{
  "snapshot_at": "2026-11-13T01:40:58Z",
  "brand": "Bank of Queensland Limited",
  "brand_slug": "bank-of-queensland-limited",
  "product_id": "18906e88-5c03-ee11-8f6e-00224814d330",
  "cdr_url": "https://api.cds.boq.com.au/cds-au/v1/banking/products/18906e88-5c03-ee11-8f6e-00224814d330",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cds.boq.com.au/cds-au/v1/banking/products/18906e88-5c03-ee11-8f6e-00224814d330'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "18906e88-5c03-ee11-8f6e-00224814d330",
    "lastUpdated": "2026-11-11T21:53:42Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Business WebSavings Account",
    "description": "Make the most of your business savings with the flexibility of accessing your money anytime",
    "brand": "BOQ",
    "brandName": "Bank of Queensland",
    "applicationUri": "https://onlineapplications.boq.com.au/form/5d4b4cf210f87b1518818b1b/app/6993a48b336d7e211a6bb55f",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account",
      "termsUri": "https://www.boq.com.au/important-information/terms-and-conditions",
      "eligibilityUri": "https://www.boq.com.au/important-information/terms-and-conditions",
      "feesAndPricingUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Bonus offer available for new business customers. 4 Month Introductory Offer includes additional interest rate + variable standard rate.",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Free unlimited online BPAY payments",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited free direct credits to your Business WebSavings Account",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://www.boq.com.au/personal/online-banking"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Competitive rates of interest paid on balances from $10,000",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "$0 minimum account balance",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Be an Australian company, sole trader, partnership, association, trust, self-managed superannuation fund, non-for-profit organisation or other forms of business structure acceptable to BOQ and  have an ABN or ACN where applicable, or be a foreign company carrying on business in Australia that is registered with ASIC.",
        "additionalInfoUri": "https://www.boq.com.au/important-information/terms-and-conditions"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "QLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold clients' money in trust and hold relevant practicing certificate as legal practitioners or relevant industry license as agents.",
        "additionalInfoUri": "https://www.boq.com.au/important-information/terms-and-conditions"
      }
    ],
    "fees": [
      {
        "name": "Cheques Deposited",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.0000"
        },
        "currency": "AUD",
        "additionalInfo": "$1.00 each",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      },
      {
        "name": "Multi Payment",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.5000"
        },
        "currency": "AUD",
        "additionalInfo": "$1.50 for up to 10 payments then $0.19 for each additional transaction",
        "additionalInfoUri": "https://www.boq.com.au/business/business-bank-accounts/savings-and-investment-accounts/business-websavings-account"
      }
    ],
    "depositRates": [
      {
        "rate": "0.0150000000000000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfo": "Variable base rate",
        "additionalInfoUri": "https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/business/business-deposits-interest-rates.pdf",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "depositRateType": "VARIABLE"
      },
      {
        "rate": "0.0500000000000000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalValue": "P4M",
        "additionalInfo": "4 Month Introductory Special Offer for new customers only for $10000 and over. Introductory Special Offer (available for a limited time only) Accounts opened from 15/03/2023. Interest rates are variable rates and are subject to change at any time without notice. Interest rates are calculated daily and paid monthly. Balances greater than $5000000 are subject to approval",
        "additionalInfoUri": "https://www.boq.com.au/content/dam/boq/files/terms-and-conditions/business/business-deposits-interest-rates.pdf",
        "tiers": [
          {
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "NEW_CUSTOMER"
              }
            ]
          }
        ],
        "depositRateType": "INTRODUCTORY"
      }
    ]
  }
}