "isTailored": false,
    "lastUpdated": "2026-11-11T04:06:24.651525Z",
    "name": "Military Kids Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "f541d5ed-51df-4c4d-8e8c-2d2e70f18e4e",
    "additionalInformation": {
      "overviewUri": "https://www.australianmilitarybank.com.au/everyday-accounts/military-kids-account",
      "termsUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
      "eligibilityUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
      "feesAndPricingUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.australianmilitarybank.com.au/sites/default/files/pdf/AMB2025_FORM_Junior-Membership-Application.pdf",
    "brandName": "AMB Bank Product ",
    "brandGroup": null,
    "cardArt": [
      {
        "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBGeneric.png",
        "title": "VISA Debit - Civilian ",
        "cardScheme": "MASTERCARD",
        "cardType": "DEBIT"
      },
      {
        "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBNavy.png",
        "title": "VISA Debit - Navy",
        "cardScheme": "MASTERCARD",
        "cardType": "DEBIT"
      },
      {
        "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBArmy.png",
        "title": "VISA Debit - Army",
        "cardScheme": "MASTERCARD",
        "cardType": "DEBIT"
      },
      {
        "imageUri": "https://www.australianmilitarybank.com.au/sites/default/files/AMBAirforce.png",
        "title": "VISA Debit - Airforce",
        "cardScheme": "MASTERCARD",
        "cardType": "DEBIT"
      }
    ],
    "effectiveFrom": "2024-12-12T13:00:00Z",
    "effectiveTo": null,
    "bundles": [],
    "constraints": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [],
        "applicationType": "PERIODIC",
        "applicabilityConditions": []
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Individuals must be citizens or permanent residents of Australia."
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Members can set up a variety of notifications in Internet Banking"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No monthly account keeping fees",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "BPAY"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Free Visa Debit card available for kids 11 years and over"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "EVENT",
        "name": "Audit Certificate Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
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        "discounts": [],
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          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Retrieval of member documents from archives",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
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          "feeMaximum": null
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        "feeCap": null,
        "feeCapPeriod": null
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      {
        "feeType": "EVENT",
        "name": "Member requested paper statements",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
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        },
        "rateBased": null,
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        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Member requested paper statement collected at branch",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
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        "rateBased": null,
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        "feeCap": null,
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      {
        "feeType": "EVENT",
        "name": "Member requested paper statements posted",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
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        "discounts": [],
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        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Foreign Currency Cheque Conversion",
        "additionalInfo": " (EUR (<€460K) / GBP (<£400K) / USD (<$500K) / CAD (<$5K))",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
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        "rateBased": null,
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        "feeCap": null,
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      },
      {
        "feeType": "EVENT",
        "name": "Foreign Cheque Conversion",
        "additionalInfo": "(EUR (>€460K) / GBP (>£400K / USD (>$500K) / CAD (>$5K))",
        "additionalInfoUri": null,
        "additionalValue": null,
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        "discounts": [],
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        "rateBased": null,
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        "feeCap": null,
        "feeCapPeriod": null
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      {
        "feeType": "EVENT",
        "name": "Foreign Drafts",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
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        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
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      {
        "feeType": "EVENT",
        "name": "Declined Visa Dispute",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
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        "feeCap": null,
        "feeCapPeriod": null
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      {
        "feeType": "TRANSACTION",
        "name": "Declined Credit Transactions",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.80"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Overseas ATM Withdrawals",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "4.50"
        },
        "rateBased": null,
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        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Declined EFTPOS Transactions",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
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        "feeType": "EVENT",
        "name": "Direct Debit Dishonour",
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        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
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        "rateBased": null,
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        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Staff Assisted External Transfer",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
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          "amount": "0.60"
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        "rateBased": null,
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        "feeCapPeriod": null
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      {
        "feeType": "EVENT",
        "name": "Staff Assisted BPAY",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.60"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Foreign Currency Encashment",
        "additionalInfo": "Minimum buyback is $50 USD",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
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        "rateBased": null,
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      },
      {
        "feeType": "EVENT",
        "name": "Telegraphic Transfers (Foreign Currency)",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "rateBased": null,
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      },
      {
        "feeType": "EVENT",
        "name": "Telegraphic Transfer (Australian Currency)",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Telegraphic Transfer (Online)",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Buy Foreign Currency",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.01",
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          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
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      },
      {
        "feeType": "WITHDRAWAL",
        "name": "ATM Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
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          "feeMinimum": "0.00",
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        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Bank@Post Cheque Dishonour Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
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          "feeMinimum": "16.53",
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "EFTPOS Dispute Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
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        "rateBased": null,
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Cash Advance at Other Financial Institution",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": "4.50",
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "PERIODIC",
        "name": "Dormant Account Fee",
        "additionalInfo": "Dormancy fee for accounts inactive greater than 24 months",
        "additionalInfoUri": null,
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "rateBased": null,
        "variable": null,
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        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Foreign Currency Conversion",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
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      },
      {
        "feeType": "REPLACEMENT",
        "name": "Visa Card Replacement Processing Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
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          "feeMinimum": "0.00",
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        },
        "feeCap": null,
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      },
      {
        "feeType": "TRANSACTION",
        "name": "SWIFT Transfers",
        "additionalInfo": "Electronic funds transfer to other financial institutions overseas. ",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Amendment/Cancellation of Telegraphic Transfer or SWIFT Transfer",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Trace/Recall of Electronic Funds Transfer",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "rateBased": null,
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      }
    ],
    "lendingRates": [],
    "instalments": null
  }
}