{
  "snapshot_at": "2026-11-05T03:30:32Z",
  "brand": "Bank First",
  "brand_slug": "bank-first",
  "product_id": "7001a0c9-b435-4dae-b386-f1cabd79229f",
  "cdr_url": "https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/7001a0c9-b435-4dae-b386-f1cabd79229f",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/7001a0c9-b435-4dae-b386-f1cabd79229f'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "brand": "Bank First",
    "description": "Savings Account",
    "isTailored": false,
    "lastUpdated": "2026-11-01T20:34:36.642148Z",
    "name": "Bonus Saver Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "7001a0c9-b435-4dae-b386-f1cabd79229f",
    "additionalInformation": {
      "overviewUri": "https://www.bankfirst.com.au/bank-accounts/savings-accounts/bonus-saver",
      "termsUri": "https://www.bankfirst.com.au/disclosure-documents",
      "eligibilityUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6",
      "feesAndPricingUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://form.bankfirst.com.au/account-application",
    "brandName": "Bank First Production",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Bonus Base Saver Account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "149999.99",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": []
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Bonus Base Saver Account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "149999.99",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "No additional product conditions",
            "additionalInfoUri": null,
            "rateApplicabilityType": "EXISTING_CUST",
            "additionalValue": null
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.0525",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Bonus Saver Account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "149999.99",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.",
            "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/e3Gq6M/k77y1/0EZVG/original/tc_part_a",
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "1.00"
          },
          {
            "additionalInfo": "Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.",
            "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/e3Gq6M/k77y1/0EZVG/original/tc_part_a",
            "rateApplicabilityType": "MAX_WITHDRAWAL_AMOUNT",
            "additionalValue": "0.00"
          }
        ]
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.052",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "Bonus Saver Account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "149999.99",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": []
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": [
          {
            "additionalInfo": "Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.",
            "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/e3Gq6M/k77y1/0EZVG/original/tc_part_a",
            "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
            "additionalValue": "1.00"
          },
          {
            "additionalInfo": "Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the month.",
            "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/e3Gq6M/k77y1/0EZVG/original/tc_part_a",
            "rateApplicabilityType": "MAX_WITHDRAWAL_AMOUNT",
            "additionalValue": "0.00"
          }
        ]
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Available to members only",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Phone Banking is available",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Other service related charges apply based on your circumstances",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "PERIODIC",
        "name": "Account Keeping Fees",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Direct Entry Return Fee",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Direct Debit Stop Request",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "9.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DISHONOUR",
        "name": "Direct Debit Dishonour Fee",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Coin Handling Fee",
        "additionalInfo": "Handling of a coin deposit or withdrawal - $5 per every $100.",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "PERIODIC",
        "name": "Inactive Membership Fee",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": "P1Y",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "ENQUIRY",
        "name": "Statement Request",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Overdrawn Account Fee",
        "additionalInfo": "Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments if the balance remains overdrawn / limit exceeded.",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Non- Individual Membership Establishment Fee",
        "additionalInfo": "Applies when a Non-Individual membership is established",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [],
    "instalments": null
  }
}