{
  "snapshot_at": "2026-10-22T13:24:11Z",
  "brand": "Bank of China",
  "brand_slug": "bank-of-china",
  "product_id": "56060485",
  "cdr_url": "https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/56060485",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/56060485'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "56060485",
    "effectiveFrom": "2017-03-15T00:00:00.000+11:00",
    "effectiveTo": "9999-12-31T00:00:00.000+11:00",
    "lastUpdated": "2017-03-15T00:00:00.000+11:00",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Basic Transaction Account",
    "description": "Basic Transaction Account",
    "brand": "BCA",
    "brandName": "Bank of China",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankofchina.com/au/en/pbservice/pb1/201906/t20190627_15530997.html",
      "termsUri": "https://www.bankofchina.com/au/en/bocinfo/bi3/201906/t20190627_15531087.html",
      "eligibilityUri": "https://www.bankofchina.com/au/en/pbservice/pb1/201906/t20190627_15530997.html",
      "feesAndPricingUri": "https://www.bankofchina.com/au/en/bocinfo/bi2/201706/t20170629_10963936.html"
    },
    "bundles": [],
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      }
    ],
    "constraints": [],
    "eligibility": [
      {
        "eligibilityType": "PENSION_RECIPIENT",
        "additionalInfo": "Customer holds seniors health card or health care card or pensioner concession card; customer claims that he/she is vulnerable, including Aboriginal, severe diseases, violence, low income."
      }
    ],
    "fees": [],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M"
      }
    ],
    "lendingRates": []
  }
}