{
  "snapshot_at": "2026-10-22T13:24:15Z",
  "brand": "Bank of Sydney",
  "brand_slug": "bank-of-sydney",
  "product_id": "bos_saver_account",
  "cdr_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/bos_saver_account",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/bos_saver_account'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "bos_saver_account",
    "lastUpdated": "2026-10-01T23:20:33Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "BOS Saver",
    "description": "Make savings simple with a BOS Saver Account. Earn interest on your balance without the complicated conditions or ongoing deposit requirements.",
    "brand": "Bank of Sydney",
    "brandName": "Bank of Sydney",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.banksyd.com.au/bos-saver",
      "termsUri": "https://www.banksyd.com.au/important-product-information",
      "eligibilityUri": "https://www.banksyd.com.au/bos-saver",
      "feesAndPricingUri": "https://www.banksyd.com.au/important-product-information"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Linked to a full Transaction Account",
        "additionalInfo": "Linked to Everyday Saver Transaction so you can access your money at any time through Internet Banking"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Resident or Citizen"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "depositRates": [
      {
        "rate": "0.0525",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "0 to 1000000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0",
            "maximumValue": "1000000",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "depositRateType": "VARIABLE"
      },
      {
        "rate": "0.0525",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "1000001 to 99999999999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000001",
            "maximumValue": "5000000",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "depositRateType": "VARIABLE"
      }
    ]
  }
}