{
  "snapshot_at": "2026-10-22T13:24:15Z",
  "brand": "Bank of Sydney",
  "brand_slug": "bank-of-sydney",
  "product_id": "everyday_account",
  "cdr_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/everyday_account",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/everyday_account'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "everyday_account",
    "effectiveFrom": "2023-12-01T01:19:19Z",
    "lastUpdated": "2026-03-13T01:31:00Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Everyday Account",
    "description": "Make managing your money easy with our Everyday Account. Get access to a Visa Debit Card, unlimited transactions and no monthly account fees.",
    "brand": "Bank of Sydney",
    "brandName": "Bank of Sydney",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.banksyd.com.au/everyday-account",
      "termsUri": "https://www.banksyd.com.au/everyday-account",
      "eligibilityUri": "https://www.banksyd.com.au/everyday-account",
      "feesAndPricingUri": "https://www.banksyd.com.au/everyday-account"
    },
    "features": [
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Debit card"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "Null",
        "additionalInfo": "Additional card holders must be verified as per KYC standards"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ]
  }
}