{
  "snapshot_at": "2026-10-31T23:11:52Z",
  "brand": "Auswide Bank Ltd",
  "brand_slug": "auswide-bank-ltd",
  "product_id": "516f4dc2-271b-4812-91ce-fdb9a6eb6c04",
  "cdr_url": "https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/516f4dc2-271b-4812-91ce-fdb9a6eb6c04",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/516f4dc2-271b-4812-91ce-fdb9a6eb6c04'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Up to 9 sub accounts"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "1"
      },
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "15"
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Available for personal use only"
      }
    ],
    "fees": [
      {
        "name": "RTGS_OUTWARD_PAYMENT_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "TELEGPRAPHIC_TRANSFER_FEE",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ZIGGY KIDS SAVER_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "4999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Make at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfers or eletrronic debits from the account in the same calendar month.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/interest-rates/"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ZIGGY KIDS SAVER_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "Make at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfers or eletrronic debits from the account in the same calendar month.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/interest-rates/"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0375",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ZIGGY KIDS SAVER_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "4999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalValue": "BONUS",
        "additionalInfo": "Make at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfers or eletrronic debits from the account in the same calendar month.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/interest-rates/"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0375",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "ZIGGY KIDS SAVER_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalValue": "BONUS",
        "additionalInfo": "Make at least 1 deposit, credit transfer or electronic credit to the account in the calendar month. Make no withdrawals, debit transfers or eletrronic debits from the account in the same calendar month.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/interest-rates/"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "516f4dc2-271b-4812-91ce-fdb9a6eb6c04",
    "lastUpdated": "2026-11-01T08:42:05.000+10:00",
    "name": "ZIGGY KIDS SAVER",
    "description": "A savings account for children",
    "brand": "A-Auswide Bank",
    "brandName": "A-Auswide Bank",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://auswidebank.com.au/banking/savings-and-term-deposits/ziggy-kids-saver/",
      "termsUri": "https://auswidebank.com.au/help/resources/terms-and-conditions/",
      "eligibilityUri": "https://auswidebank.com.au/help/resources/terms-and-conditions/",
      "feesAndPricingUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
    }
  }
}